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Jack Gear Financial

EX23, Bude

(86)
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About

In brief, we are a small team of friends, working together from our office in Bude, Cornwall. Our goal is to educate and help people understand, and take advantage of the vast opportunity that comes with mortgages. We help you with every single step of the process that you need us for, and we do it in a way that you'll understand and can follow with us.

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2 hour response time

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Reviews (86)

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5/5

86 customer reviews

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8 September 2026

Me and my wife have had a very pleasant process for our first time mortgage process. Georgia and Bethany have been helpful every step we have taken. Responsive replies to any enquiries we have had aswell. Would definitely recommend to anyone wanting to purchase a property. Thank you very much! More...

Reviewed on Google Maps

1 September 2026

This was my first time using Jack Gear Financial, after the company was recommended to me. Although they are practically on my doorstep, the demands of my job meant I couldn’t visit the office. However, that didn’t stop Georgia and Beth from handling my mortgage application seamlessly from start to finish.My circumstances were quite complex: I initially wasn’t planning to sell my house, then found another property, pulled out and later found somewhere else. Georgia and Beth were incredibly patient and handled every change perfectly.Their communication was excellent throughout. They even contacted me outside normal working hours with updates or requests for supporting documents. They genuinely went above and beyond.A 10/10 experience all round. I would highly recommend them. More...

Reviewed on Google Maps

18 August 2026

This is the second time I’ve used Jacks services now and the team just don’t disappoint! Everyone is just so friendly and easy to speak to. Jack really has gone out of his way to sort out my life insurance cover given my niche profession and he never once said he can’t do it. Outstanding team of individuals.Beth has been friendly throughout the whole process. She answers questions with haste and gave me constant updates so I didn’t have to keep chasing anyone. More...

Reviewed on Google Maps

12 August 2026

We came to Jack Gear after being frustrated with another broker and the difference was incredible - everything has been dealt with quickly, efficiently and easily. The staff are all friendly and willing to help. Our application was not straightforward due to us being self-employed but the enquiries raised by the lender were dealt with brilliantly by Jack Gear. More...

Reviewed on Google Maps

7 August 2026

We had a pleasant experience from beginning to end. Everything was well communicated. Everyone we spoke to was helpful. We found uploading documents and expectations on what to do really straightforward. Overall a great experience.

Reviewed on Google Maps

14 July 2026

Alfie was absolutely amazing. He was so clear and supportive throughout the whole process and replied to all our emails ( some that probably weren't even questions for him! ) with a kind, friendly and professional manner. We really couldn't have done it without him, he got us the absolute best deal out there for our situation. Thank you. More...

Reviewed on Google Maps

13 July 2026

From the very beginning, Jack Gear Financial have been so attentive, helpful and reassuring and we highly recommend them. Georgia has been invaluable throughout our house buying journey.

Reviewed on Google Maps

3 July 2026

We had a fantastic experience 2 years ago when we were buying the house. When we were coming up for a remortgage, Helen outdid herself. she worked us through each step and made sure she got us the best deal possible. She is truly amazing. More...

Reviewed on Google Maps

3 July 2026

Georgia and Beth kept us informed throughout the entire process. They followed up on everything promptly and kept us on track. As always, it's a pleasure working with Georgia. She explains everything thoroughly, presents our options clearly, and supports us in making informed decisions.It has also been really helpful having Beth check in and follow up with us throughout the process. Her support and communication have been greatly appreciated.They have both been professional, approachable, and supportive throughout, especially whenever any issues have arisen. 😊 More...

Reviewed on Google Maps

9 June 2026

Helen and Georgia took all the stress out of our remortgage and the process was smooth and easy, Helen even sorted a great life insurance package for the whole family aswell. Have recommended you to everyone and we will definitely be back again. Many thanks Shelley More...

Reviewed on Facebook

8 June 2026

When we started the journey of our home we did know nothing. We did not hope even we can buy a home until we get the key. Helen and Madison always there for us when we were in a trouble . Still we can’t imagine how Helen smoothly manage everything. She is the one who made our dream reality. We would like to thank all from the bottom of our heart. More...

Reviewed on Google Maps

3 June 2026

Thank you for all your support with my mortgage request. The whole team makes the process very easy and fully supported through to the completion. Thank you to all!

Reviewed on Google Maps

25 May 2026

Georgia was very helpful, she guided us through the process and gave us an excellent overview of our options and what would work best for us. We were unlucky that we couldn't get the rates we hoped due to world market fluctuations but that was out of our control and Georgia kept us up to date at each step. Bethany was great and checked in with us all through until completion. More...

Reviewed on Google Maps

21 May 2026

Excellent support throughout my mortgage journey. Helen and Madison have been great. As a first time buyer I was nervous, Helen was very supportive and open about what I could afford and the steps to get there! They have both been friendly, efficient, and always kept me informed every step of the way. I would highly recommend. More...

Reviewed on Google Maps

18 May 2026

We would like to express our deepest gratitude to the entire team at this outstanding brokerage, and especially to Georgia and Bethany, who supported us from start to finish throughout this process. As first-time buyers, we entered this world with many doubts, fears, and very little knowledge of the property market. For us, this journey was not easy, but they never stepped away for a moment. They showed incredible kindness and genuine care, always being there to support us, guide us, and keep things moving forward with the same energy.They are an exceptionally organised, attentive, and lovely team. They took care of absolutely everything — from finding and negotiating the best options with lenders, to arranging each of the necessary insurance policies to protect our future. Their level of detail and structure gave us invaluable peace of mind. They explained every step clearly, kindly, and transparently, always ensuring we made the decisions that were right for us.Thanks to their dedication, we felt safe and supported at every stage of the journey, right through to completion day. We are incredibly grateful for their patience and professionalism. Without a doubt, we would wholeheartedly recommend them to anyone in need of financial or property advice. We will certainly be working with them again in the future.Thank you very much for everything! More...

Reviewed on Google Maps

1 May 2026

Sorted mortgage & even got me a better rate with my own lender. Can't recommend them enough. Alfie if you are reading this thank you so much.

Reviewed on Google Maps

23 April 2026

We’ve had a very positive experience so far working with Jack Gear. Everything has been handled in a very professional and supportive way. We would definitely recommend Jack Gear to anyone looking for reliable and friendly financial advice More...

Reviewed on Google Maps

22 April 2026

We had such a fantastic experience working with Georgia and Bethany while securing a mortgage for our first home. As first-time buyers, the whole process felt pretty daunting at the start, but they made everything so much clearer and far less stressful. No question ever felt like a silly one, and they were always quick to respond and happy to help.Georgia worked incredibly hard and genuinely had our best interests at heart. She made what could have been an overwhelming experience into something positive and exciting. We could not be more grateful for her help during the purchase of our first home. Georgia was so supportive throughout the whole process - always checking in, keeping us updated and going the extra mile to make sure we felt confident and reassured at every stage. Her calm, friendly and professional approach made a huge difference, especially during the more stressful moments.We wouldn’t hesitate to recommend Georgia to anyone, especially other first time buyers. More...

Reviewed on Google Maps

24 March 2026

Faultless experience. As first time buyers, with a very small deposit and frankly no idea how to buy a house, the Jack Gear Financial team made the process so clear and effortless. No question was too small or silly, and the every member of the team really made us feel at ease. The personal relationship that we built with our advisor Alfie is absolutely the highlight and his tireless work really paid off with a great mortgage offer for us. We cannot recommend JG Financial enough, especially as first time buyers.Alfie has been exceptional throughout the the first time mortgage process. He worked tirelessly for us: from finding a suitable lender (our financial circumstances as a PhD stipend earner made it difficult to find a suitable lender), to ensuring our mortgage application was completed and submitted before rates rised he had our best interests throughout. We can't thank Alfie and the team enough for making this process as easy as possible and we look forward to working with the team more in the future with Life Insurance and investment support. More...

Reviewed on Google Maps

4 March 2026

Our experience with Jack Gear was excellent. From the first phone call to the completion of the mortgage they were there every step of the way. Could not recommend them enough.

Reviewed on Google Maps

4 March 2026

Very helpful and very friendly

Reviewed on Google Maps

13 February 2026

Reviewed on Google Maps

9 February 2026

Our experience as first-time buyers with Jack Gear Financial has been beyond anything we could have wished for. Every employee we had the pleasure of speaking to was incredibly informative, quick to reply, and more than happy to explain everything at a pace that suited us. We expected the house-buying process to be confusing and felt we might be completely out of our depth, but Bethany, Georgia, and Helen tailored the experience perfectly so we never felt overwhelmed. They were always happy to answer any questions we had and took the time to make sure we fully understood each step.We will definitely be using Jack Gear Financial again in the future and will be recommending them to all of our friends and family. More...

Reviewed on Google Maps

9 February 2026

Solid, friendly advice and efficient implementation of actions when dealing with my mortgage needs over the past few years. Would thoroughly recommend.

Reviewed on Google Maps

3 February 2026

Excellent service once again. Thanks to Georgia, and Bethany.

Reviewed on Google Maps

1 February 2026

I'm so glad I went with Jack Gear, who had been recommended to me. Helen walked me through the whole buying process and fought my corner a little when needed.

Reviewed on Google Maps

12 December 2025

Both Georgia and Beth were excellent from the start. Everything was so easy to understand, nothing was too much of a problem. Excellent service - would definitely recommend. More...

Reviewed on Google Maps

4 December 2025

As a first-time buyer, I couldn’t have asked for a better experience than the one I had with Jack Gear Financial Mortgage Advisors. From start to finish, Georgia Wiltshire and Bethany were absolutely amazing. They explained every step clearly, answered all my questions with patience, and made what initially felt like an overwhelming process incredibly smooth and stress-free. Their knowledge, professionalism, and genuine care made all the difference. I’m so grateful for their support and would highly recommend Georgia, Bethany, and the whole Jack Gear team to anyone—especially first-time buyers looking for guidance they can truly trust. More...

Reviewed on Google Maps

15 November 2025

We couldn’t recommend Jack and his team enough. Jack was so positive from our very first meeting and we are so grateful to him for getting us our mortgage. Everyone we spoke to throughout the process was so lovely and kept us updated the whole way through without us ever having to chase. Even though it ended up being a long process on our part, Jack and his team made everything much easier. More...

Reviewed on Google Maps

7 October 2025

A brilliant experience from start to finish with Jack, Alfie and the team. No queries were too much for them and they were incredibly efficient and supportive throughout the entire process. Will always be using them moving forwards! More...

Reviewed on Google Maps

16 September 2025

The whole experience with Jack Gear Financial has been excellent. They have guided us throughout the whole process of buying our property, advised us on all the steps and maintained a great communication at all times. I really can't thank them enough. I would highly recommend the company Helen Lang has been just amazing throughout the whole process. At every step she went above and beyond to help us complete our purchase of the new property. She was always there for any queries I had and explained all these new steps and how we can move ahead as promptly as possible. Helen liased with all the necessary teams involved in our process which made my life so much easier throughout the whole process. The Purchase of our property was done so efficiently due to the hard work that Helen put in and I can't thank her enough for all that she has done. Her communication with us and all parties involved was excellent and she has really been the key person throughout the whole process to keep the momentum moving to complete on time. I would highly recommend Helen. More...

Reviewed on Google Maps

15 September 2025

We went with Jack Gear Financial as I had know Jack for many years and had seen how the business had successfully grown since he started his journey as a financial adviser. Knowing how thoughtful and diligent Jack was in all aspects of his life I felt confident that his business and the staff he employs would be exactly the same. It was a great experience with no issues or unexpected hiccups and Helen, our advisor, was so proactive. She even worked evenings and weekends to fit around our schedules and get stuff completed when needed. Helen is very knowledgable and made everything as first time buyers much clearer and easier. Highly recommended! More...

Reviewed on Google Maps

28 August 2025

My situation was a bit unusual and complicated, but this didn't seem to phase Helen who I worked with. Her pragmatic and tireless work got me what I needed.

Reviewed on Google Maps

27 August 2025

Reviewed on Google Maps

6 August 2025

Reviewed on Google Maps

5 August 2025

Our whole experience of using Jack Gear was amazing. They were fast in replying, clear in their explanations and personable both in person and on the phone. Georgia in particular was just incredible. She took her time to explain the complex topics to us and made is feel well informed the whole time. More...

Reviewed on Google Maps

9 July 2025

It was a very smooth process with clear communication to simplify all of my necessary steps. The staff are very professional and well organised and did everything possible to help me find the best deal in the quickest possible time.

Reviewed on Google Maps

27 June 2025

Jack Gear team were incredibly supportive and attentive throughout the process. We initially struggled with getting a mortgage however, they set us goals and continued to work with us until we were able to get our mortgage. We could not have done it without them, they offer an incredible customer service and I would recommend them to everyone! More...

Reviewed on Google Maps

29 April 2025

Reviewed on Google Maps

23 April 2025

Georgia was excellent. Guided me through the process and turned a stressful situation into a positive experience. Would highly recommend

Reviewed on Google Maps

18 April 2025

So I had jacks team to help me release equity from my mums house. Was not as it should be. Barry made lots of mistakes and ended up taking a lot longer than it should have. He told us the house had a tie. But was looking at the wrong papers. Cost is a few weeks to sort. Time was not an issue for them. . Equity release go else where. Mortgage advise was spot on. Tried to use local. Wish I had stayed using Bideford agents as before. More...

Reviewed on Google Maps

1 April 2025

It's daunting applying for a mortgage at my time of life but staff were reassuring and very helpful with the voluminous number of documents required to get things sorted.

Reviewed on Google Maps

28 March 2025

As first time buyers the help and advice throughout has been excellent .We completed on our first home together today and can't thank you guys enough for your professional and friendly service. Highly recommended. Jas & Kyle

Reviewed on Google Maps

27 March 2025

Georgia at Jack Gear Financial was amazing in sourcing our bespoke mortgage to meet our needs. Costs were clearly explained. Georgia kept us informed throughout and proactively updated the mortgage offer as the base rate changed, saving us money. More...

Reviewed on Google Maps

20 February 2025

It has been absolutely wonderfully handled process. There was never a silly question we asked, Helen explained everything really clearly and thought about our needs. I’ve already been recommending jack gear to local friends and I would definitely use you again! Thanks so much for everything More...

Reviewed on Google Maps

30 January 2025

Fantastic company,definitely recommend

Reviewed on Google Maps

29 January 2025

We met with Georgia over a teams call which was so helpful for my partner and I (as we couldn’t both get into Bude at the time! ), and she was just brilliant. So knowledgeable and kind and helpful. Would definitely recommend. Thank you Georgia! More...

Reviewed on Google Maps

28 January 2025

Buying your first house can be a daunting & overwhelming experience, however Georgia @ Jack Gear Financial, helped to make it a lot less stressful and more exciting. At every hurdle, she was available to help and reassure us. We felt genuinely supported. The genuine care & compassion from Georgia made the process much smoother and pain free. Thank you. More...

Reviewed on Google Maps

26 January 2025

The team at Jack Gear Financial are absolutely outstanding. We had Georgia throughout our first time buyer/mortgage experience and we truly could not have been any happier and at ease with everything she did for us. We never really thought a company actually meant they go above and beyond for their clients, but this team does just that. We are so very grateful for all you have done for us. More...

Reviewed on Google Maps

19 January 2025

I was met by smiling receptionist this morning who’s found a person i needed to speak to. He’s seen me without an appointment and helped me with my query. I appreciate your help today and kept your card for the time when we’ll be remortgaging again More...

Reviewed on Google Maps

Services

Everything from First time Buyers, Home movers and Re-Mortgages, through to BTL, Holiday let and bridging loans.

Mortgages for the Over 55's where you can release equity, tax free, from your property for a variety of different reasons.