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Constance Finance Limited

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About

At Constance Mortgages and Protection, We have the expertise and the knowledge to offer clear, practical and comprehensive advice in Mortgages and Protection.

5 hires on Bark
7 hour response time

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Reviews (57)

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5/5

57 customer reviews

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3 December 2025

I am highly satisfied with the mortgage and insurance services provided by Constance Mortgages and Protection during my property purchase. I would like to extend my appreciation to Cyril and his team for their attentive communication and efficient handling of the transactions. It was their professionalism and patience that made all the difference. Their support and guidance was invaluable and greatly appreciated. More...

Reviewed on Google Maps

2 December 2025

Professional buy-to-let service by friendly and reliable mortgage advisers like Cyril

Reviewed on Google Maps

23 September 2025

Reviewed on Google Maps

18 August 2025

One of the best ever Person,so friendly and very down to Earth.Best of All very much helpful.

Reviewed on Google Maps

16 August 2025

Reviewed on Google Maps

7 August 2025

We want to express our heartfelt gratitude to Cyril Lobo and his team at Constance Mortgages and Protection for their incredible assistance in securing our mortgage and buying our first home. Cyril, your guidance as our advisor was exceptional. You made a complex journey easier with your availability and genuine care, especially when we felt uncertain about securing a mortgage. We truly appreciate the follow-up calls and advice you provided. Your investment in our success gave us hope and confidence. We highly recommend your services to anyone in need. Thank you once again for everything! Alvira Rodrigues & Lanijoy Almeida More...

Reviewed on Google Maps

3 August 2025

A big thank you to Cyril and the team at Constance Mortgages for their incredible support throughout our mortgage journey. Cyril was professional, patient, and always available to answer our questions—no matter how small. His expertise and clear communication made the entire process so much less stressful. We truly appreciated his guidance every step of the way. Highly recommend Cyril and the team for anyone looking for a smooth and reliable mortgage experience! More...

Reviewed on Google Maps

29 July 2025

Reviewed on Google Maps

11 July 2025

I had an amazing experience with the home-buying process. All the paperwork for my new house was handled smoothly and efficiently by Cyril and his team . Everything went perfectly from start to finish—professional, knowledgeable, helpful, and stress-free. I truly appreciated the support and attention to detail throughout. I would highly recommend constance finance ltd .Thank you More...

Reviewed on Google Maps

10 July 2025

Working with Constance Mortgage and Finance Services made our home buying journey smooth, clear, and surprisingly stress-free. From the very beginning of our home buying journey, they provided exceptional guidance and support every step of the way. As first-time buyers, we had a lot of questions and uncertainties, but Cyril Lobo and his team were incredibly patient, knowledgeable, and responsive. Cyril took the time to explain each part of the mortgage process in clear terms, helped us explore all our financing options, and made sure we felt confident in every decision. Their professionalism, transparency, and genuine care for their clients truly set them apart. Thanks to their expertise and dedication, we were able to secure a great mortgage and find a home we love. If you're looking for trustworthy and experienced financial guidance in the home buying process, Constance Mortgage and Finance Services is the best choice you can make! Highly recommended !!! More...

Reviewed on Google Maps

8 July 2025

We are grateful to Cyril Lobo at Constance Mortgages for helping us secure the mortgage for our very first home in the UK. He was very supportive and professional. His clear understanding of the mortgage process and guidance at every stage made the journey take the burden off us. A big thank you, Cyril, for helping us achieve our dream of getting onto the property ladder. We wish you continued success and would highly recommend your services to anyone looking for a dedicated and knowledgeable mortgage advisor. More...

Reviewed on Google Maps

17 June 2025

We are incredibly grateful to Cyril Lobo at Constance Mortgages and Protection for guiding us through the process of purchasing our home. From our first conversation, Cyril was attentive, knowledgeable, and genuinely committed to helping us find the best mortgage solution tailored to our needs. His calm and reassuring presence made what could have been a stressful experience feel manageable. Cyril went above and beyond at every stage, explaining complex details in simple terms, responding promptly to our questions. His professionalism, patience, and personal touch gave us complete confidence in every decision we made. Thanks to Cyril’s dedication and expertise, we are now proud homeowners. We wholeheartedly recommend Constance Mortgages and Protection, and especially Cyril, to anyone looking for trustworthy and exceptional mortgage advice. Thank you, Cyril, for everything—you’ve made a lasting impact on our journey. More...

Reviewed on Google Maps

17 June 2025

Thanks to Cyril, who helped us get our home , he is very trustworthy and helped us through, very patient and kind person who was always at hand when needed.

Reviewed on Google Maps

17 June 2025

We are incredibly grateful to Cyril Lobo at Constance Mortgages for helping us secure the mortgage for our very first home in the UK. From start to finish, which took about six months, Cyril was consistently supportive, patient, and professional. His positive approach and clear understanding of the mortgage process made a potentially stressful journey much smoother for us. No question was too small, and his guidance at every stage was both reassuring and reliable. A heartfelt thank you, Cyril, for helping us achieve our dream of getting onto the property ladder. We wish you continued success and would highly recommend your services to anyone looking for a dedicated and knowledgeable mortgage advisor. More...

Reviewed on Google Maps

8 May 2025

Thank you for the great service, the team went beyond our expectations. Cyril and Samantha of Constance have been instrumental in us securing our dream house. Thanks a Million !!!

Reviewed on Google Maps

7 May 2025

Reviewed on Google Maps

24 February 2025

We honestly can’t thank Cyril enough for everything he has done for us. Buying our first house was such a big step, and we had more than our fair share of challenges along the way. There were moments when we felt stuck and unsure of what to do, but Cyril was always there to guide us, reassure us, and find solutions to keep things moving forward. From the very start, he went above and beyond to make sure we got the best possible outcome. No question was ever too much, and no obstacle was ever too big—he tackled everything with patience, expertise, and determination. Knowing we had someone as knowledgeable and supportive as Cyril made all the difference, and we couldn’t have asked for a better mortgage broker. If you’re looking for someone who truly cares and makes the process as stress-free as possible, we can’t recommend Cyril enough. We’ll always be grateful for everything he’s done for us! More...

Reviewed on Google Maps

23 January 2025

I thank Cyril for everything he have done to buy our dream house in UK, without him it won't be possible. He helped us in may ways, when ever I called him he answered all my quires. . I recommend Constance finance to my fellow Goan community. Thank you Cyril, may you have more success in the future. More...

Reviewed on Google Maps

13 January 2025

As a first time buyer I was new to the mortgage process. But Cyril Lobo of Constance Mortgages and Protection made everything easier. He's professionalism made the entire process stress free. He guided us to every step of the way. Through his expertise and guidance we were able to step in our dream house. I highly recommend Cyril Lobo to anyone looking for a supportive mortgage advisor. More...

Reviewed on Google Maps

30 December 2024

We are recently trilled of purchasing our new home, which is a dream come true, that would have not been possible without the help and support from Cyril. Now we are proud owners of a beautiful house!!! There were many obstacles while purchasing this home but Cyril's Advice, patience, understanding and encouragement made it all possible for us. Cyril was just a phone call away whenever we needed his help and advice. Cyril is the best advisor you can have for all your mortgage needs. Thank you very much Cyril. Wish you more success and God bless!! More...

Reviewed on Google Maps

19 December 2024

Excellent service

Reviewed on Google Maps

19 December 2024

Great service, professional and quick.

Reviewed on Google Maps

9 December 2024

I had a lovely experience working with Cyril, who was professional and knowledgeable, from explaining the options and handling the paperwork though stressful the process was manageable. I appreciate his prompt communication and willingness to answer all my questions and to step in and follow up even with the solicitors when required. I would recommend Cyril as a supportive mortgage broker. More...

Reviewed on Google Maps

16 November 2024

Cyril was a great help, with his help we managed to secure our first property and was done smoothly with his help

Reviewed on Google Maps

6 November 2024

One of the best mortgage services in my experience. Specially Lobo was very helpful and professional in my application process. He has a deep understanding of the application process and always encouraged me to provide the documents. I was happy the use their service More...

Reviewed on Google Maps

6 November 2024

I can't thank Lobo enough for doing our house application. Everything was done very professionally and stress free. He has done beyond what we have expected even contacted us out of hours to update us on things. I would highly recommend anyone to use his service. I have also recommended my Eldest brother regarding his house application and he has used his service. Thank you Lobo for your hard work More...

Reviewed on Google Maps

16 October 2024

From the start of initial enquiry to mortgage offer and completion, the communication and updates were outstanding. I was advised as needed. Can't speak highly enough of Cyril Lobo- he is incredibly helpful and worth every single penny. Makes everything so easy for customers.Thank you very much Cyril once again More...

Reviewed on Google Maps

15 October 2024

After a two-year search for the perfect place to call home, I have finally completed the purchase of a beautiful Victorian house brimming with character and charm. While this journey, while at times fraught with disappointments—such as the loss of a beloved cottage—has ultimately been a rewarding one, much of this success can be attributed to my outstanding mortgage broker, Cyril. From the beginning, Cyril demonstrated a level of kindness, understanding, and professionalism that is rare. His knowledge of the process was unparalleled, always keeping me well-informed and guiding me through every twist and turn with patience and clarity. What truly stood out, however, was his unwavering support during the more challenging moments. He never wavered in his commitment to helping me find not just any house, but the right home; for that, I am deeply grateful. The emotional toll of a prolonged search can be significant, yet Cyril ensured that the experience remained positive and hopeful. His personal touch made all the difference, and it is clear that he genuinely cares about his clients' well-being and dreams. I cannot recommend Cyril highly enough to anyone in need of a mortgage broker who combines expertise with empathy. He has made a complex and often overwhelming process feel smooth and manageable, and I now have the home I’ve always dreamed of. Thank you, Cyril, for making this journey one to remember. More...

Reviewed on Facebook

14 October 2024

I recently worked with Cyril to secure a mortgage, and I couldn't be more satisfied with the experience. From our first meeting, Cyril was incredibly knowledgeable and patient, walking me through various options and helping me understand the fine print. What stood out was his ability to find a deal that perfectly matched my financial situation. He presented several options, clearly explaining the pros and cons of each, which made decision-making much easier. Cyril was also proactive in communicating with lenders, ensuring that the process moved smoothly and efficiently. He kept me updated at every stage, which alleviated a lot of the stress typically associated with obtaining a mortgage. Overall, I highly recommend Cyril to anyone looking for a mortgage. His expertise and dedication made all the difference in securing a favorable deal.Thank you so much Cyril. More...

Reviewed on Google Maps

14 October 2024

Excellent service by Cyril lobo , very helpful person , supportive, ready to help anytime , trustworthy . Inspite of having so many difficulties he always stood up for us . I really appreciate his hard work towards us for buying new house . Wish you more success in life thank you once again, cheers 🙏🎉🍾 More...

Reviewed on Google Maps

14 October 2024

We want to take a moment to sincerely thank Cyril and his team for all their help and guidance throughout the process of purchasing our property. We are thrilled to have secured our new home, and we know we couldn’t have done it without your support. Thank you once again for everything. We will certainly be recommending your services to anyone we know who is looking for mortgage advice! Wishing you continued success in all that you do. More...

Reviewed on Google Maps

14 October 2024

My husband and I recently had the privilege of purchasing our dream home, a milestone that would not have been possible without the exceptional support of Cyril and his team at Constance Mortgages and Protection. As first-time buyers, we approached the process with some apprehension, particularly after the disappointment of a previous failed attempt. However, Cyril’s professionalism, unparalleled customer service, and deep expertise in the mortgage industry transformed the experience into a remarkably smooth and stress-free journey. As we neared the formal mortgage application stage, the team consistently demonstrated their unwavering commitment to our needs, always being readily available to address our inquiries with promptness and clarity. Their dedication to ensuring that every interaction with the lender was resolved swiftly and efficiently went above and beyond our expectations, providing us with peace of mind throughout. I wholeheartedly recommend Cyril and his team to anyone pursuing a property purchase. Once again, we extend our sincere gratitude to Cyril and Aishah for their steadfast support and invaluable guidance throughout this journey! More...

Reviewed on Google Maps

1 August 2024

Flawless service from start to finish, Cyril Lobo and his team did an excellent job providing us with the mortgage we needed to buy of forever family home. Stress free with plenty of communication from the team. Will always recommend them and continue to use them in future.!!! More...

Reviewed on Google Maps

24 July 2024

Thank you Cyril for all your support and help that you have been given to us. Thank you again for everything.

Reviewed on Google Maps

13 December 2023

Thank you for being so wonderful and gracious to us during the entire process!” “Thank you from the bottom of myheart for all of your help to get the loan and for assisting us with all of the papers.

Reviewed on Facebook

8 September 2023

Cyril very professionally handled our mortgage requirements. He is truly core at his work.Glad share a successful completion with the mortgage he secured for us.

Reviewed on Facebook

13 April 2023

Cyril actually help me make my dream come true of buying my own house. I totally adore the remarkable service he provided throughout the process. He made him self available every time I needed his help. Every difficult step was accompanied by is expert advice. He truly gave a stress free service in the buying process. Time and again he reassured me with alternative solutions. Speechless and highly Grateful to you Cyril.. it wouldn’t have been possible without you. I can’t thanks you enough 🙏for your efficiency and efforts to bring a smile on my face and the happiness to my entire family. Keep up the great work 👍 More...

Reviewed on Facebook

8 September 2022

Cyril has been amazing right from the day I suggested I wanna get onto the property ladder. Highly recommend him to all. he was available any time to answer all queries we had. He is very pro active and ensures you do not get caught up in hurdles. The whole process with him to get our mortgage was flawless and very easy. I am glad I chose him and would definitely recommend him to family and friends. An invaluable asset to the firm. Thank you Cyril. Sanfia & Swiston More...

24 June 2022

Cyril was kind and supportive throughout our entire journey. Highly recommend him to all. Provided us with good advice and helped us every step of the way. Cyril was flexible with hours which included telephone conversations when we were unsure and getting back to us quickly via messages. Cyril made our first purchase run smoothly and we cannot thank him enough. We will be forever grateful :) More...

Reviewed on Facebook

19 June 2022

Cyril was brilliant not only found us a great deal but also help guide us through a tricky mortgage cant recommend him enough

Reviewed on Facebook

24 April 2022

Highly recommended... Cyril was just great with the professional advice he gave us. Very helpful and ready to help you at any time.

Reviewed on Facebook

13 April 2022

Thank you for being wonderful and gracious through out the whole process .I'm very satisfied with Cyril’s commitment. Had a quite complicated application but he made it successful in the end . Me and my family are very grateful and would highly recommend his services to everyone! More...

Reviewed on Facebook

6 January 2022

Highly recommended Our journey to our first home was a smooth path couldn’t ask for anything better. Thank you

Reviewed on Facebook

22 December 2021

Cyril was great. So helpful and friendly. Everything was explained clearly and he answered any questions I had with ease. Very easy to get hold of and responded very quickly, Cannot thank you enough !! From the initial conversation through the mortgage process Cyril have been amazing. Highly recommend. More...

Reviewed on Facebook

21 December 2021

Anyone who has purchased their property would know how daunting the whole process can be. We appointed Cyril Lobo through a contact of my husband's. Having never met him in person, I was very unsure about how his service would be. But he surpassed all our expectations. We had a lot of hurdles when purchasing our first property. But Cyril helped us navigate through them with such ease. Even in the last few days when we were losing all hope of meeting the stamp duty holiday deadline, he assisted us in getting all the documentation completed in time. I would recommend Cyril's services to anyone who wants to get mortgage advice. More...

Reviewed on Facebook

21 December 2021

Cyril is an amazing person to get your mortgage advise. He is extremely helpful and always just a phone call away. I had been through a difficult time when purchasing my first property, but Cyril kept me on the positive to get through the purchase. I would highly recommend his services to anyone who would like to be on the property ladder. More...

Reviewed on Facebook

20 December 2021

Great service by Mr. Cyril Lobo throughout, excellent communication which helped us understand the process. He was like just a call away throughout the procedure. Highly recommended.⭐️⭐️⭐️⭐️⭐️

Reviewed on Facebook

14 November 2021

Cyril is very professional & friendly person and experienced/excellent in dealing in mortgage/insurance deals. He has the ability to handle any case/situations and can help u out of the way to get it done & is available on calls/advise any time. Highly recommend Cyril Lobo & can definitely rely on him for any services/ deals. Once again thank u and best wishes for ur professional career. More...

Reviewed on Facebook

10 November 2021

A big thank you Cyril for directing us in the right route and processing everything very efficiently in a minimum cost and period of time . We really recommend and appreciate such a courteous , friendly professional . More...

Reviewed on Facebook

25 September 2021

Appreciate the patience and support! Thank you!

Reviewed on Facebook

Q&As

My professionalism assists my clients to climb the property ladder.

Specialised mortgage and insurance adviser within the UK market, providing you with excellent service and assisting with any complex client portfolios. (My reviews speak for themselves)

Most of my correspondence and service is via video calls, email and available whenever necessary.

Services

Specialised mortgage adviser within the UK market, providing you with excellent service and assisting with any complex client portfolios.