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Spectrum Financial Advice

Multiple locations

(6)
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About

As a company, we pride ourselves on our honest and trustworthy advice. Our expert advice is focused on you and tailored to your specific needs.

We're not a call centre and you're not just another customer. We establish long lasting client relationships helping them protect what matters and protect it properly.

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2 hour response time

Reviews (6)

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5/5

6 customer reviews

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14 March 2024

Good work 👏
Thanks for the good deal

14 March 2024

It was Qasim that helped me with my insurance and thanks to his time and patience I got a really good deal and only worked out a few pound more than what I was paying into my previous insurance, I have gained more benefits and as I only had life & CIC before, I now have life insurance, whole of Life cover, CIC & income protection.

14 March 2024

Very helpful and well explained, I am very happy as my previous brokers weren’t very clear on the policies. Thank you full credit to my advisor

14 March 2024

Very clear and thorough, didn't rush or mind repeating things to me. I'm just happy to know my family is protected and the service from Qas was exceptional.

14 March 2024

It has been great and stress free, I love the fast response and the patience to explain and help me understand terms better, I recommend them anyday.

14 March 2024

Thanks for helping me spectrum financial advisor.Spical Thanks for QAS he is such a kind person explain everything to me nicely. Thanks Qas.😊

Q&As

I love helping my clients achieve the right cover and providing them with a solution to there financial protection concerns, whether that be providing a replacement income if they're off work sick, paying off their mortgage in the event of death or illness or providing family protection to help loved ones sustain the lifestyle.

I think with my experience and knowledge I wouldn't be doing my clients justice working for someone else. I've done that for many years and starting up a business has it's challenges but you don't have to follow a script or be a number in a large company. It also gives me the ability to create long lasting relationships with my clients whilst providing a personalised service.

I don't ask for much, I just want to help as many individuals, families and businesses be protected correctly. I don't want my clients over paying for insurance or have a policy set up incorrectly. That's why I'm thorough with my approach and customers needs always come first.

I'm predominately telephone based but can help client all across the UK, I do travel for appointments, mainly the South of England and Wales however depending on the client exceptions can be made to travel further for face to face appointments.

COVID has become something of a norm now with no restriction and no need to self isolate, but this doesn't mean I'm careless. If a client would like to meet face to face I would ask them if they would like me to do a COVID test before meeting and if they would like me to wear a mask. Alternatively we could always set up a Zoom/Teams video call.

Services

Whether you need to leave money to your loved ones or repay a mortgage or other debt when you die our tailored policies can give you that peace of mind.

If Life Insurance isn't all you need you can add critical illness cover to your life insurnace to give you additional protection should you be diagnosed with a serious illness like Cancer or Stroke. Our plans are designed for all budgets.

It's like having your very own sick pay. If you're off work for any accident, illness or injury you can claim up to 70% of your annual income. The benefit can be paid weekly or monthly and it's tax free.

Business protection can mitigate risk for a business and protect profits should a key person pass away or become seriously ill. The cash injection can save a business from using business profits and other assets to continue operation and give the business breathing space to find a suitable replacement if applicable.

Shareholders can also be protected, Should a shareholder pass away or become seriously ill the remaining shareholder can buy out the deceased shares in the business.

Similar to mortgage cover Commerical Mortgages and Business loans can be covered should a key person or the person/people responsible for payments dies or is diagnosed with a critical illness.

If you are a business and want to provide your employees with additional benefits such as Death in Service, Sick Pay or Critical illness cover then a group scheme could be right for.

You can choose key employees to be covered or the whole business. Minimum of 2 employees are required for a group scheme and you can usually get cover without any medical questions.

Why not speak to us and find out how you can provide a better benefit package to you employees.