Thinking Finance UK Ltd
PO33, Ryde
(3)
PO33, Ryde
(3)
We offer a very personal service and try to explain the complex world of financial advice in easy to understand plain English.
Where possible we use modern technology platforms to hold all clients investments, pensions and supporting paperwork for any business we conduct on your behalf.
Show more
3 customer reviews
Frazer Munro
Thinking Finance have assisted me with various matters over a number of years and have always come up trumps.
Thoroughly professional and very efficient and competitive, I have always been delighted with results as have numerous of my friends who I have recommended.
Ronald Singh
Ian has been top-notch is helping me, my wife & our children in setting up pension schemes in the most tax-efficient way, as well as assisting with our mortgage & ISA arrangements. Very knowledgeable and a pleasure to do business with… More...
Caroline ferguson
Ian is always so helpful. And everything you ask is done in a very professional manner. Could not ask for better service.
What do you love most about your job?
I started my financial service life in the Prudential and customer service was an integral part of the organisation. I have always thought that my role is one to try and help clients/customers/friends with the tricky world of finance and money. I have been helping clients since 1994 and still enjoy the challenge that clients bring. It is very satisfying to help someone with a financial problem and to guide them through to a positive outcome.
What inspired you to start your own business?
I new back in 1998 that being an independent financial adviser was the route I was going to take. I started my first business in 1998 after having 3 years service at Prudential and ran it through to 2003. I then started this latest business in 2008 and have been dealing with a broad range of clients needs since then.
Why should our clients choose you?
We keep our service very personal and will always treat clients professionally and will try and help them as much as we can
Can you provide your services online or remotely? If so, please add details.
We are happy to work remotely with clients or offer a face to face meeting, electronically or in person. We are located on the Isle of Wight so nipping up to Edinburgh for a 1 hour may prove unrealistic. However with some of my children and family member's spread around the UK there is a chance this could be arranged
What changes have you made to keep your customers safe from Covid-19?
Not sure this is so relevant --however if we arrange a face to face meeting --please advise on any health concerns you may have which we will be happy to accommodate where possible
Investments
Use of modern portfolios and bonds to satisfy a whole range of clients needs. Use of technology is at the heart of what we do and clients can access all their investments via an iphone or tablet. Use of modern secure technology keeps everything cost effective and is available 24/7.
Pensions
We offer pension advise for a broad range of clients. We would always recommend that if a client has the opportunity to join a work place pension scheme they do this before seeking additional/alternative pension provision. We can help clients to start saving on a monthly basis and or lump sum contributions. Different levels of risk are available through a choice of funds to suit all clients needs.
Defined Benefit Pension Transfers
Defined benefit pensions schemes (DB) are complex work place pensions and need a fully comprehensive review of your situation now and after your chosen retirement age. We are still able to offer a service to look at your DB scheme however the regulator -Financial Conduct Authority (FCA) has provided us with a coherent set of criteria when discussing these kind of pensions with clients -which we follow. Please call for further information to see if this sort of transfer is suitable for you.
Pension Transfer
We offer a personal pension transfer for clients, to amalgamate several previous pensions pots into one easy to manage pension. This can be achieved very easily and cost effectively.
