Mortgage & Equity Release Specialist | Protection Adviser | Will Writer | Commercial Finance Consultant
With years of experience in the financial services industry, I provide expert guidance in mortgages, equity release, protection planning, will writing, and commercial finance.
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21 customer reviews
Tony Silver
Thank you Garth for your help and advice setting up our Equity Release. You discussed everything in detail and in plain English and made sure we understood what we were doing. Thank you also for advising us to take the funds in stages as we needed them. More...
Reviewed on TrustPilot
Rose Quartz Ltd
Fantastic service, good advice given. Highly recommend hertslife.
Reviewed on TrustPilot
Ian Pinkus
I found them extremely informative and helpful all the way through the process of dealing with them
Reviewed on TrustPilot
Anna MP
Great Company They helped my husband and I with really sound financial advice. I have already recommended them, and particularly Garth, to other friends.
Reviewed on TrustPilot
Judith Law
Garth gave me so much great information about equity release to help me make my decision. He is so helpful, no pressure, and really understands what is important about equity release. He answered all my questions, and did not seem rushed - he spent as much time as I needed to understand everything. I can thoroughly recommend. More...
Reviewed on TrustPilot
David Ferenc
Hertslife were amazing and helped me understand clearly Equity Release. Garth was so patient and nice to deal with. Look no further. Highly recommended
Reviewed on TrustPilot
Stacey Bernie
Garth went beyond to assist in every way. He answered all questions proficiently, and I felt very secure in the knowledge to make the right decision for me. Brilliant service, very happy to recommend! More...
Reviewed on TrustPilot
Jay
Professional and reassuring. Explained everything clearly so we could make an informed decision.
Reviewed on TrustPilot
raluca vasile
Hertslife really helped. They understood our problem and gave helpful and useful advice. Would not hesitate to recommend
Reviewed on TrustPilot
Paul Ionut Pop
Took the fear away. We needed to understand our options in relation to equity release. Garth of Hertslife Ltd made it simple fir us to understand and dispelled the fears we had around doing this. Thanks guys!!
Reviewed on TrustPilot
Nigel
To be perfectly honest, we thought that there was no way we could refinance our debt position, especially considering we had tried three brokers before meeting Garth. His knowledge was amazing and after our initial meeting, we had a really good feeling that he would be the solution we were looking for. Thank goodness, indeed he was and it was such a huge weight off our minds, knowing that we could amalgamate our historic problems and move forward. We ended up in a position that we now know we can cope with and it feels like such a weight has been lifted From us. We can’t thank you enough for all of the help and understanding with such a complex situation. At last financial freedom. Once again, thank you for all of your endeavors and the help you have given us. To recommend Garth would be an understatement More...
Reviewed on TrustPilot
Jonathan Matthews
Really great advice, from the heart
Nicholas Conn
I have worked with hertslife (mainly Garth) on multiple occassions and would never use anybody else. Garth has always been upfront and honest with me which I have always appreciated and due to his many years experience, he is able to find ways around things that others have failed to do.
Colin Baker
Garth is a true professional who knows his stuff, he put my mind to rest and provided me with the product I needed and spoke to me more as a friend than a client, I highly recommend him.
Jay Rapwood
Garth helped us buy arranging finance with the minimum of fuss. A true professional . Highly recommended
Kim
Garth Bernard is without a doubt the best mortgage broker out there. Myself my family and many friends have benefitted from his outstanding knowledge and professional advice . He will always find you the very best and competitive deal so my advice is to not even bother with another broker . Garth is always reliable honest and on time and explains all the jargon in a simple and easy to understand fashion . I give without hesitation a full 5 stars to Garth and his company as once you've found him you won't want to seek advice from anyone else . Many thanks Garth for your years of help. More...
Jeffrey Raphael
Garth helped us buy arranging finance with the minimum of fuss. A true professional . Highly recommended
Hyacinth
Brilliant company with excellent customer service always have time to listen and cater for my needs and the willingness to go that step forward and beyond at all times.
For that reason I will never change to any other broker.
This company is great with equity release, mortgages and any finance.
Thank you so much Garth
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gary j.
Garth has helped me and my family several times over the years. I have found him to be totally reliable and honest with all the help and advice he gives us.
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And the personal touch really does makes all the difference...
I would thoroughly recommend Garth to anyone...
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Sara
Garth has really went the extra mile for me, come attentive and patient.
It has been a pleasure to work with, most importantly he got the job done very well.
Yours sincerely
Sara Lesley-Azar
Reply from Hertslife Ltd
Thank you Sara. :-)
Mathew
I would recommend Garth to anyone. I have always found his services to be invaluable. He always goes that extra mile to ensure he finds the absolute best for us. Me and my family can not recommend him enough. More...
Reply from Hertslife Ltd
Thank you Mat. :-)
What do you love most about your job?
I love the smile on people's faces when they realise their financial problem has been solved or when they get the formal mortgage offer for their new property.
What inspired you to start your own business?
I have worked in Financial services with a number of large companies. I wanted to create a bespoke mortgage brokerage which would give excellent customer service and offer to go the extra mile for our clients. This we do consistently. We try our best to take the stress out of buying or re financing.
Why should our clients choose you?
I am honest and sincere and often find solutions that had not been thought of. You will find me direct and easy to deal with. I try to simplify things so my clients have a greater understanding throughout the whole process
Can you provide your services online or remotely? If so, please add details.
We provide both remote and face to face meetings subject to distance. We are happy to use Zoom or facetime or Watts App in order to keep you and us safe and informed. Everything can be done remotely if there is any concern about face to face meetings.
What changes have you made to keep your customers safe from Covid-19?
Our office and meeting rooms are fully cleaned between clients. We have embraced all forms of communication weather that be via email and telephone or through Zoom and similar services. Everything can be done remotely if there is any concern about face to face meetings.
Mortgages & Re-Mortgages
Through our state of the art systems we have access to the whole market and are able to find our clients the best offering for their circumstances for house purchase and re- mortgages .
We specialise in thinking outside the box to find innovative solutions where needed.
Secured Loans
We can raise money for any legal purpose. We have a host of contacts helping people with both good ,and not so good, past credit history.
Equity Release Mortgages
We specialise in Equity release mortgages . Through our state of the art systems we have access to the whole market and are able to find our clients the best offering for their circumstances.
