Templeton Charterhouse was established in 1988. We are a niche firm of financial advisers that offer bespoke, tailored financial advice in the areas of life insurance, critical illness provision, income protection, residential property, investment property (buy-to-let), business, and commercial mortgages.
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6 customer reviews
Indre Meskauskiene
Mortgage Advice
I had a fantastic experience working with Patrick as my mortgage adviser. Throughout what was often a difficult buying journey, he was consistently professional, supportive, and incredibly proactive.
He regularly went the extra mile — even assisting outside of normal working hours — and his guidance was always clear, patient, and reassuring. The level of help he provided far exceeded my expectations.
What stood out most was how genuinely invested he was in making sure everything went smoothly. He took time to explain each step, chased things when needed, and kept me informed without me ever having to ask. His dedication made a stressful process feel manageable, and I’m truly grateful for everything he did and would happily recommend him to anyone.
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Dan Kelleher
Mortgage Advice
Outstanding Support from Start to Finish
We had the absolute pleasure of working with Patrick as our mortgage advisor during the purchase of our first home, and we truly couldn’t have asked for anyone better.
From the very beginning, Patrick was amazing — his communication was always clear, timely, and reassuring, which made a huge difference during what turned out to be a very long and often stressful process.
Our house buying journey took 10 months, with numerous delays and unexpected hurdles along the way. Throughout it all, Patrick remained calm, patient, and incredibly supportive. He guided us through every step, as everything was new to us, with professionalism and care, always ready to offer sound advice and a clear path forward, no matter how complex the situation became.
It’s rare to find someone who combines deep expertise with such a personal, steady approach. We felt completely confident knowing Patrick was in our corner, and we’re so grateful for everything he did to help us finally get the keys to our new home.
We passed on his details to family also buying a property, half way throughout the process as we were so impressed with his support and guidance, and we will continue to speak so highly of Patrick going forward!
Highly, highly recommended!
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Kane Hutton
I cannot recommend Patrick Raj at Templeton Charterhouse Ltd highly enough. As first-time buyers, we were completely new to the house buying process, but Patrick made everything so much easier.
From start to finish, he was incredibly thorough, explaining every step in detail and ensuring we fully understood our options.
One of the standout aspects of working with Patrick was his availability — he was always on hand to take our calls, even in the evenings and on weekends, which was invaluable as we both work full-time. He guided us through the complexities of buying a house, from spotting potential issues with properties to providing expert advice on negotiations with estate agents. His knowledge and professionalism gave us complete confidence in making the right decisions.
Thanks to Patrick’s dedication and efficiency, we were able to complete our purchase before the stamp duty changes, which saved us a significant amount of money. He also recommended excellent solicitors, further streamlining the entire process.
We were introduced to Patrick through word of mouth, and after our fantastic experience, we have already passed his details on to friends who are currently looking to buy a home. If you’re looking for a mortgage broker who goes above and beyond, then I would definitely recommend Patrick’s services.
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Katie
We had an incredible experience working with Patrick at Templeton Charter House. From start to finish, he provided exceptional service and was always ahead of the game. He was easily reachable for any questions or advice we needed throughout the process and went above and beyond to make sure we had the best possible team in place for our house purchase. His knowledge and dedication were truly impressive. We couldn't have asked for a better mortgage broker! I've already started recommending him to friends who are looking to buy, and I’ll continue to do so. Highly recommend Patrick for anyone looking for great service! More...
Claude Blackstock
I have been dealing with the Services that Patrick has been offering for over 35 years now, always a very knowledgeable individual, together with a First Class Service and advice in so many financial areas. ......... this man has a very well connected financial organisation and Brain to back it up too! During the roller-coaster of my own situations that I have had to deal with, I have without a shadow of doubt, trusted the brand "Templeton Charterhouse" with their advice on so many occasions - it has proven to be my own route to financial security and success! Thank you so very VERY much Patrick! More...
Steve
Patrick is first and foremost an experienced Mortgage Advisor who gives excellent advice and insight into the steps to choose the right mortgage product.
His calm relaxed approach and efficiency that will ensure that through Patrick, we will be able to move forward to purchase our property.
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Mortgages & Re-Mortgages
Templeton Charterhouse can provide mortgage advice for the following clients:
First Time Buyers,
Home movers,
Homeowners wishing to acquire a 2nd family property,
Investment Property purchases - BTL,
Transfer of Equity - through divorce/separation,
Mortgages for the Self-Employed - Sole Traders/Partners and Company Directors.
Commercial Mortgages & Development Finance
Residential Bridging Loans,
Commercial & Semi-Commercial Bridging Loans,
Property Refurbishment - From light, mainly aesthetic refurbs to medium and heavy rebuild,
Auction Finance,
Property Development Finance to get a project moving and HMOs purchase & refurbishment loans.
Large Mortgage
Applications considered on a case-by-case basis.
International clients
please contact Templeton Charterhouse for further details about the countries we cover.
Lending on UK properties only.
For UK Resident/UK Domiciled and Expats the minimum loan size is £1m.
For Non-UK Resident/Non-UK Domiciled the minimum loan size is £3m. However, for lower lending amounts, please do telephone us, we can still assist depending on the individual circumstances of our clients.
Lending to entities
we can assist lending to Trusts and Special Purpose Vehicles (SPV).
High net worth client lending where the client has limited income or needs to supplement income we can look at using their assets to support the lending decision.
To be eligible the client needs a minimum of £3m in assets or £300k net income.
Assets that we can consider are: cash, liquid and diversified investment portfolios, investment property, second homes, art, antiques, cars, chattels, specialist assets.
Residential Development finance
We can help with residential property development.
Templeton Charterhouse will work with you to find the right way to support the project.
Loan to values (LTVs) will be provided on a case by case basis.