Perers Financial Advisers

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100% Mortgage deals No Deposit needed Fixed for 5 years
Get your new home sooner with our exclusive mortgages that let you borrow more even if you don’t have a deposit

Credit problems accepted Borrow up to 6x income Save time & money No deposit needed

Getting a mortgage can be difficult and, despite what you might expect, especially if you have small deposit or problems with your credit history.

We often hear from people who have been turned down for a mortgage by their own bank or who have been told they can’t borrow the amount they need to buy the home they really want.

This can happen for all sorts of reasons.

It might be that you haven’t got a large enough deposit. But saving up a deposit isn’t always easy when you’re using a big chunk of your salary each month just to pay the rent.

Or you might find you’re offered a smaller mortgage than you need because the lender is only looking at your basic salary and isn’t taking into account your overtime, shift allowances, bank hours, or fees from second job.

And some banks will turn down your mortgage application if you’re newly qualified, have student debts, or have got a less-than-perfect credit score.

But here’s the good news…

At Peters Financial Services, we’ve built relationships with lenders who understand your problems and look into cases on individual bases rather than just “computer said NO ”.

This means that, if you’re currently renting and meet a few simple requirements, we can get you a 100% mortgage with no deposit needed.

Plus we’ve got special schemes which allow you to borrow more than you could from your own bank – in some cases up to six times your own salary plus four-and-a-half times your partner’s salary. This means you don’t have to settle for second best when choosing your new home.

We can even help you get a mortgage if you’ve just started working or you’ve got a poor credit history.

To find out more and see which mortgage offers you qualify for, please contact us

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*Representative example: A mortgage of £75,000 on interest only payable over 25 years, initially on a fixed rate of 1% for 13 months and then a standard variable rate, currently 4.74%, for the remaining 287 months. This would require 13 monthly payments of £63.75 and then 287 monthly payments of £302.18 (this includes a broker fee of £750 and a lender fee of £1500 to be paid upon completion). The overall cost for comparison is 4.8% APRC.

Peters Financial Advisers Limited (985049) is an Appointed Representative of Dragon Brokers Limited t/as The Dragon Network which is authorised and regulated by the Financial Conduct Authority under registration number 599430. Registered office: 661 Foleshill Road, Coventry, CV6, UNITED KINGDOM Registered in England.

Peters Financial Advisers Limited (985049) is a credit broker and you can confirm our registration on the FCA’s website www.fca.org.uk

The actual APRC you are eligible for depends on individual circumstances. If you are thinking about consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON A MORTGAGE.

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

The Financial Ombudsman Service (FOS) is an agency for arbitrating of unresolved complaints between regulated firms and their clients. Further details of the FOS can be found on its website: www.financial-ombudsman.org.uk

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