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Find Card Processing Services near you

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You can find the best Card Processing Services on Bark. Start your search and get free quotes now!  

First time looking for a Card Processing Service and not sure where to start? Tell us about your project and we’ll send you a list of Card Processing Services to review. There’s no pressure to hire, so you can compare profiles, read previous reviews and ask for more information before you make your decision. 

Best of all - it’s completely free!

1

Tell us what you need

We’ll help you find a Card Processing Service. Help us refine your search by telling us your requirements and we’ll contact service providers in your area to help you.

2

Receive Free Quotes

You’ll receive free quotes from professionals and get quick notifications via our website or app. We make sure we do the leg work for you!

3

Choose your Card Processing Service

Pick from some of the best providers in your area. With easy access to reviews and direct contact with Card Processing Services, you can be confident with your choice.

Find Card Processing Companies near me

Bark has the best card processing companies to help grow your business. Whether you want to give your customers more payment options or are simply sick of cash transactions, you can find a reliable payment service provider on Bark. Tell us what you’re looking for and we’ll match you with a list of credit card processing companies to choose from.

Whether you’re a small business or a growing empire, we’ll connect you with the best card processing companies near you.

What does Card Processing involve?

When a customer pays for an item, the money needs to be taken from their account securely. Regular bank accounts are not equipped to handle customer transactions. So, card processing will create what’s known as a merchant account for your business.

A merchant account exists for the sole purpose of allowing a business to accept electronic payments from its customers. Funds taken from your customer will stay in the merchant account, and they can then be transferred to your business account once processed.

Bark makes it easy to browse merchant account providers. Get detailed information about card processing companies, read reviews, and request contact - all from one place.

What are the benefits of having a Merchant Account?

Having a merchant account will allow you to accept payment from debit and credit cards. As these are the most popular payment forms out there, businesses need to offer them if they want to be successful!

A merchant account will also allow you to increase your sales since having the option to pay via a credit card opens your business up to far more people.

There are also plenty of practical benefits of a merchant account. It can make your accounting much easier to process, especially during reconciliation. It can also help your business avoid fraudulent payments.

Wondering how much getting a merchant account will cost you? Read our handy guide to find out how much card processing companies charge on average in the UK.

What types of Merchant Accounts are there?

There are 3 types of merchant accounts including aggregated merchant accounts, dedicated merchant accounts and high-risk merchant accounts. Here’s a brief overview of all 3.

Aggregated merchant accounts

  • Set up by a payment facilitator
  • Often best for small businesses
  • Industry-specific
  • Transactions are pooled
  • Less control over when money is paid to you

Dedicated merchant accounts

  • Set up directly with acquiring bank
  • More control over when your money is paid
  • More room for rate negotiation

High risk merchant accounts

  • Suited for those who have struggled to get approval elsewhere
  • Can be industry-specific (i.e for gambling or tobacco products)
  • Can process a high number of transactions per second
  • Pricing not always attainable for small businesses

Not sure which merchant account is best for your business? We’ll connect you with experienced card processing companies who will be able to offer expert advice on the best choice for you.

What is the difference between a Merchant Account and a business bank account?

Although both a business bank account and a merchant account handles funds relating to your business, the purpose of each is completely different.

A business bank account is designed to handle transactions relating to the running of your business. This can include aspects such as rent, payroll, utilities, equipment purchase etc.

Merchant accounts are specifically created to handle electronic payments made into your business. The money is held while it is processed and is done so securely. For a detailed overview of what a Merchant Account involves, read our handy guide.
Ignite Payments / A First Data Company profile image
I

Ignite Payments / A First Data Company

We are Ignite payments, part of the worlds largest merchant service acquirer First Data. Ignite Payment was setup by First Data to provide it's own merchant services. This move will be a game changer for customers as you will benefit from better rates and easy to understand billing under one roof. The advantage of coming direct to the biggest acquirer for your merchant services will eliminate the need for middle men and undoubtedly reduce your costs and offer you greater protection and total peace of mind. First Data has big plans to stay ahead of the pack at the top. We are much more than a processing and acquiring company and aim to give our customers a competitive edge by offering the most advanced payment solutions equipment. Our cutting edge Clover range of products have been designed by one of our sister companies and will only be available to our customers. The technology Clover brings allows you to do much more than process payments including, stock control, scanning, accounting and emailing receipts to mention a few benefits and will save you time and money. Whether you are a new business or are looking for a better alternative payment solution, you have a lot to gain by asking us what we can do for you. Call today for a quick chat to get answers to your questions and look forward to keeping more of your money and time.

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Hear from
a professional

What do you love most about your job?

We have become the company we are by understanding and putting solutions in place to address the pains of our customers. Our business is built on the success we find our customers and we continue to grow and evolve to meet the challenges you face in our fast moving world.

What inspired you to start your own business?

Our decision to go into merchant solutions as an add on to our core business was a natural choice. We already have the biggest infrastructure in this field as an acquirer and with that foundation, it was a natural progression to build a one stop payment processing solution.

Why should our clients choose you?

If you are considering your merchant service options, whether as a new business or existing, we can provide an all in one umbrella. With us you will get transparency on rates with easy to read bills, technologically advanced equipment to give you much more than processing and you can expect competitive rates.

Can you provide your services online or remotely? If so, please add details.

Operating businesses especially the smaller establishments are difficult at the best of times when you have to wear multiple hats. We understand your needs very well and would not want to take up your valuable time any more then we have to and can offer you all the help you need online.

What changes have you made to keep your customers safe from Covid-19?

With Covid, everyone has had to evolve and we are no different. To overcome the challenges of the current situation, we have implemented systems which will allow us to communicate with you and do our work online to meet your needs.

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Businesses that accept payments from customers will require a card processing provider. Other names for this service include merchant account, payment service provider or a payment aggregator.

Card processing offers a mix of security and simplicity for businesses, taking the stress out of handling payments. Several different payment methods can be accepted depending on what suits your business. Payment is handled and processed for a small fee per transaction, depending on the card processing provider you opt for.

If you want to be able to accept electronic payment for your business (particularly via credit cards) then yes. Merchant accounts are linked to your EPOS which include card terminals in-store. You may also have an online store or accept payments over the phone. Customers accept a secure payment method, and having a merchant account is the best way to provide this to them.

Plus, a merchant account will make your accounting more straightforward too.

The first step is to ascertain whether your business is classed as ‘high risk’ or ‘secure’ in the eyes of a card processing company. This will narrow down the type of merchant account that is available to you at the current time.

From there, you will need to consider the types of payment methods offered, how many transactions per second it will process, the support offered etc. Each aspect will come with limitations along with corresponding fees, so you’ll need to align the needs of your business with the specific card processing provider.

Yes! Card processing is carried out electronically anyway, with providers located across the globe. The benefits of the service being online is that you can read customer reviews when choosing your provider. Installation may be required in-person, depending on the EPOS you choose for your business. However, most of the time getting your business up and running with accepting card payments is incredibly straightforward.

The cost of card processing is entirely dependent on the deal your service provider offers you. Typically, the costs are between 0.5% to 3% of the purchase fee, in addition to a small flat fee on top. Other costs are associated, including authorisation fees, card terminal rental, payment gateway, virtual terminal, annual service charges, etc.

The good news is that part of choosing a card processing provider involves comparing such costs with the needs of your business. Rates can also be negotiated over time, especially if the health of your business improves.

Reviews

4.77/5.00

based on 6,438 reviews

The average rating for Bark Card Processing Services is 4.77, based on 6,438 reviews.

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