London
An established and experienced Finance Brokerage and Distributor that can help you with your Commercial Mortgage and Business Finance needs.
Here at Total Money Management we have years of experience helping clients to achieve their needs and move forward without the hassles of red tape.
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Commercial Mortgages
Whether you’re looking to purchase, refinance or compare your mortgage loan, we are here to support you in every way.
We will always negotiate the best deal on the market at a price that suits your requirements Commercial Finance made easy!
No matter what the transaction may be, Total Money Management can find the best way for you to move forward.
A commercial loan or mortgage with Total Money Management means you can borrow from us on:
• Shops for investment/owner occupied
• Factories to build, rent or sell
• Warehouse for investment or dividing up
• Land for commercial use of any type (green and brown sites).
• Development of land for houses/flats
• House building of any sort
• Improving any type of building for selling or renting
• Development of all types of commercial property
• Multiple room Buy to Lets
• Commercial Auction Properties
• Commercial Bridging
We lean towards the use of High Street lending, but due to the way we present your case and the volumes of business we do, we tend to get a better deal than most of our clients would achieve going direct. Let us have a look around for you, this doesn’t cost a thing and maybe we could save you thousands. Our fees are as low as £495.00 on offer (dependent upon the case) and we have many satisfied clients.
Bridge or Bridging Finance
Whether its 1st, 2nd or even 3rd charge lending, Residential/ Commercial or lending against Open Market Value, TMM Bridging Finance can help.
Decisions within the hour and quick turnarounds can help clients quickly efficiently and can help in all situations like Auction Finance, Residential Sale Bridge and Property Development Bridging to name a few.
Bridging Finance has become a very popular form of finance in the market. If you need to fast to purchase a property, your bank or building society will require a full application and may take weeks to agree your request.
With Bridging Finance we can provide these funds within 2 working days if required. However, dependant on the structure itself they usually take 7 days.
As we are independent broker we can give you an instant decision. There are many situations where Bridging Finance is required. They include:
1. An investor purchasing a property, at a discount from market price.
2. A residential or commercial property that needs refurbishment before traditional lending
3. An auction purchase
4. A vacant property that requires tenants before a traditional lend.
5. Raising funds pay a tax bill or inject capital into a business.
Lending can also be based against the open market value of the property.
After a set time the Bridging Loan is repaid by the Investor taking out a Buy To Let Mortgage or Commercial Mortgage. This can result in the Investor using a minimum outlay of capital to acquire a property/portfolio.
Rates are available from as little as 0.49% per month.
Residential Mortgages
Residential Mortgages are available through us and our sister company. Please do ask for more details by sending a quick contact me and we will be in touch.
Alternatively contact info@tmmonline.co.uk and we will respond accordingly.
Buy To Let Mortgages
A buy-to-let mortgage is a loan that's specifically designed for landlords or vendors of properties who rent out a property. It's similar to a residential mortgage, in that you'll need a good credit rating together with a suitable deposit, but you're not going to be living in the property yourself.
There are schemes available for first time landlords and those with portfolios. A deposit of circa 20% is required as a minimum, however the more deposit you place forward the lower the interest rate becomes in most cases.
