We’re Nook Mortgages and we’re passionate about maintaining lasting relationships with our clients whilst providing expert help and advice on an entire range of products and services to suit the specific needs of you and your family.
Our appointments are designed to suit you, they can be at a time and place where you feel most comfortable – even over Zoom and FaceTime!
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2 customer reviews
Katie Garrity
We've used Nook Mortgages when we bought our first home and remortgage and wouldn't use anyone else. Amazing communication and so helpful. We will be using again when we remortgage again! More...
Mr S Fitzpatrick
Extremely professional service, open to help and complete appointments in evenings to fit into our work schedule.
Could not have asked for more!
What do you love most about your job?
Helping people! Making people's dreams come true whether that is moving into your first home, forever home or dream home. Its could also be helping people remortgage to get that holiday or extension or even just save them money to help their families.
Making sure I can help provide them what they need while giving great service and talking to people like human beings.
What inspired you to start your own business?
I wanted to try and give people a service they deserve and provide them mortgages they could not get by being a whole of market broker without being sold to.
Why should our clients choose you?
Our mission is to make you feel informed, confident, educated and valued during YOUR journey.
We know that mortgages and protection can seem daunting and not the most exciting thing to talk about at times, however, YOUR home and YOUR future is! Life is busy, we get it! Our clients are at the heart of what we do.
Our vision is:
– To bring the excitement back into owning a home and not seeing it as ‘one of the most stressful things you can do in life’
– To create a place where clients know that what they see is what they get, a human being, a human being who genuinely has them at the heart of everything without being subject to hitting targets by a business.
– To create a safe place where clients feel completely confident and empowered about their choices and feel like they can ask and tell us anything – in a nutshell, to cut the corporate Jargon!
– To build a family. Our clients are our family so we want to look after you year after year and know, we’ve got you not just for now, but for your futures too.
We are experts in their field with over 50 years combined experience in the industry! Read below for our individual stories to find out more.
Can you provide your services online or remotely? If so, please add details.
We can see you when and how you prefer from office appointments to meeting your home or cafe's to online meetings either Monday to Friday 9-5 or in the evenings or weekends if this helps with work and family life
First Time Buyers
Buying a property for the first time is so exciting – congratulations on getting to this point! It can also feel like a challenge and a complicated process.
On a daily basis, we hear from our first time buyers:
Should I go to my bank because that may be the easiest?
I don’t know if I can get a mortgage because I’m self employed.
I have no idea how much I’m eligible to borrow.
I’m not sure where to start.
Have you found yourself thinking like this? Are you torn between going to your bank or a broker for your mortgage because you think it won’t make much of a difference? Wrong! Whilst your bank will be able to advise you on a mortgage, they will only have a small range of in-house products that they can recommend to you.
A mortgage broker on the other hand, has access to thousands of products, meaning you’re much more likely to find a better deal. At Nook, we will find the right mortgage for YOU based on your circumstances and what you want to achieve
Remortgages
There are many reasons for homeowners to remortgage a property. It allows you to secure a better rate, freeing up cash for other things like home improvements, a wedding, a new car or a deposit for another property.
If your fixed rate is about to come to an end with your current lender, it’s worth thinking about remortgaging options. At Nook Mortgages, we work with you to find the best deal from thousands of products out there (don’t worry, we’ll do all the searching!). It’s best to get in touch with us six months before your current deal is due to end, giving us plenty of time to work with you to achieve the best package of products that are right for you.
Home Mover
The thought of moving home might make your toes curl, and we understand – it can be a stressful process with so much paperwork that seems to never end!
Are you thinking about moving home but are unsure of your budget, the costs involved and your mortgage options? We can take care of all of this for you. At Nook Mortgages, we can get you an AIP or DIP (Agreement or Decision in Principle) as soon as you need so that you can start the home moving process and secure your dream property
Self-Employed Mortgages
“I’m self-employed so I can’t get a mortgage.” This is something we hear so often, but luckily – it’s not true!
Getting a mortgage when you’re self-employed isn’t that different from if you were employed. You have access to all the same mortgages and lenders on the market, you just need to provide different information about your income. You can get a mortgage with just one year’s worth of accounts, however the longer you have been self-employed, the better. You’ll typically need to provide SA302s covering two or three years, two to three years accounts or a year and a projection, and evidence of the last year’s worth of contracts, and any upcoming or rolling contracts (if you’re a contractor).
Buy to Let
More and more people are opting to purchase a rental property thanks to its perks of extra income and long term benefits of property investment.
Is this something you’re considering? We can guide you through this process from start to finish. Whether you’re entering the buy-to-let market for the very first time, or want to add to your property portfolio, we’re here to help
Insurances
At Nook Mortgages we can protect you and your family from the unthinkable, with a range of Life Insurance products to suit your unique requirements.
Could your significant other take care of the kids, pay the mortgage and manage household bills should the worst happen? We can carry out a full financial review of your situation to find the best protection package for you and your family.
If the unthinkable becomes a reality, you can rest assured that your loved ones will be looked after
Property Mentorship
Imagine viewing a property thinking:
'If I want this, I can get it!'
Securing a mortgage is only a third of the story. You also need to find your dream home PLUS have your offer accepted on it. Nook Mortgages offer Property Mentorship to support you in all three areas of your home buying journey
