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How much does a tax accountant cost in 2026?

The average price of tax accountants is
$199-$450

depending on your legal professional and needs.

Ready to file your taxes in 2026? Read our handy guide to find out how much your tax preparer will charge for their services.

If you need help filing your taxes, then it’s time to consult a professional, such as a tax preparer or tax accountant. For small business owners, freelancers, or just about anyone in the US, comprehending the nuances of tax preparation charges is key to making informed and lucrative decisions. You could also ask a local general accountant, but a tax preparation specialist is more likely to be able to help you with your specific tax return needs.

Tax preparation involves collecting all of the information relating to your business or personal income. It will be used to determine how much tax you need to pay to the government. Plus, to check what money you may be owed back. Your tax accountant will help you create a record of your expenses and ensure all the forms you need to file are completed correctly. Simple!

Ready to get started? Find a local tax accountant here.

How much does tax preparation cost? 

Accounting

If you're wondering how much it costs to have someone do your taxes, according to the latest Bark data, hiring a tax professional in 2026 can cost between $175 and $700 for average returns. The average cost of tax preparation for individual filers with straightforward returns typically falls around $260. For individuals with more complex finances or those seeking the expertise of top-tier specialists, the fee can easily ascend beyond $450. These costs have been relatively stable in recent years, but can still fluctuate based on your tax situation and the geographic location of the specialist.

Average cost of tax preparation
Average cost$250
Great value$175
Premium$700

Understanding how much it costs to get your taxes done helps you budget effectively for tax season. The average cost of tax preparation for individual taxpayers depends on the complexity of your return, your location, and the type of professional you hire.

Hourly rates for tax preparation

If you opt for an accountant charging hourly, the ideal range is $100 to $200 per hour. When searching for a tax preparer near you, ask whether they charge hourly or flat fees, as CPA rates typically fall around the higher end of the spectrum due to their additional certification and expertise.

Daily rates for tax preparation

For those with a larger volume of accounting needs, day rates can be employed, ranging from $800 to $1,500 a day, which is more cost-effective for extensive tax consulting or audit-preparation engagements. While the cost of hiring a tax preparer may seem expensive, compared with filing your own taxes, it will save you a lot of time and hassle. Plus, given it’s so easy to make mistakes, it’s always worth having a professional take care of your taxes for you. Given that one of the goals of tax preparation is also to look for savings, you will likely find that the investment will actually save you money overall.

Factors that affect the cost of your tax accountant

Tax accountants

Understanding the factors that influence tax preparation costs helps you anticipate and manage your expenses more effectively. Here is how specific variables affect your final bill:

Complexity of your returns

Complicated tax situations, such as those involving multiple income streams, rental properties, or significant investments, require more time and specialized expertise. Generally, the more documentation and schedules your return requires, the higher the service fee will be.

Type of tax preparer

The credentials and professional standing of your preparer play a significant role in determining cost. It is helpful to match their specific skills to your financial needs:

  • Enrolled agents: These professionals are often a more budget-friendly choice, with fees starting potentially as low as $200. They are federally authorized and possess unlimited representation rights before the IRS.

  • Tax attorneys: As the most expensive option, attorneys typically charge $220 or more for their services. As licensed professionals, they provide highly advanced knowledge regarding taxation laws and legal complexities.

Estimated cost of tax preparation based on the type of legal professional
Type of tax preparerHighest average priceLowest average price
Attorney$500$200
Certified public accountant (CPA)$500$150
Enrolled agent$400$100

Please note these prices are a guideline and are not a definitive cost.

Price vs complexity of return

The more aspects your tax return has to incorporate, the more costly the preparation will be. So even if you’re self-employed, if your income is extremely complex (especially if it involves foreign income), then the cost of tax preparation will likely be higher.

Income Level

Your total earnings often dictate the complexity of your return. While lower-income filings are typically straightforward and more affordable, reaching higher tax brackets often introduces additional schedules and reporting requirements. Furthermore, high earners usually require strategic tax planning to minimize liability, which demands more of a preparer’s time and expertise.

Quality of bookkeeping

Happy tax specialist

To minimize fees and stress, avoid handing your preparer a disorganized pile of receipts. Maintaining precise records of every business transaction is essential for efficient filing. If you lack the time for diligent record-keeping, hiring a bookkeeper can be a wise investment; clean financial data allows your accountant to focus on your return rather than spending billable hours organizing your files.

Additional services

Many firms offer a range of services beyond basic tax preparation, such as business forecasting or estate planning. You may choose a comprehensive package or add specific services as needed. In some cases, certain "add-ons" may be required to complete a complex return accurately, all of which will influence the final invoice.

Time

While many tax preparers in 2026 have moved toward flat-fee or value-based pricing, the estimated time required to process your return is still a primary factor in your quote. Complicated financial histories or diverse asset portfolios take longer to document and verify, and these labor hours are reflected in the total cost.

Experience

As with any professional service, you will find a wide range of expertise levels, from newly qualified preparers to those with decades of experience. You should expect to pay a premium for seasoned professionals. While they cost more, their deep familiarity with niche tax laws and audit defense can often provide greater long-term value.

The cost of tax accountants by location

When searching for a tax preparer near you, you'll notice that professionals charge different rates depending on where they are based. How much it costs to get your taxes done varies significantly by location due to differences in living and operational costs. Tax professionals in larger cities like New York or San Francisco often command higher fees compared to their counterparts in smaller towns.

The cheapest location to hire a tax preparer is Ohio, costing $150 on average. This increases to $300 in California and $312 in Washington.

RegionAverage tax preparation cost
East North Central$250
Middle Atlantic$350
Mountain$275
Pacific$275
South Atlantic$250
West South Central$260

While many people start by searching for a tax preparer near them, it's also possible to hire tax preparers remotely, which means you can select the best professional for your tax preparation, regardless of your location. This flexibility can help you find competitive pricing if local rates are high.

Though it’s worth keeping in mind that the true cost will depend on not just where you are based, but also the complexity of your accounts.

The cost of online vs. in-person tax specialists

Another accountant

One of the modern dilemmas confronting taxpayers is the choice between an in-person or online tax specialist. Understanding how much it costs to get your taxes done through each method helps you make an informed decision. While the traditional route might provide a more personal touch, online platforms can often offer cost savings due to reduced overheads.

With online tax services, expect to pay between $120 and $200, a marginally lower cost than in-person specialists. However, more complicated online returns may still incur additional fees.

Specific types of tax preparation and their prices

Tax preparation is not a one-size-fits-all service, and fees vary based on the level of expertise required. Different filers have unique financial landscapes that necessitate specific types of support:

Personal tax returns

For individuals with straightforward financial situations, such as those with a single employer, standard deductions, and no complex investments, prices typically stay within the $200 to $300 range. This represents the average cost of tax preparation for individual taxpayers with simple returns.

Business tax returns

Small business taxes are inherently more complex due to state and federal filing obligations. Fees for small businesses generally range from $500 to $2,500+. For larger corporations, costs can climb to between $1,000 and $5,000+, depending on the business entity and the volume of transactions.

Estate and trust tax preparation

These filings are often intricate and governed by a specialized set of regulations. Because of this complexity, preparation fees for estates and trusts average around $3,000, though this figure fluctuates significantly depending on the specific forms required and the value of the assets involved.

How to save money on your tax accountant

While tax season may not be everyone’s favorite time of year, there is a certain satisfaction in spending your money wisely. Here are practical ways to lower your preparation costs:

Organize and prepare

The more legwork you do before meeting your professional, the less time they spend untangling your records. Arriving with organized documents and clear summaries prevents unnecessary billable hours and reduces the strain on your budget.

Seek out discounts

Do not hesitate to ask about available discounts. Many professionals offer lower rates for long-standing clients or provide "early bird" pricing if you submit your documents during the non-peak weeks of the season.

DIY or hybrid solutions

If your finances allow for it, consider a hybrid approach. You might handle the basic data entry yourself and hire a specialist only for the high-level review and final filing. This limits the professional's time to only the most critical tasks.

Choosing a personal tax accountant on your budget

accountant working

Finding an accountant who fits your budget may feel like a challenge, but the process can be quite manageable. Follow these steps to find the right specialist for your needs:

Research and compare

Look for specialists in your local area and request transparent quotes. Compare their service offerings against your specific tax needs to ensure you are selecting the most cost-effective option for your situation.

Verify qualifications

Confirm that your prospective accountant holds the necessary certifications and has a proven track record of reliability. A qualified professional is an investment in your financial peace of mind.

Consider referrals

Personal referrals and peer reviews are often the most reliable way to find competitive pricing and quality service. Satisfied clients are the best indicators of a trustworthy and efficient professional.

Whether you search for a tax preparer near you, understanding how much it costs to have someone do your taxes empowers you to make smart financial decisions. The average cost of tax preparation for individual filers is a worthwhile investment when you consider the time saved, expertise gained, and potential tax savings identified by a qualified professional.

By understanding the various costs associated with tax preparation, you can demystify the process of financial planning and take control of your economic well-being. This tax season, aim for a balance of cost-consciousness and high-quality competence. Remember, the expertise of a seasoned tax professional often pays for itself by identifying overlooked deductions and avoiding costly pitfalls. With an informed choice, your fiscal year can conclude with the rewarding sound of savings.

Find the tax accountant for the job on Bark today. 

FAQs

How do I find a reliable tax preparer near me?

Finding a qualified tax preparer near you starts with research and verification. Begin by asking friends, family, or colleagues for referrals to professionals they trust. Check online reviews on platforms like Bark, Google, or Yelp to see what other clients say about local tax professionals. Verify credentials by confirming the preparer has a valid PTIN (Preparer Tax Identification Number) through the IRS directory. Look for additional certifications such as CPA, EA (Enrolled Agent), or tax attorney credentials depending on your needs. When you've narrowed your list, schedule consultations with 2-3 preparers to discuss your tax situation and get quotes. A local tax preparer near you offers the advantage of face-to-face meetings, which many people prefer for discussing sensitive financial information. Ask about their experience with situations similar to yours, their availability during tax season, and whether they offer year-round support. On Bark, you can quickly connect with verified local tax professionals, compare quotes, and read authentic reviews to find the perfect match for your needs.

What is the average cost of tax preparation for individual filers?

The average cost of tax preparation for individual taxpayers in 2026 ranges from $175 to $700, with most people paying around $250 for standard returns. However, this figure varies based on several factors. If you have a straightforward tax situation with W-2 income, standard deductions, and no complex investments or deductions, expect to pay on the lower end of the spectrum, typically $150-$300. The average cost of tax preparation for individual filers increases with complexity. If you're self-employed, have rental properties, own multiple investment accounts, claim numerous itemized deductions, or have income from multiple states, your preparation costs will likely exceed $350 and can reach $600 or more. Geographic location also affects the average cost of tax preparation for individual returns. Professionals in major metropolitan areas like New York City or San Francisco charge significantly more than those in smaller cities or rural areas. To get an accurate estimate for your specific situation, request quotes from multiple preparers and clearly describe your tax situation's complexity.

How much does it cost to have someone do your taxes in 2026?

How much it costs to have someone do your taxes depends on multiple factors such as your return's complexity, the professional's credentials, your geographic location, and the pricing structure they use (hourly vs. flat fee). For straightforward returns with W-2 income and standard deductions, expect to pay $150-$300. Self-employed individuals or those with small businesses typically pay $500-$2,500, depending on the business structure and transaction volume. If you have highly complex finances involving trusts, estates, or multiple business entities, costs can exceed $3,000. How much it costs to have someone do your taxes also varies by professional type—enrolled agents generally charge less ($200-$400 average) than CPAs ($176-$500 range) or tax attorneys ($220+ range). To minimize costs, organize your documents before meeting with your preparer, maintain good records throughout the year, and consider online services if your situation is relatively simple. However, remember that professional tax preparation often pays for itself through identified deductions, credits, and tax-saving strategies you might otherwise miss.

How much does it cost to get your taxes done by different types of professionals?

How much it costs to get your taxes done varies significantly based on the type of professional you choose. Each credential level brings different expertise and pricing: Enrolled Agents (EAs): These IRS-licensed professionals typically charge $200-$400 for standard individual returns. They're authorized to represent taxpayers before the IRS and offer a cost-effective option for most people. The cost of tax preparation done by an EA is generally lower than that of CPAs or attorneys, making them an excellent choice for straightforward to moderately complex returns. Certified Public Accountants (CPAs): On average, CPAs charge $175-$500 for individual tax preparation. Their additional certification and broader financial expertise justify higher fees. If you need comprehensive financial planning alongside tax preparation, a CPA provides good value. Tax attorneys: Attorneys are the premium option, charging $220-$425 or more. Choose an attorney if you're facing IRS audits, legal tax disputes, complex estate planning, or business transactions with significant tax implications. Online tax services: For simple returns, online platforms charge $120-$200, offering the most budget-friendly option. However, they provide limited personalized advice. When deciding how much it costs to get your taxes done, balance the cost savings against your need for expertise and personalized guidance.

Is it worth paying someone to do my taxes, or should I file myself?

Determining whether to pay a professional or file yourself depends on your situation's complexity and your comfort level with tax laws. For many Americans, the answer to "how much does it cost to have someone do your taxes" is less than the value they receive from professional expertise. When professional help is worth it: If you're self-employed, own rental properties, have significant investments, experienced major life changes (marriage, divorce, home purchase), have income from multiple states, are facing an audit or IRS issues, or want to maximize deductions and credits, professional help typically pays for itself. The average cost of tax preparation for individual filers ($260) is often recouped through identified deductions and avoided penalties. When DIY might work: If you have simple W-2 income, take the standard deduction, have no dependents or complex situations, and feel comfortable with tax software, DIY filing can save money. Most tax software costs $50-$120 for federal and state filing. The hybrid approach: Consider doing basic data entry yourself and hiring a professional for final reviews. This limits costs while ensuring accuracy. Many people find that getting professional help leads them to realize the investment is worthwhile for peace of mind, time savings, and often, better financial outcomes. Professional preparers typically find an average of $3,000+ in deductions that taxpayers miss when filing themselves.

Can I deduct the cost of tax preparation on my taxes in 2026?

For the 2025 tax returns you are filing right now (in early 2026), the answer for most individual taxpayers is still no. The Tax Cuts and Jobs Act (TCJA) suspension of miscellaneous itemized deductions remains in effect through December 31, 2025.

However, because the TCJA provisions are set to expire (sunset) after the 2025 tax year, the deductibility of these fees for the current 2026 tax year (which you will file in 2027) is currently in a state of transition. While the sunset theoretically reinstates these deductions, recent 2025 legislation - specifically the One Big Beautiful Bill Act (OBBBA) - has moved to make the elimination of these personal deductions permanent.

The exception for business owners: Regardless of the TCJA sunset, if you are self-employed, a freelancer, or a rental property owner, you can still deduct the portion of the fee that relates to your business filings (Schedule C, E, or F). This is considered a business expense, not a personal itemized deduction.

Last updated: 17 February 2026

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