Whole of Market & Independent Mortgage & Insurance advice with access to High street lenders & other specialist lenders, offering an individual and tailored solution based on your own circumstances including First time buyers, Remortgages, Buy to Let, Specialist, bridging & development & Commercial Mortgages.
82 customer reviews
abidemi isola
Not in a million years would I think I’ll get my decision in principle and my mortgage application approved within two weeks of talking to Paul Blake, all thanks to exceptional job Paul Blake did from balanced financial service. When it comes to navigating the complexities of securing a mortgage, having a knowledgeable and reliable mortgage broker can make all the difference. My experience with Paul Blake was nothing short of exceptional, and we believe it’s important to share my insights for others considering their services. From our first interaction, paul blake demonstrated a high level of professionalism. He took the time to explain the mortgage process in detail, ensuring I understood each step. His expertise in the field was evident as he walked me through various mortgage options, helping me identify the best fit for my financial situation. He provided clear answers to my questions and tailored his advice to my specific needs. One of the standout features of working with Paul Blake was his commitment to personalized service, remained accessible, promptly responding to my inquiries and keeping me informed of any updates. The mortgage process can often be lengthy and stressful, but Paul Blake made it remarkably efficient. He guided me through the paperwork and documentation required, ensuring everything was completed accurately and submitted on time. His proactive communication kept me in the loop, alleviating any concerns I had about the timeline and progress of my mortgage application. I wholeheartedly recommend Paul Blake to anyone in need of mortgage brokerage services. His dedication to his clients and commitment to excellence set him apart in the company. If you are looking for a trustworthy partner in your mortgage journey, look no further than Paul Blake, he’s a great asset for the company. More...
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Maria Olariu
My partner and I had a fantastic experience with our mortgage broker, Charlie Baker, who was always available to answer questions and took the time to explain the recommended product in a way we could easily understand. We never felt rushed during the process and was given plenty of time to consider our options, which made us feel confident in our decisions. The communication was seamless. Charlie went above and beyond our expectations, offering support throughout and making what is a rather complex process, quite a seamless experience. I highly recommend Balanced Financial Services to anyone looking for a smooth, supportive, and well-communicated mortgage process. More...
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Nicki Carter
Yet again I have had the most incredible service from Paul Blake at Balanced Financial Services. Nothing is too much bother. He offered a helpful, friendly and professional service. Paul Blake went above and beyond for me and I would recommend Paul Blake and Balanced Financial Services to everyone. More...
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Rose B
Andrea was brilliant - patient, knowledgeable, and very thorough. She helped us renew our mortgage and get life insurance that worked for us. I felt that she gave us the understanding and confidence to make choices that were right for us. I would 100% recommend. More...
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Hannah Page
I cannot recommend Charlie Baker at Balanced Financial Services Ltd highly enough. Having worked with her multiple times now, for different products, I can confidently say that she is the gold standard in the industry. Charlie has an incredible knack for breaking down complex financial concepts into clear, understandable terms, which has been invaluable to me. Her patience and willingness to explain every detail thoroughly make me feel completely at ease, no matter how many questions I have. What truly sets Charlie apart is her genuine commitment to my family's financial well-being. She takes the time to understand our needs and goals, tailoring her advice to fit our specific situation. I never feel rushed or pressured, which has built an immense level of trust between us. Charlie’s professionalism and dedication are unparalleled, and I am confident that I am in the best hands possible. I will continue to return to Balanced Financial Services Ltd and I highly recommend her to anyone looking for a trustworthy, knowledgeable, and truly exceptional broker. More...
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Yana Yankova
Earlier this year we worked with Balanced for our for our first mortgage. Both Charlie and Andrea, who was the one that brought our deal to a close, were exceptional. Andrea guided us every step of the way, provided expert advice and support, gave us time to digest complex options and most importantly made us feel like this wasn't the biggest decision we will make. All of this made it just so easy to work with Andrea. We got a great deal in the end and will surely work with Andrea again. Cannot recommend enough. More...
Reviewed on Google Maps
ndlziscool
Reviewed on Google Maps
FAITH DALLAS
Charlie and Paul have been fantastic. As a single first time buyer, I don't know if i could not of done this without them. Available, supportive and approachable throughout the whole journey, I cannot recommend enough - in fact I have sent friends and family their way already. Looking forward to a continuing to work with BFS in future. More...
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Robert Bellow
I cannot recommend these guys enough. The whole team is so helpful and efficient. I have always had slightly challenging situations that most mortgage companies would turn me down. But the guys at BFS have always managed to get me a great deal. 10/10 More...
Reviewed on Google Maps
Christa Brawley
I will recommend Andrea over and over! I wouldn’t want to go through buying a property with anyone else. Andrea made me feel at ease with every step. I was buying my first ever property and Andreas support was untouched. We started our journey together some time before I eventually was able to buy, and with Andreas help and expertise I was able to ask any question at any given time (no matter how silly it felt or was) and she was always there as a listening ear with advice that was entirely in my best interest. Check ins regularly, last minute advice and tips whenever I needed it - the relationship and support was fantastic. Andrea would advise if she had stumbled on a better option for me and all sorts without me even asking for this, consistently putting my best interest at the heart of what she was doing. I could go on and on about how brilliant she has been. A lot of the buying process and the stress it carries lies heavily on who you decided to work with, and rest assured if you go with Andrea at Balanced Financial Services you will have the absolute best you can get. Thank you Andrea for firstly putting up with me! And secondly for everything you have helped me with, you are just fantastic. More...
Reviewed on Google Maps
Nicholas Flavelle
Paul Blake was recommended to us by friends and throughout our purchase process was incredibly hard working and efficient. We were not a standard case but Paul had no problem in finding us a good deal at the borrowing level we needed. Thanks to all Paul’s hard work and preparation we received our full mortgage offer within 2 days of putting our offer in! I can’t recommend him highly enough. More...
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gilmina mahmoud
The service was great, constant communication. Highly recommend Paul Johnson, we will definitely be using his service in the future. Thank you,Sadala
Reviewed on Google Maps
Lydia Wooding
First time buying a property on my own, I worked with my broker Paul Johnson who made the whole mortgage application incredibly easy and smooth. Couldn't have asked for a more friendly and approachable broker, he went above and beyond for me. Highly recommend this company and staff, brilliant service 10/10 More...
Reviewed on Google Maps
Shelley Kimpton
We have used Balance twice now and cannot fault their service.
Reviewed on Google Maps
Rubben Josh
Mrs Taisha Carson has done an incredible job as my life. She is always available to answer any questions and thanks to your guidance on my first trading with your platform I am confident that my future is in good hands going forward. I just made my withdrawal and it was successful without any fee. You also can start earning with her platform. contact Taisha Carson and start earning. Email: taishacarson025@gmail.com Whatsapp: +1 (415) 886-4972 Whatsapp: +1(619)241-4352 Facebook: Taisha Carson More...
Reviewed on Facebook
Wendy Brown
Our adviser was Mr Paul Blake . He was highly recommended to us by a previous client and certainly lived up to expectation. Paul was very pleasant, and courteous ,dealing with all our enquiries and concerns.Paul always endeavoured to answer our calls ,emails and messages promptly. Paul explained every part of the process clearly and concisely working through everything with us until completion. We would highly recommend him ,he is a credit to the company. More...
Reviewed on Google Maps
Izabela Moszkiewicz
Paul Johnson has been very professional helping me throughout the whole process where other brokers have let me down! I highly recommend Paul Johnson to anyone else!
Reviewed on Google Maps
esther sample
The personal touch, thoroughness, clarity, transparency and willingness to help at a click were the things that made my experience with Paul Blake exceptional. It is not just the excellent service that he delivered but also the 'how' which showed real care for a clients's outcomes. Thank you Paul! Would highly recommend. More...
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Susanna Ward
The service we received with our broker Paul was outstanding! He made the process run as smoothly and swiftly as possible. He was continuously re-assuring when we needed extra support. Always available to us at the other end of the phone. Couldn't recommend Balanced Financial Services enough! More...
Reviewed on Google Maps
Adam Motts
Integrity. Professionalism. Expertise. Knowledge. Personal. Charlie and her team possess the complete range of skills and knowledge to ensure the highest quality of service expected from a Mortgage Adviser. I have used other Mortgage brokers in the past and that is where they will stay. If you recognise the qualities listed above. Look no further. More...
Reviewed on Google Maps
Modavazo Ke Modavazo
I can never forget the day I was convinced to register with Mrs Taisha Carson she is the only legalized and legitimate platform holder I was surprised to receive my withdrawal instantly and automatic. High profit✅ Customer service✅ Instant deposit and withdrawal✅. God have bless me with this company. contact Mrs Taisha directly on these. Email: taishacarson025@gmail.com Whatsapp: +1(619) 241-4352 Facebook: Taisha Carson More...
Reviewed on Facebook
Erdem Koc
Excellent service
Reviewed on Google Maps
Michael Stewart
They say the house buying process is one of the most stressful things you can do. There are a lot of people you have to deal with during the process, which is part of the stress however, Andrea and Charlie at Balanced Financial services were the only part that made it easy and were a pleasure to deal with. They work crazy hours with very quick response times and will always fight to get you the best deal. If only every company operated like this! Thanks again for all your hard work and helping us throughout this year. More...
Reviewed on Google Maps
Emily Rose
Paul Blake was extremely helpful in the remortgage of our property, we would highly recommend! This is the second time my partner has used Balanced Financial Services.
Reviewed on Google Maps
Wole Aj
I recently had the pleasure of experiencing an outstanding service from Paul and Charlie at BFS that exceeded all my expectations. From start to finish, this company demonstrated an unparalleled level of excellence, leaving me thoroughly impressed. The customer service I encountered was nothing short of exceptional. Paul was friendly, attentive, and genuinely dedicated to ensuring my satisfaction. They were prompt in addressing my queries and went above and beyond to provide detailed and comprehensive answers. Their professionalism and commitment to customer care were truly commendable. The service itself was flawlessly executed, leaving no room for disappointment. They exhibited a remarkable level of expertise and skill in their field, showcasing a deep understanding of their craft which is what every first time buyer like myself needs. Every step of the process was handled with meticulous attention to detail, resulting in an outcome that far surpassed my expectations. What impressed me most was their ability to tailor their service to my specific needs. They took the time to understand my requirements and preferences and were able to find me the best mortgage offer. Their flexibility and adaptability demonstrated a genuine commitment to customer satisfaction and ensured that the service was a perfect fit for my unique circumstances. I wholeheartedly recommend the team at Balanced Financial Services to anyone seeking excellence and professionalism. Their commitment to delivering a top-notch service, coupled with their exceptional customer service, make them stand out from the rest. If you're looking for a service experience that exceeds all expectations, look no further! More...
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Ali clack
Searching for a Bridging Loan in 2022 I was impressed by Balanced Financial Services’ positive approach following several rejections from other brokers. Paul Johnson worked closely with us throughout the whole process and secured an excellent rate and terms which enabled us to complete our purchase. Following conversion from Residential to Commercial, Paul was again able to match several lenders to secure a competitive mortgage and acted as an intermediary between the solicitors, banks and bridging loan provider keeping us informed every step of the way. We could not have completed the project ahead of schedule without Balanced Financial Services’ consistently reliable support and can-do attitude throughout, they are absolutely recommended for their broad industry knowledge yet personal touch. Thank you. More...
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Jennifer Roberts
Charlie Baker is the ultimate professional: knowledgeable, efficient, honest and communicative. She helped me, a first time buyer, get my mortgage in tricky circumstances and I will be forever grateful. Have already recommended to various friends! More...
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Anna-May Follas-Shell
I wouldn't want to go through the house buying process with anyone else! Andrea went above and beyond to help me purchase my first property, her advise was always honest and with my best interests in mind. In a sea of untrustworthy estate agents and slow conveyancers, Andrea was like a breath of fresh air. She regularly checked in on me and didn't give up on me when I took longer than I should have to respond. I felt I was getting the the care and support of a friend or family member but with the extensive knowledge of a professional. Every time I thought I was in a predicament, Andrea had a solution. I would wholeheartedly recommend Andrea and Balanced Financial Services as mortgage advisers - they are just amazing. More...
Reviewed on Google Maps
Elizabeth Harris
The last few months with the cost of living crisis have been a challenging time to remortgage our property. However with Charlie's invaluable and (very balanced! ) advice we were able to remortgage with complete confidence- she helped us navigate through a very uncertain time with so much support every single step of the way. The communication we experienced from both Charlie and Balanced as whole could not have been better. If you work unsociable hours/into the weekend they will tailor their service around you, not like many other services which operate Mon-Fri 9-5. If necessary, Charlie would have no issue going out of her way call us at 7pm some evenings and keep us up to date through the weekend where myself and my partner are busy and can only be available some evenings and weekends. Charlie thoroughly explained every step and procedure, including why it's important and what to consider/the best approach for our situation, which made us feel completely in the loop. This truly makes you feel empowered to make the best decision. We want to thank Charlie and Balanced for their service and advice and would highly recommend them to everyone. The expertise and professionalism is second to none, and the service is so personal and genuine. Thank you so much Charlie and the team at Balanced. We will definitely be back for your services again in the future. More...
Reviewed on Google Maps
George Okeke
In 2022, we set out to challenge ourselves to own the home of our dreams. We met a number of mortgage brokers along the way who unfortunately were unable to get us the amount of mortgage we required to own this home. Thankfully, we got recommended to Charlie by a friend. Charlie was above exceptional, she was very professional throughout the journey, set the right level of expectations, and in the end achieved the impossible by sourcing the right lender. After the mortgage approval and during the legal process for purchasing, she did not just walk away because she was done with her job, but rather kept checking in to know how the purchase was going. She even kept checking in after completion and when we had moved into our new home, just to know how we were settling in. She is certainly an awesome broker, and I will strongly recommend her to anyone who really wants a broker that doesn't mess about. More...
Reviewed on Google Maps
Catherine Rust
Highly recommend Andrea, she went above and beyond in securing our new home with rapid responses, chasing up every last detail, will use again
Reviewed on Facebook
Anna-May Follas-Shell
Andrea went above and beyond to help me purchase my first property, her advise was always honest and with my best interests in mind. In a sea of untrustworthy estate agents and slow conveyancers, Andrea was like a breath of fresh air. She regularly checked in on me and didn't give up on me when I took longer than I should have to respond. I felt I was getting the the care and support of a friend or family member but with the extensive knowledge of a professional. Every time I thought I was in a predicament, Andrea had a solution. I would wholeheartedly recommend Andrea and Balanced Financial Services as mortgage advisers - they are just amazing. More...
Reviewed on Facebook
Thomas Wainman
Excellent experience with Paul Johnson who helped me and my partner secure a mortgage offer in record time. Paul showed great attention to detail and was efficient, professional and responsive at all times. The fee was competitive and money well spent. I appreciated Paul's advice and flexibility in accommodating appointments by phone and outside office hours. With thanks for your work. More...
Reviewed on Google Maps
Maija Howes
Paul managed to secure and pull through amazing deal in these hard times. Best broker I have worked with so far and trust me - I dealt with quite a few! Thank you Paul.
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Julien J
I was introduced to this company through a family member. We had Charlie Baker from start to finish for our mortgage application. We had a complex situation which Charlie understood and yet managed to offer several solutions within a short time frame. She was very efficient and communicated extremely well throughout the entire process. I would highly recommend her services. She cares about her clients and works her hardest to bring the best results! More...
Reviewed on Google Maps
Jonathan Squires
Very helpful and informative I would use in the future and recommend 👍
Reviewed on Google Maps
Michael Bonner
Earlier in 2022 myself and my partner were looking to purchase our first house. As first time buyers we were a little unsure about how to get a mortgage, let alone the best one for us. Paul Blake and the rest of the team at Balanced Financial Services were truly excellent. They offered pragmatic and tailored advice that suited our individual needs and regularly went above and beyond to get us the best mortgage offer possible. They were able to answer any query or concern we had quickly and we never had to chase. I cannot fault them and would happily recommend them to others! Top tier service! More...
Reviewed on Google Maps
Steve Gill
I needed to re-mortgage 7x properties. Paul Johnson provided the service within my time frame and a lot more in terms of support, update and understanding. He was ahead and never a need to apologise or make an excuse. First class 5 star Quality / cost effective service, would recommend you stick with these tried / tested professionals. More...
Reviewed on Google Maps
Tolani Jegede
Mortgage Advice
Charlie the broker we spoke to seemed really clued up we was super impressed from our first conversation, really seemed genuine and would recommend although work not completed yet but from two meetings i can say I was blown away. Would recommend definitely
Tolani Jegede
Mortgage Advice
Claire person we spoke to seemed really clued up we was super impressed from our first conversation, really seemed genuine and would recommend although work not completed yet but from two meetings i can say I was blown away. Would recommend definitely
Eleanor
Paul Blake and Andrea absolutely amazing and super helpful. Quick responses and always on hand to help thank you for helping us get our first home!
Reviewed on Google Maps
Gemma Lee
A brilliant service from start to finish. The whole team were helpful and friendly. I would highly recommend and I'll be using them again.
Reviewed on Google Maps
Robert DC
I bought a couple of properties through Balanced Financial Services and I had the pleasure of dealing with Paul. Paul has gone the extra mile for both properties I bought and often has provided invaluable advise. I have used a couple of mortgage advisors in the past, which I have found to not VFM after the experience with Paul. Would definitely recommend and will definitely come back next time, no doubt. Thank you! More...
Reviewed on Google Maps
Chi Wan
We are glad to have found this company through google. Their strong reviews are truly reflective of the experience we had. Paul Johnson was brilliant - extremely efficient, polite, and engaged throughout the whole mortgage application process. He went above and beyond to find and secure the best deal available for us. I would highly recommend this company. I would definitely contact Paul for future mortgage advice. More...
Reviewed on Google Maps
Molly Willett
We worked with Andrea to buy our first home and we thought she was excellent. The level of service and care was amazing and we always felt as though she was someone we could turn to for help and advice. We had a few setbacks along the way (one purchase falling through and several delays on our eventual purchase) but Andrea was always there to help out and fight our corner. We will be recommending her to anyone and everyone! Best decision we made in the whole process! More...
Reviewed on Google Maps
Anne McCormack
Andrea is not only totally amazing in her ability to bring forth your exact wishes but has exceeded herself far and beyond my expectations. It would be a very huge injustice to yourself to pass such a rare and precious find off humanity and compassion along with her exceptional expertise. Very highly recommended 100% More...
Reviewed on Google Maps
Jayabharat Reddy
I had fantastic experience with Balanced Financial services. Right from the outset, I was kept informed with the proceedings proactively on regular basis. Never I had to remind or make an enquiry to get the status. Will strongly recommend and will use the services in future. More...
Reviewed on Google Maps
Sarah Fane
Really positive experience from beginning to end. Paul Blake at Balanced Financial Services Ltd. made getting our new mortgage simple and easy. Everything was explained clearly and Paul was always available for a phone call if there were any queries. Would highly recommend and we will be using them again in the future. Thank you! More...
Reviewed on Google Maps
Sara Alfaraj
Andrea was absolutely fantastic with helping us to buy our first home. She was patient, knowledgeable and listened to our concerns and needs, putting our minds at rest whenever we needed her to. Communication was excellent every step of the way. Highly recommended! More...
Reviewed on Google Maps
Liz Hynes
This is the second time I’ve used this company and I found them completely professional, excellent service. I was totally reassured that I was in expert hands
Reviewed on Google Maps
What do you love most about your job?
Customers who are glad they chose Balanced, sometimes customers are told by other firms that they can't have a mortgage, or they can't be helped, we take great pride in proving them wrong.
What inspired you to start your own business?
I started Balanced after feeling frustrated with heavy handed sales tactics, sales targets designed to put business income above whats best for each individual customer combined with a real hope to change the way mortgage advisers are perceived by applicants.
Why should our clients choose you?
We actually do care about you. No customer of Balanced has a reference number or a client number, because you are not a number. You are a person with your own plans, needs and priorities. We will provide as much support through the process as you need without pressurising you. We will work with you at your pace, not ours. We see our job as providing you with sound, fair and honest advice and giving you the support you need to achieve your goals, from buying your first home, to building a property portfolio.
Can you provide your services online or remotely? If so, please add details.
Yes, we have a secure online portal for document sharing, we can work with you via Zoom, email, phone and message services.
What changes have you made to keep your customers safe from Covid-19?
All our advisers are working from home, offering advice via phone, email, messaging and zoom
Independent Mortgage Advice
Whole of Market and truly independent, with access to over 90 mortgage lenders.
Specialist Mortgage Advice
We offer tailored, specialist advice on Ltd company buy to let, HMO, holiday let and all other types of buy to let mortgages.
First Time Buyer Mortgage Advice
A fully independent advice service which puts you at the heart. We can help you from your initial planning, right through to collecting your keys and beyond. We’re here to talk you through the steps, let you know what to expect and how to handle any possible obstacles which may arise.
Insurance Advice
We provide a ‘no pressure’ advice service for all kinds of personal protection insurance including life insurance, income protection, critical Illness, family income benefit and others. We will go through with you what the different policies do, and don’t cover, help you prioritise, then tailor a package to suit you budget.
Business Protection Advice
We will talk you through the different ways you can protect shareholders and key staff within your business and provide information on how to structure the policies to suit your business needs and budget.
Bridging & Development Finance
We have access to excellent and fast briding lenders and also we can assist with development, development exit and other types of sepcialist finance.
Commercial Mortgages
Mortgages for commercial property including professional practice, retail, warehousing, large BTL & HMO
