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Clementine Financial profile image

Clementine Financial

Lancashire

Clementine Financial are national mortgage, protection and finance specialists based in Clitheroe in Lancashire. We have dedicated advisers for first-time buyers, new and existing home owners, prospective and experienced landlords and also provide financial solutions for small and large businesses. Mortgages and Protection is our speciality and our finance options include standard mortgages, secured and unsecured lending, consumer finance, buy to let, let to buy. Our aim is to help individuals and businesses to achieve their financial goals. Our approach is straightforward. You tell us about your current situation and about your financial objectives and when you want to achieve them. We develop a practical plan designed to help you meet those objectives. We’ll discuss the plan with you and agree on the course of action you want to take. Whilst the final decisions are of course yours, we’re here to help and guide you with jargon-free advice both now and in the future.

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What do you love most about your job?

Making dreams happen. Whilst I pride myself on finding the lowest rate and lowest cost options for my clients, the sense of satisfaction from making peoples dreams come true is really what makes me tick whether it be finding an option for a young couple buying their first home or that dream extension, holiday home or new restaurant, the biggest reward is realising dreams.

What inspired you to start your own business?

My career started in property over 25 years ago and I quickly moved in to management with major high street corporations before joining at the time one of the largest mortgage and finance brokers in the UK. After 10 years as an adviser and senior manager and having enjoyed several years as Head of Operations for another large broker, I realised quite often the process of obtaining finance was cumbersome and disjointed. My vision was to combine the latest technology with the best specialist advisers I can find with a common underlying theme of having the whole process handled by a dedicated, specialist adviser; no call centres, real, personable service.

Why should our clients choose you?

Simplify the process of obtaining the finance you need for your specific circumstances with direct contact to your own independent specialist adviser. We offer face to face meetings, online or by phone and Initial consultations are always completely free of charge without obligation.

Simply start the process via our website, phone or hello@clementinefinancial.co.uk.

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Example requests

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Which of these best describes your status?

Wants advice on what I need to be doing to get a Morgage I’m self employed and want the advice on best route to take

What type of property is the mortgage for?

Flat or Apartment

Is this a buy to let mortgage?

I'm not sure

What level of deposit/equity are you putting in?

£10k-£19k

What is your approximate annual household income before tax?

Less than £25k

Do you have any additional details

Happy to pay a fee to get decent advise have had a bad experience where still been left with many unanswered questions

Which of these best describes your status?

Offer accepted on new property

What is the agreed purchase price?

95000

What type of property is the mortgage for?

House

Is this a buy to let mortgage?

No - I will be living in the property

What level of deposit/equity are you putting in?

£5k-£9k

What is your approximate annual household income before tax?

Less than £25k

Do you have any additional details

To buy the house that i am at the moment renting, i got an offer from Santander in principle and after the survey they have now declined me,i am looking for a mortgage of 950

Which of these best describes your status?

Offer accepted on new property

What is the agreed purchase price?

85000

What type of property is the mortgage for?

Flat or Apartment

Is this a buy to let mortgage?

No

What level of deposit/equity are you putting in?

£10k-£19k

What is your approximate annual household income before tax?

£25k-£34k

Do you have any additional details

I wish to find out if I can obtain a mortgage for a property on 33 Derby Rd, Fulwood PR2 8JJ which is a flat in a block.

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