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Stephen Thomas - Mortgage & Protection Adviser logo
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Stephen Thomas - Mortgage & Protection Adviser

Brimstone Road, Winsford, Cheshire

(42)
‘19 Certificate of Excellence, 2019
Stephen Thomas - Mortgage & Protection Adviser logo
S

Stephen Thomas - Mortgage & Protection Adviser

Brimstone Road, Winsford, Cheshire

(42)
‘19 Certificate of Excellence, 2019

About

Whether you are purchasing your first property or wanting to remortgage your existing borrowing, contact me to see how I can help you find the right product for you. You may be a first time buyer who is looking at the Help to Buy scheme and unsure of how it all works, let me find the right product for you.

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Reviews (42)

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michelle hogg

27 October 2019

I just couldn't recommend Stephen's services enough, from start to finish, his advice has been invaluable. From knowing absolutely nothing about how to get a mortgage and set up insurances etc it has been amazing to be able to trust Stephen and his expertise. He works hard to achieve good results, nothing is too much trouble or any question too silly. Thanks to Stephen I now own my own home and will definitely be returning when it's time to renew everything and anything x More...

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Daniel Burgess

21 October 2019

We cannot thank Stephen enough for all the hard work and effort he put into helping us buy our first home. They say buying a house is one of the most stressful things to do in life, but we can honestly say that Stephen did all the hard work for us and made the whole process seem like nothing. He is super professional and always kept us updated, even with the little things. Stephen - you are simply amazing and we wish you every success x More...

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Dan Burgess

17 October 2019

We cannot thank Stephen enough for all the hard work and effort he put into helping us buy our first home. They say buying a house is one of the most stressful things to do in life, but we can honestly say that Stephen did all the hard work for us and made the whole process seem like nothing. He is super professional and always kept us updated, even with the little things. Stephen - you are simply amazing and we wish you every success x More...

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Lucy Collins

22 August 2019

I can’t thank Stephen enough for all that he did for me throughout the entire process of buying my new home; from securing my mortgage for me in super quick time, to answering all my silly questions (and there were a lot!) while never making me feel daft, he never lost patience, always replied quickly no matter the time and was just an absolute rock of support! A true gentleman who goes above and beyond and who is an exceptional mortgage adviser. THANK YOU More...

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Vicky Simpson

22 August 2019

I seriously can’t thank Stephen enough!!!!!He has been amazing throughout this whole process, from our first conversation to receiving our mortgage offer he made the whole thing run like clockwork, he sorted life insurance and house insurance so something else we didn’t have to think about. Stephen was always at the other end of the phone and instantly replied to emails whenever we had any questions. He was our “go to” person and I’m sure I drove him mad at times!!!!!!He’s a true professional and the best at what he does, we would give Stephen a 10 star review if we could!!!!!!! THANK YOU STEPHEN X X X More...

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Tom

22 August 2019

I can't recommend Stephen highly enough. He made what could have been the most stressful part of the purchase into the easiest. He spent a lot of time making sure we had exactly the right deal for us and I couldn't get over how quick and efficient he was. We will be using Stephen again to remortgage in a few years time! More...

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Georgia Gedling

16 July 2019

Stephen has been a massive support in helping us with our first mortgage! We didn't know a thing about applying for a mortgage but Stephen explained everything really well and found the best option for us. He was always in regular contact with us throughout the whole process, consistently keeping us updated which was really appreciated. He also helped us organise insurance which was a massive help as we wouldn't of known where to start or what type of insurance we needed. Honestly Stephen has made our first experience of applying for a mortgage an absolute dream! Highly, highly recommend!! More...

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Daniel Gillingham

9 July 2019

5* service from Stephen! From start to finish Stephen provided top notch service. He Really helped me as a first time buyer as I didn't have a clue where to start but he was fab from start to finish. He also helped me with my life & home insurance plans! Would definitely recommend to anyone looking for a mortgage! More...

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Ricky Oakes

25 May 2019

Stephen has been a massive help to me and my girlfriend, we are first time buyers and he has talked us through every step and has been at the end of the phone whenever we have had any questions or things we were unsure of. We can’t thank him enough for what he has done for us! He made everything so simple and stress free and now we have exchanged contracts and are waiting for a move in date for our home!100% recommend Stephen, I wouldn’t use anybody else! More...

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Hannah Bland

8 May 2019

Thank you so much Stephen for helping us with our re mortgage. You made it look easy! You where there to answer any question at any time of the day which is always appreciated. Stephen managed to get us a mortgage deal that had cash back and was a lot cheaper a month than what we where paying. We didn’t have any issues at all and he even sorted us with life insurance which we didn’t have / know much about. Thanks again for everything Xxxxx More...

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Carla Threlfall

29 April 2019

Fantastic can't fault him, being a first time buyer he made a daunting task easy, was there every step of the way always helpful and ready with advice, would highly recommend him.

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Carla Threlfall

24 April 2019

fantastic can't fault him, being a first time buyer he made a daunting task easy, he was there every step of the way ready with advice and help always answers your messages, would highly recommend. Thanks Stephen

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Carla Threlfall

19 April 2019

Fantastic could not fault him, being a first time buyer he made it very easy, was there every step of the way always informative and very helpful, would highly recommend.

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Benjii Thomas Walters

2 April 2019

Amazing support and advice from start to finish! Always available to respond to any questions or sort any problems out!!

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Paul Jones

28 February 2019

Absolutely brilliant could not fault him in any way helped me and my partner a lot and always kept us up to date and got us an excellent deal thank you Steve

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Sarah Timms

28 February 2019

Stephen was amazing to work with - I'm a first-time buyer so new to all of this and he went above and beyond to help me out with advice and tips on buying, mortgages etc. He replied to all of my queries and was super quick at getting back to me. Buying is one the most stressful things and Stephen helped to make it much less scary and was able to get me a great deal. I didn't have a massive deposit and just a single-person salary but he got me a great offer. Cannot thank him enough! More...

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Louise Leech

28 February 2019

I would 100% recommend Stephen if you are looking for your first mortgage! As a first time buyer I had no idea where to start with buying a house and Stephen helped me understand the whole process, from the very beginning when I reserved my new build until now, almost at completion stage! He answered all of my questions and found me a great, affordable mortgage rate and insurance. Highly recommended. Thank you x More...

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Sarah Timms

25 February 2019

Stephen was amazing to work with - I'm a first-time buyer so new to all of this and he went above and beyond to help me out with advice and tips on buying, mortgages etc. He replied to all of my queries and was super quick at getting back to me. Buying is one the most stressful things and Stephen helped to make it much less scary and was able to get me a great deal. Cannot thank him enough! More...

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Zowie Jebb

24 February 2019

Highly recommend
Steve went out of his way to help us and kept us upto date every step of the way he was so helpful and got us a brilliant deal, thank you 😊

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Zowie Jebb

24 February 2019

Highly recommend Was brilliant every step of the way he kept us upto date with things and made it all hassle free and got us an excellent deal thank you Steve

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Sarah T

20 February 2019

Stephen was amazing to work with - I'm a first-time buyer so new to all of this and he went above and beyond to help me out with advice and tips on buying, mortgages etc. He replied to all of my queries and was super quick at getting back to me. Buying is one the most stressful things and Stephen helped to make it much less scary and was able to get me a great deal. I didn't have a massive deposit and just a single-person salary but he got me a great offer. Cannot thank him enough! More...

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Nan Cheshire

17 February 2019

Stephen went the extra mile to help us. highly recommended.

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Louise

8 February 2019

I would 100% recommend Stephen if you are looking for your first mortgage! As a first time buyer I had no idea where to start with buying a house and Stephen helped me understand the whole process, from the very beginning when I reserved my new build until now, almost at completion stage! He answered all of my questions and found me a great, affordable mortgage rate and insurance. Highly recommended. Thank you x More...

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Sarah Higham

30 December 2018

I would highly recommend Stephen. He helped me find the best life insurance plan for me so that I now know if anything happens to me my kids will still have a roof over their heads. Thank you for all your help.

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C EVANS

30 December 2018

Excellent service. Would highly recommend. Steve makes the whole process hassle free and is always on hand to help and answer questions. Will use again in the future.

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Laura Sweeney

30 December 2018

Stephen is a friendly and professional mortgage advisor who has reduced our current mortgage monthly payments.He made the whole remortgage process stress free and he couldn’t of done more for us. I can honestly say that I would use his services again and have recommended him to our family and friends.Thanks Stephen! More...

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Cara

16 December 2018

Excellent service. Would highly recommend. Steve makes the whole process hassle free and is always on hand to help and answer questions. Will use again in the future.

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Ashleigh Cunningham

7 December 2018

As first time buyers we didn’t really know where to start with it all but Steve went through everything with us and even made things easier to understand for me. We started searching for our new home but had a few issues along the way but Steve was there with support and options for us, he always kept us posted and we always felt like we could approach him if we had any questions. So today we finally got the keys to our new home and we couldn’t of done it without him. Would definitely recommend! Thank you so much Steve! More...

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Ashleigh Cunningham

7 December 2018

As first time buyer we didn’t really know where to start with it all but Steve went through everything with us and made things easier to understand for me. We started searching for our new home but had a few issues along the way but Steve was there with support and options for us, he always kept us posted and we always felt like we could approach him if we had any questions. So today we finally got the keys to our new home and we couldn’t of done it without him. Would definitely recommend! Thank you so much Steve x More...

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Joe Lowdon

6 December 2018

I’d like to thank Stephen for providing such fantastic stress free service. I was worried about buying a house as a first time buyer however using Stephen proved to be a stress free easy service. He was always on hand to help with any questions or queries that I had. I would definitely recommend using Stepehen. His personal and friendly service is way more than I could imagine getting from just a bank or going direct. You’ve been absolutely fantastic. Thank you once again and I’ll be using you when I need to remortgage :) More...

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Jamie allsop

1 December 2018

I would highly recommend Stephen for any of your mortgage/ re-mortgage needs.
Stephen has made this stressful process stress free, thanks for all your help and advice.

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Jamie Allsop

1 December 2018

I would highly recommend Stephen for any of your mortgage/ re-mortgage needs. Stephen has made this stressful process stress free, thanks for all your help and advice.

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Laura Sweeney

30 November 2018

Stephen is a friendly and professional mortgage advisor who has reduced our current mortgage monthly payments.
He made the whole remortgage process stress free and he couldn’t of done more for us.
I can honestly say that I would use his services again and have recommended him to our family and friends.
Thanks Stephen!
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Colin Rosenthal

14 October 2018

We would highly recommend Stephen for any Mortgage & protection services.
Buying our home was quite daunting and stressful, but Steve’s exelleng product knowledge of the market and being upto date with latest changes made the process a whole lot easier!
Despite 2 separate houses, few different backs ETC Steve remained patient with us!
We are not really enjoying our new home! Thanks Steve
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Tom Atherton

1 October 2018

I cannot thank and recommend Stephen enough. He was fantastic, we were first time buyers and he made the whole process easy. We weren't sure where to start, so spoke to Stephen and he took the time to go through all the queries we had and gave us sound advice. His communication is second to none, we were always in regular contact, whether it was Stephen checking up on the progress of the sale or if we ever had any questions he would always reply promptly and guide us in the right direction. More...

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Tom Atherton

17 September 2018

I cannot thank and recommend Stephen enough. He was fantastic, we were first time buyers and he made the whole process easy. We weren't sure where to start, so spoke to Stephen and he took the time to go through all the queries we had and gave us sound advice. His communication is second to none, we were always in regular contact, whether it was Stephen checking up on the progress of the sale or if we ever had any questions he would always reply promptly and guide us in the right direction. He will be the first person to contact if we need any help in the future and as stated earlier we would definitely recommend him to anyone thinking of buying their first house, moving property or remortgaging. Thank you once again! More...

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T Atherton

5 September 2018

I cannot thank and recommend Stephen enough. He was fantastic, we were first time buyers and he made the whole process easy. We weren't sure where to start, so spoke to Stephen and he took the time to go through all the queries we had and gave us sound advice. His communication is second to none, we were always in regular contact, whether it was Stephen checking up on the progress of the sale or if we ever had any questions he would always reply promptly and guide us in the right direction. More...

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Ladybird 23

2 August 2018

I would 100% recommend Stephen Thomas to anyone who is looking for help in finding the best mortgage for them. Buying a house on my own was quite daunting, but Stephen was such a massive support throughout the whole process and I can't thank him enough. Stephen kept in regular contact with me throughout, and explained everything to me, even when I thought I was asking a 'stupid question' Stephen took time to make sure I understood everything, and made me feel much more confident about the whole process. He helped me find the best and most affordable mortgage for me, and when I came across a slight obstacle with my help to buy application Stephen helped me get it all sorted. Thank you once again Stephen as you have made the whole process so easy and straight forward, and taken a lot of stress out of it for me. More...

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Lauren Henshaw

30 July 2018

I would 100% recommend Stephen Thomas to anyone who is looking for help in finding the best mortgage for them. Buying a house on my own was quite daunting, but Stephen was such a massive support throughout the whole process and I can't thank him enough. Stephen kept in regular contact with me throughout, and explained everything to me, even when I thought I was asking a 'stupid question' Stephen took time to make sure I understood everything, and made me feel much more confident about the whole process. He helped me find the best and most affordable mortgage for me, and when I came across a slight obstacle with my help to buy application Stephen helped me get it all sorted. Thank you once again Stephen as you have made the whole process so easy and straight forward, and taken a lot of stress out of it for me. More...

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Lauren

24 July 2018

I would 100% recommend Stephen Thomas to anyone who is looking for help in finding the best mortgage for them. Buying a house on my own was quite daunting, but Stephen was such a massive support throughout the whole process and I can't thank him enough. Stephen kept in regular contact with me throughout, and explained everything to me, even when I thought I was asking a 'stupid question' Stephen took time to make sure I understood everything, and made me feel much more confident about the whole process. He helped me find the best and most affordable mortgage for me, and when I came across a slight obstacle with my help to buy application Stephen helped me get it all sorted. Thank you once again Stephen as you have made the whole process so easy and straight forward, and taken a lot of stress out of it for me. More...

You are very welcome Lauren, it was my pleasure!

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Faye White

23 July 2018

Stephen provided an excellent service when I needed to review my insurance cover. He kept in touch and provided regular updates. I am extremely happy with the service I received and the product that I signed up to. I would highly recommend Stephen. More...

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Rhiannon Brookes

23 July 2018

Stephen provided excellent service. I honestly don’t think I could have bought my house without his help. He came to my home and explained everything and he was happy to answer all my questions. Nothing was too much trouble when I wanted to think over other price options. He also took time to explain about protection and worked hard to find the right one for my needs. Now I have a cheaper membership at the gym I was already a member of. I would highly recommend him to everyone such a nice friendly and approachable mannor. Thanks for everything. More...

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Q&A

I love that I am able to help those first time buyers get on the property ladder (I've been that first time buyer not knowing where to turn), and also being able to save clients who are remortgaging money by sourcing the best product for them based on their circumstances.

I was ready for a new challenge and worked hard to get there but it really is worth it when I see the end result having helped my clients with their mortgage and insurance products.

I'm a qualified Mortgage & Protection Adviser based in Cheshire, covering all the UK. I am friendly, professional and ready to help you with your mortgage and insurance products. I am happy to do home visits within a reasonable distance, however doing everything via telephone/email is fine also.
I will use my expertise to ensure I find you the right Mortgage & Insurance products.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE