Life & Mortgages
SG14, Hertford
(5)
SG14, Hertford
(5)
Making the mortgage and protection process easy to understand for people with unique situations.
As an independent mortgage and insurance brokerage, our aim is to have a slightly different approach to other brokers; to focus on the entire timeline to retirement and after, rather than just the single transaction.
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5 customer reviews
Emma Bradley
Mortgage Advice
Excellent and professional service. Lewis took time to understand my needs and explained things throughout what was a very smooth process. Cannot recommend highly enough and thank you. More...
Richard Biggs
Mortgage Advice
Friendly, caring and efficient. A true personal service - highly recommended.
Katrina Gransden
Mortgage Advice
Lewis Payne, you are the most competent, reliable and efficient person I know.
You make a complicated situation, easy because you talk, explain and generally, made me feel that nothing was too much trouble.
You return my calls/ messages promptly.
I would highly recommend you to anyone and will be doing so with my family when the time comes.
Thank you Lewis.
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GeorgePaparestis
Insurers
I was impressed with Lewis and appreciated the care and attention he gave towards providing the specialist advice on mortgages and insurance that we needed for our property. He made it more understandable than any other professional that we had come across.and approached a number of lenders on our behalf.He was fast and efficient and he made an effort to meet with the family at short notice. Many thanks for all your help and support and thanks to your colleagues too. More...
George Paparestis
Insurers
I was impressed with Lewis and appreciated the care and attention he gave towards providing the specialist advice on mortgages and insurance that we needed for our property. He made it more understandable than any other professional that we had come across.and approached a number of lenders on our behalf.He was fast and efficient and he made an effort to meet with the family at short notice. Many thanks for all your help and support and thanks to your colleagues too. More...
What do you love most about your job?
The look on the customers face when we have done what they thought was impossible.
What inspired you to start your own business?
We saw that people in this industry move too slowly and talk in ways which people cannot understand which we hope to change.
Why should our clients choose you?
We have lots of experience (20+ years combined) We do all of the handy work before we ask for any money from you, we also can do the job much faster (no offence) because we do this all day, every day and we have the software that can find products that you can't. We have good relationships with the people that have a say in the applications and really enjoy coaching people. You should care about that because it has a big effect on your financial timeline and speed is very important for these types of situations.
Can you provide your services online or remotely? If so, please add details.
We usually have a phone call or a video call first, we create a WhatsApp group chat for quick-fire questions/ answers and all of the documents that you need to sign during the case can all be sent and signed digitally.
What changes have you made to keep your customers safe from Covid-19?
Covid-19 does not directly affect what we do however we understand what impact it has had on the financial markets which we are very aware of.
Mortgages
Unique and complicated.
Very old properties.
Strange construction.
Adding on debt to a mortgage.
Settling a divorce.
Fast options for a short time.
Something that you have had trouble doing yourself.
Protection(Life Insurance, Income Protection, Private Health Insurance)
Complex and difficult.
Exuberant Lifestyle.
Risky jobs or hobbies.
Detailed medical history.
Something that you couldn't get cover for with the normal people.
Equity Release
If you are considering equity release, your situation is already complex. Lets have a chat about it.
