At Constance Mortgages and Protection, We have the expertise and the knowledge to offer clear, practical and comprehensive advice in Mortgages and Protection.
78 customer reviews
City Walks from Home
I had a great experience working with them. They were professional, knowledgeable, and always available to answer my questions. They made the mortgage process smooth and stress-free. I highly recommend them to anyone looking for a reliable mortgage broker. More...
Reviewed on Facebook
City Walks from Home
I had a great experience working with them. They were professional, knowledgeable, and always available to answer my questions. They made the mortgage process smooth and stress-free. I highly recommend them to anyone looking for a reliable mortgage broker. More...
Reviewed on Facebook
Jewela Fernandes
⭐⭐⭐⭐⭐I had a great experience with Constance Mortgages and Protection. The team was professional, friendly, and always happy to answer any questions I had. They made the whole process easy to understand and kept me informed every step of the way. Their advice was honest and tailored to my needs, and I really appreciated their support throughout. I would highly recommend Constance Mortgages and Protection to anyone looking for reliable mortgage and protection advice. Thank you for all your help! More...
Reviewed on Google Maps
Rafael Dcosta
Hi, everyone 👋Me n my family got our first new home six months back , didn't feel any pressure or stress due to cyril lobo at constance mortgages n finances, truly professional, dedicated n supportive. Guided our family in every step n convinced us with their 100% guidance.. .Thanks to cyril n his team we have our first own home n we highly recommend, trust me it has to be constance mortgages for your dream journey...God bless cyril lobo n his team for helping so many people in this journey 🙏 More...
Reviewed on Google Maps
fatima fernandes
I choose Constance Mortgages for buying my new home,though going through the whole process of mortgages was very stressful for me but Cyril was very helpful and supportive to answer all my queries all the time he is very professional, talented and quick I have recommended Cyril to my friends also and he made it possible to buy them their houseThanks Cyril !
Reviewed on Google Maps
Sofia Dias
Wonderful service quick and easy.
Reviewed on Google Maps
javeria Fezy
great
Reviewed on Google Maps
Avina Saldanha
We are very happy with the help and support we received for our mortgage. Everything was explained clearly and professionally, which made the whole process much easier for us. We really appreciate the time you took to understand our situation and guide us every step of the way. Thank you for your excellent service and all your support. More...
Reviewed on Google Maps
Fariha Ane
I had a great experience with Constance Mortgages and Protection. The whole process was smooth and stress-free, and everything was explained clearly from start to finish. They were always friendly, professional, and quick to answer any questions I had. I really appreciated their support and guidance throughout the process. I would highly recommend them to anyone looking for honest and reliable mortgage advice. Thank you so much for all your help! More...
Reviewed on Google Maps
Altaf Raja
Cyril is amazing person and he helped me a lot to get my first house. Thank you
Reviewed on Google Maps
Charissa Lobo
Cyril was recommended to us by a friend, and we are very grateful for his service. He was very professional, polite and thorough and he along with his team were quick to respond. If at any point we had any queries or any clarification was required, he was always available and explained everything to us very clearly. Our whole process went really smoothly thanks to him and the solicitor he recommended. We would definitely recommend Constance Mortgages and protection. More...
Reviewed on Google Maps
Wisdom Gonsalves
I couldn’t be happier with the service I received from Constance Mortgages and Protection . From start to finish, the whole process was handled professionally, efficiently, and with genuine care. Every question I had was answered clearly, and I was kept informed throughout, which made what could have been a stressful experience feel straightforward and manageable. More...
Reviewed on Google Maps
Sendra Fernandes
I want to share my experience with CFL mortgages . During our home buying journey Cyril has been a great help, was very supportive At one point we felt like it is not possible but but he help us to make our dream come true thank you so much Cyril and your team.Highly recommend.
Reviewed on Google Maps
Eve Eve
Cyril made our home-buying journey smooth and stress-free. Professional, responsive, and truly kind, he guided us like family. We highly recommend his excellent service. More...
Reviewed on Facebook
Ryan Fernandes
Highly satisfied with the mortgage and insurance services provided by Constance Mortgages and Protection during my property purchase. I would like to appreciate Cyril and his team for their attentive communication and efficient handling of all the transactions related to it. It was their professionalism and patience that made all the difference. Their support and guidance was invaluable and greatly appreciated. More...
Reviewed on Facebook
Walter Rodrigues
We never thought that we would buy our own house.When we Contacted Cyril and told him that our plan. He supported on day one till the end. He helped us in every single step,really great job.We are very grateful for him for his support and his help may God bless You and keep you in good health and keep doing good work.Thank You Very Much CYRIL. More...
Reviewed on Facebook
Eve Eve
Cyril made our home-buying journey smooth and stress-free. Professional, responsive, and truly kind, he guided us like family. We highly recommend his excellent service. More...
Reviewed on Facebook
Ryan Fernandes
Highly satisfied with the mortgage and insurance services provided by Constance Mortgages and Protection during my property purchase. I would like to appreciate Cyril and his team for their attentive communication and efficient handling of all the transactions related to it. It was their professionalism and patience that made all the difference. Their support and guidance was invaluable and greatly appreciated. More...
Reviewed on Facebook
Walter Rodrigues
We never thought that we would buy our own house.When we Contacted Cyril and told him that our plan. He supported on day one till the end. He helped us in every single step,really great job.We are very grateful for him for his support and his help may God bless You and keep you in good health and keep doing good work.Thank You Very Much CYRIL. More...
Reviewed on Facebook
Rolando JC Corbeta
We're supposed to buy the property in Belfast for cash. When we realised the conveyancing process was slow, we took advantage by applying for a mortgage. Constance Finance Limited was the quickest to respond. We did not entertain the rest who contacted late when we advertised looking for a mortgage broker. Cyril was so warm, friendly, very welcoming, and never judgmental, as first-time property investors looking to start our BTL portfolio via a company. They (Salvador and Cyril) are swift to complete all the processes correctly, from gathering all the information needed for a full mortgage application to finalising the application. My wife and I are heavily involved at every step, making sure all the information and documentation are correct. When it was finally submitted, just a few days later, the result came out, and the mortgage was offered. We are in disbelief at how things unfolded before the conveyancing was through, and this time, we gladly advised that it will now be acquired via a mortgage, and we have a mortgage offer in place. Two months later, we are planning to acquire a property this time in Manchester. After viewing the property, and our offer was accepted, we again sought the help of Salvador. We informed Constance Finance Limited via Salvador Fernandes on January 29, 2026. He immediately processed all documentation and applied for a full mortgage application. February 13, the applications have been approved, and we are over the moon. We can’t thank Constance Finance Limited enough, especially mentioning Salvador Ferdnandes for making all of this possible—the trust and confidence he put in us. You will not fail. We strongly recommend Constance Finance Limited If you aspire and are looking for the best mortgage broker to get the job done. Their level of service and professionalism is unmatched, as we experienced. They are the reason we now have 2 BTL properties in such a short span of time, thanks to their exceptional calibre and willingness to help. They are the best, try them, and you will be happy. Actions speak for themselves. We want to spread the good experience via words. If you want to be successful in your mortgage application, and get the offer, don’t look for somewhere else. Salvador, you are the best, thank you. Keep up the good work. More...
Reviewed on Facebook
Rolando JC Corbeta
We're supposed to buy the property in Belfast for cash. When we realised the conveyancing process was slow, we took advantage by applying for a mortgage. Constance Finance Limited was the quickest to respond. We did not entertain the rest who contacted late when we advertised looking for a mortgage broker. Cyril was so warm, friendly, very welcoming, and never judgmental, as first-time property investors looking to start our BTL portfolio via a company. They (Salvador and Cyril) are swift to complete all the processes correctly, from gathering all the information needed for a full mortgage application to finalising the application. My wife and I are heavily involved at every step, making sure all the information and documentation are correct. When it was finally submitted, just a few days later, the result came out, and the mortgage was offered. We are in disbelief at how things unfolded before the conveyancing was through, and this time, we gladly advised that it will now be acquired via a mortgage, and we have a mortgage offer in place. Two months later, we are planning to acquire a property this time in Manchester. After viewing the property, and our offer was accepted, we again sought the help of Salvador. We informed Constance Finance Limited via Salvador Fernandes on January 29, 2026. He immediately processed all documentation and applied for a full mortgage application. February 13, the applications have been approved, and we are over the moon. We can’t thank Constance Finance Limited enough, especially mentioning Salvador Ferdnandes for making all of this possible—the trust and confidence he put in us. You will not fail. We strongly recommend Constance Finance Limited If you aspire and are looking for the best mortgage broker to get the job done. Their level of service and professionalism is unmatched, as we experienced. They are the reason we now have 2 BTL properties in such a short span of time, thanks to their exceptional calibre and willingness to help. They are the best, try them, and you will be happy. Actions speak for themselves. We want to spread the good experience via words. If you want to be successful in your mortgage application, and get the offer, don’t look for somewhere else. Salvador, you are the best, thank you. Keep up the good work. More...
Reviewed on Facebook
Ryan Fernandes
I am highly satisfied with the mortgage and insurance services provided by Constance Mortgages and Protection during my property purchase. I would like to extend my appreciation to Cyril and his team for their attentive communication and efficient handling of the transactions. It was their professionalism and patience that made all the difference. Their support and guidance was invaluable and greatly appreciated. More...
Reviewed on Google Maps
Roopak Chakladar
Professional buy-to-let service by friendly and reliable mortgage advisers like Cyril
Reviewed on Google Maps
Shelcia Mascarenhas
Reviewed on Google Maps
Maxy Simon Fernandes
One of the best ever Person,so friendly and very down to Earth.Best of All very much helpful.
Reviewed on Google Maps
desterina fernandes
Reviewed on Google Maps
Alvira Rodrigues
We want to express our heartfelt gratitude to Cyril Lobo and his team at Constance Mortgages and Protection for their incredible assistance in securing our mortgage and buying our first home. Cyril, your guidance as our advisor was exceptional. You made a complex journey easier with your availability and genuine care, especially when we felt uncertain about securing a mortgage. We truly appreciate the follow-up calls and advice you provided. Your investment in our success gave us hope and confidence. We highly recommend your services to anyone in need. Thank you once again for everything! Alvira Rodrigues & Lanijoy Almeida More...
Reviewed on Google Maps
Joyston Fernandes
A big thank you to Cyril and the team at Constance Mortgages for their incredible support throughout our mortgage journey. Cyril was professional, patient, and always available to answer our questions—no matter how small. His expertise and clear communication made the entire process so much less stressful. We truly appreciated his guidance every step of the way. Highly recommend Cyril and the team for anyone looking for a smooth and reliable mortgage experience! More...
Reviewed on Google Maps
francis Fernandes
Reviewed on Google Maps
Mandeep Sran
I had an amazing experience with the home-buying process. All the paperwork for my new house was handled smoothly and efficiently by Cyril and his team . Everything went perfectly from start to finish—professional, knowledgeable, helpful, and stress-free. I truly appreciated the support and attention to detail throughout. I would highly recommend constance finance ltd .Thank you More...
Reviewed on Google Maps
Cheryl Braganca
Working with Constance Mortgage and Finance Services made our home buying journey smooth, clear, and surprisingly stress-free. From the very beginning of our home buying journey, they provided exceptional guidance and support every step of the way. As first-time buyers, we had a lot of questions and uncertainties, but Cyril Lobo and his team were incredibly patient, knowledgeable, and responsive. Cyril took the time to explain each part of the mortgage process in clear terms, helped us explore all our financing options, and made sure we felt confident in every decision. Their professionalism, transparency, and genuine care for their clients truly set them apart. Thanks to their expertise and dedication, we were able to secure a great mortgage and find a home we love. If you're looking for trustworthy and experienced financial guidance in the home buying process, Constance Mortgage and Finance Services is the best choice you can make! Highly recommended !!! More...
Reviewed on Google Maps
Silvestre Rodrigues
We are grateful to Cyril Lobo at Constance Mortgages for helping us secure the mortgage for our very first home in the UK. He was very supportive and professional. His clear understanding of the mortgage process and guidance at every stage made the journey take the burden off us. A big thank you, Cyril, for helping us achieve our dream of getting onto the property ladder. We wish you continued success and would highly recommend your services to anyone looking for a dedicated and knowledgeable mortgage advisor. More...
Reviewed on Google Maps
Atiksha Fernandes
We are incredibly grateful to Cyril Lobo at Constance Mortgages and Protection for guiding us through the process of purchasing our home. From our first conversation, Cyril was attentive, knowledgeable, and genuinely committed to helping us find the best mortgage solution tailored to our needs. His calm and reassuring presence made what could have been a stressful experience feel manageable. Cyril went above and beyond at every stage, explaining complex details in simple terms, responding promptly to our questions. His professionalism, patience, and personal touch gave us complete confidence in every decision we made. Thanks to Cyril’s dedication and expertise, we are now proud homeowners. We wholeheartedly recommend Constance Mortgages and Protection, and especially Cyril, to anyone looking for trustworthy and exceptional mortgage advice. Thank you, Cyril, for everything—you’ve made a lasting impact on our journey. More...
Reviewed on Google Maps
Brenda Demelo
Thanks to Cyril, who helped us get our home , he is very trustworthy and helped us through, very patient and kind person who was always at hand when needed.
Reviewed on Google Maps
Santan Elley Fernandes
We are incredibly grateful to Cyril Lobo at Constance Mortgages for helping us secure the mortgage for our very first home in the UK. From start to finish, which took about six months, Cyril was consistently supportive, patient, and professional. His positive approach and clear understanding of the mortgage process made a potentially stressful journey much smoother for us. No question was too small, and his guidance at every stage was both reassuring and reliable. A heartfelt thank you, Cyril, for helping us achieve our dream of getting onto the property ladder. We wish you continued success and would highly recommend your services to anyone looking for a dedicated and knowledgeable mortgage advisor. More...
Reviewed on Google Maps
Anthony Sanford Mendes
Thank you for the great service, the team went beyond our expectations. Cyril and Samantha of Constance have been instrumental in us securing our dream house. Thanks a Million !!!
Reviewed on Google Maps
Nixon Rodrigues
Reviewed on Google Maps
Alricha D
We honestly can’t thank Cyril enough for everything he has done for us. Buying our first house was such a big step, and we had more than our fair share of challenges along the way. There were moments when we felt stuck and unsure of what to do, but Cyril was always there to guide us, reassure us, and find solutions to keep things moving forward. From the very start, he went above and beyond to make sure we got the best possible outcome. No question was ever too much, and no obstacle was ever too big—he tackled everything with patience, expertise, and determination. Knowing we had someone as knowledgeable and supportive as Cyril made all the difference, and we couldn’t have asked for a better mortgage broker. If you’re looking for someone who truly cares and makes the process as stress-free as possible, we can’t recommend Cyril enough. We’ll always be grateful for everything he’s done for us! More...
Reviewed on Google Maps
Noel Nazareth
I thank Cyril for everything he have done to buy our dream house in UK, without him it won't be possible. He helped us in may ways, when ever I called him he answered all my quires. . I recommend Constance finance to my fellow Goan community. Thank you Cyril, may you have more success in the future. More...
Reviewed on Google Maps
Russel Dsouza
As a first time buyer I was new to the mortgage process. But Cyril Lobo of Constance Mortgages and Protection made everything easier. He's professionalism made the entire process stress free. He guided us to every step of the way. Through his expertise and guidance we were able to step in our dream house. I highly recommend Cyril Lobo to anyone looking for a supportive mortgage advisor. More...
Reviewed on Google Maps
Vanessa Fernandes
We are recently trilled of purchasing our new home, which is a dream come true, that would have not been possible without the help and support from Cyril. Now we are proud owners of a beautiful house!!! There were many obstacles while purchasing this home but Cyril's Advice, patience, understanding and encouragement made it all possible for us. Cyril was just a phone call away whenever we needed his help and advice. Cyril is the best advisor you can have for all your mortgage needs. Thank you very much Cyril. Wish you more success and God bless!! More...
Reviewed on Google Maps
Paul Dsouza
Excellent service
Reviewed on Google Maps
Shalim Abs
Great service, professional and quick.
Reviewed on Google Maps
SARAH DIAS
I had a lovely experience working with Cyril, who was professional and knowledgeable, from explaining the options and handling the paperwork though stressful the process was manageable. I appreciate his prompt communication and willingness to answer all my questions and to step in and follow up even with the solicitors when required. I would recommend Cyril as a supportive mortgage broker. More...
Reviewed on Google Maps
Joaquim Costa
Cyril was a great help, with his help we managed to secure our first property and was done smoothly with his help
Reviewed on Google Maps
Mahmud Hussain
One of the best mortgage services in my experience. Specially Lobo was very helpful and professional in my application process. He has a deep understanding of the application process and always encouraged me to provide the documents. I was happy the use their service More...
Reviewed on Google Maps
Mozmul Hussain
I can't thank Lobo enough for doing our house application. Everything was done very professionally and stress free. He has done beyond what we have expected even contacted us out of hours to update us on things. I would highly recommend anyone to use his service. I have also recommended my Eldest brother regarding his house application and he has used his service. Thank you Lobo for your hard work More...
Reviewed on Google Maps
Dorothy DE ARAUJO
From the start of initial enquiry to mortgage offer and completion, the communication and updates were outstanding. I was advised as needed. Can't speak highly enough of Cyril Lobo- he is incredibly helpful and worth every single penny. Makes everything so easy for customers.Thank you very much Cyril once again More...
Reviewed on Google Maps
Savio Xavier Rodrigues
After a two-year search for the perfect place to call home, I have finally completed the purchase of a beautiful Victorian house brimming with character and charm. While this journey, while at times fraught with disappointments—such as the loss of a beloved cottage—has ultimately been a rewarding one, much of this success can be attributed to my outstanding mortgage broker, Cyril. From the beginning, Cyril demonstrated a level of kindness, understanding, and professionalism that is rare. His knowledge of the process was unparalleled, always keeping me well-informed and guiding me through every twist and turn with patience and clarity. What truly stood out, however, was his unwavering support during the more challenging moments. He never wavered in his commitment to helping me find not just any house, but the right home; for that, I am deeply grateful. The emotional toll of a prolonged search can be significant, yet Cyril ensured that the experience remained positive and hopeful. His personal touch made all the difference, and it is clear that he genuinely cares about his clients' well-being and dreams. I cannot recommend Cyril highly enough to anyone in need of a mortgage broker who combines expertise with empathy. He has made a complex and often overwhelming process feel smooth and manageable, and I now have the home I’ve always dreamed of. Thank you, Cyril, for making this journey one to remember. More...
Reviewed on Facebook
nidhi kataria
I recently worked with Cyril to secure a mortgage, and I couldn't be more satisfied with the experience. From our first meeting, Cyril was incredibly knowledgeable and patient, walking me through various options and helping me understand the fine print. What stood out was his ability to find a deal that perfectly matched my financial situation. He presented several options, clearly explaining the pros and cons of each, which made decision-making much easier. Cyril was also proactive in communicating with lenders, ensuring that the process moved smoothly and efficiently. He kept me updated at every stage, which alleviated a lot of the stress typically associated with obtaining a mortgage. Overall, I highly recommend Cyril to anyone looking for a mortgage. His expertise and dedication made all the difference in securing a favorable deal.Thank you so much Cyril. More...
Reviewed on Google Maps
What do you love most about your job?
My professionalism assists my clients to climb the property ladder.
Why should our clients choose you?
Specialised mortgage and insurance adviser within the UK market, providing you with excellent service and assisting with any complex client portfolios. (My reviews speak for themselves)
Can you provide your services online or remotely? If so, please add details.
Most of my correspondence and service is via video calls, email and available whenever necessary.
Mortgage Specialist
Specialised mortgage adviser within the UK market, providing you with excellent service and assisting with any complex client portfolios.