What is a Merchant bank account? Card Processing
Where do you need Card Processing Services?
You can find the best Card Processing Services on Bark. Start your search and get free quotes now!
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Pick from some of the best providers in your area. With easy access to reviews and direct contact with Card Processing Services, you can be confident with your choice.
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What is a merchant account? A guide for small businesses
We are Ignite payments, part of the worlds largest merchant service acquirer First Data. Ignite Payment was setup by First Data to provide it's own merchant services. This move will be a game changer for customers as you will benefit from better rates and easy to understand billing under one roof. The advantage of coming direct to the biggest acquirer for your merchant services will eliminate the need for middle men and undoubtedly reduce your costs and offer you greater protection and total peace of mind. First Data has big plans to stay ahead of the pack at the top. We are much more than a processing and acquiring company and aim to give our customers a competitive edge by offering the most advanced payment solutions equipment. Our cutting edge Clover range of products have been designed by one of our sister companies and will only be available to our customers. The technology Clover brings allows you to do much more than process payments including, stock control, scanning, accounting and emailing receipts to mention a few benefits and will save you time and money. Whether you are a new business or are looking for a better alternative payment solution, you have a lot to gain by asking us what we can do for you. Call today for a quick chat to get answers to your questions and look forward to keeping more of your money and time.
We have become the company we are by understanding and putting solutions in place to address the pains of our customers. Our business is built on the success we find our customers and we continue to grow and evolve to meet the challenges you face in our fast moving world.
Our decision to go into merchant solutions as an add on to our core business was a natural choice. We already have the biggest infrastructure in this field as an acquirer and with that foundation, it was a natural progression to build a one stop payment processing solution.
If you are considering your merchant service options, whether as a new business or existing, we can provide an all in one umbrella. With us you will get transparency on rates with easy to read bills, technologically advanced equipment to give you much more than processing and you can expect competitive rates.
Operating businesses especially the smaller establishments are difficult at the best of times when you have to wear multiple hats. We understand your needs very well and would not want to take up your valuable time any more then we have to and can offer you all the help you need online.
With Covid, everyone has had to evolve and we are no different. To overcome the challenges of the current situation, we have implemented systems which will allow us to communicate with you and do our work online to meet your needs.
How does Credit Card Processing work?
Businesses that accept payments from customers will require a card processing provider. Other names for this service include merchant account, payment service provider or a payment aggregator.
Card processing offers a mix of security and simplicity for businesses, taking the stress out of handling payments. Several different payment methods can be accepted depending on what suits your business. Payment is handled and processed for a small fee per transaction, depending on the card processing provider you opt for.
Does my business need a Merchant Account?
If you want to be able to accept electronic payment for your business (particularly via credit cards) then yes. Merchant accounts are linked to your EPOS which include card terminals in-store. You may also have an online store or accept payments over the phone. Customers accept a secure payment method, and having a merchant account is the best way to provide this to them.
Plus, a merchant account will make your accounting more straightforward too.
How do I find the right Card Processing Company for my business?
The first step is to ascertain whether your business is classed as ‘high risk’ or ‘secure’ in the eyes of a card processing company. This will narrow down the type of merchant account that is available to you at the current time.
From there, you will need to consider the types of payment methods offered, how many transactions per second it will process, the support offered etc. Each aspect will come with limitations along with corresponding fees, so you’ll need to align the needs of your business with the specific card processing provider.
Can I get Card Processing online?
Yes! Card processing is carried out electronically anyway, with providers located across the globe. The benefits of the service being online is that you can read customer reviews when choosing your provider. Installation may be required in-person, depending on the EPOS you choose for your business. However, most of the time getting your business up and running with accepting card payments is incredibly straightforward.
How much does Card Processing cost?
The cost of card processing is entirely dependent on the deal your service provider offers you. Typically, the costs are between 0.5% to 3% of the purchase fee, in addition to a small flat fee on top. Other costs are associated, including authorisation fees, card terminal rental, payment gateway, virtual terminal, annual service charges, etc.
The good news is that part of choosing a card processing provider involves comparing such costs with the needs of your business. Rates can also be negotiated over time, especially if the health of your business improves.
4.77/5.00
based on 6,438 reviews
The average rating for Bark Card Processing Services is 4.77, based on 6,438 reviews.
