ZA Mortgage Solutions
RM1, Romford
(1)
RM1, Romford
(1)
At ZA Mortgage Solutions we want to offer you more than just a standard mortgage appointment, we strive to ensure your entire journey is a straightforward, stress-free experience. We will talk about all of your available options and support you throughout the whole process, affording you, as our client, the freedom to make an educated decision and better understand and explore your relationship with your finances.
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1 customer review
Ash Moakes
Zehra has done my mortgage and remortgage now and is the best in the business! Kept me up to date throughout and updated my mortgage offer without me even asking when rates came down! Nothing is too much work thanks so much! More...
First Time Buyers
A first time buyer is someone who is buying their first property which is to be used as their primary residence.
Purchasing your first property can be a daunting prospect, there’s a wealth of information on the internet and every estate agent you call with a property to view tells you need to be qualified by their mortgage adviser – whilst this can be a helpful exercise on gathering information and knowledge it can get tedious if you don’t find your perfect property straight away.
It’s wise to be prepared however by making sure you have run through what costs will be applicable and when they are due during the home buying process. It’s also essential to ensure you are in the best possible position to secure a competitive offer on your new home.
Making an offer on the house you wish to purchase can also seem complicated and nerve wracking, we can assist you by gathering in depth market knowledge about the property and potentially the sellers position and their eagerness to sell, plus we can make the offer for you if you prefer!
Homemovers
Whether your upsizing or downsizing or just fancy a change of area moving home with a mortgage can be confusing. There are several options open to you when you decide to move and it’s important to understand which one is the most financially beneficial for you and your circumstances.
Remortgages
In the simplest terms Re-mortgaging means changing your current mortgage deal. There are many reasons you may want to do this! The most common being that your current mortgage deal is coming to an end and you want to save money or you may want to buy a larger home. You can choose to stay with your existing mortgage lender and choose a new deal with them or change to a new lender and get a new mortgage, both are considered a re-mortgage.
Buy to Let
A buy to let mortgage is for a property you plan to rent out for profit. It’s important to understand that you cannot live in a property that has a buy to let mortgage or indeed rent out a property that has a residential mortgage.
Help to Buy
Help to buy equity loan is a government scheme that’s designed to help first time buyers get on to the property ladder. The aim is help people who are unable to access affordable loan to value mortgages due to having insufficient deposit.
There are various schemes available depending on your circumstances so speaking to your adviser about which one is right for you is essential.
