Mortgage Monkeys

Your mortgage is likely to be your biggest financial commitment. Therefore, streamlining the largest debt can produce the largest saving - sometimes £1,000s each year.

If you’re the kind of person who shops around, then you’re missing a trick by not using Mortgage Monkeys expertise to search 1000’s of products so that you can save money on your mortgage too.

Mortgage Monkeys often hear from self-employed people, or those who run their own business who tell us that “it’s almost impossible to get a mortgage”. Whilst we agree that it can be more challenging by using our experience and expertise there should be a solution out there for you so that you don’t run the risk of losing your dream home, or not borrowing as much as you require.

We pride ourselves on being specialists at securing mortgages for self-employed, business owners and partnerships.

One of our favourite areas of this business is helping people move home, we’ve all been there so we know how emotional and frustrating it can be. You’ve got to find a buyer for your house, you need to know how much you can afford on your new house, there are solicitors, estate agents, stamp duty the list seems to go on forever. It maybe that you don’t have to sell and could hold on to your own house as an investment and still buy your next home.

Mortgage Monkeys offers a personal and individually tailored service taking time to make the process as easy as possible for you every step of the way.

Contact Mortgage Monkeys before you do anything because if anybody can help with the answers to all these questions we can.

If you are purchasing a property, with the sole intention of letting it out (and you are not a cash buyer), you will require a buy-to-let mortgage. This could be your first investment property, re-mortgaging a current property because your deal has ended, or to release capital.

Most landlords’ intention is to make a profit from their property and so, like any business, keeping the overhead of mortgage payments as low as possible by securing the right deal is extremely important.

Mortgage Monkeys have a wealth of experience in sourcing buy-to-let mortgages and our individual, personally tailored approach is designed to build a lasting relationship and make your investments work hard for you.

Some Buy-to-let mortgages are not regulated by the Financial Conduct Authority.

Need Equity Release Advice?
If you are thinking about releasing a tax-free boost in retirement and need to weigh up your options then please contact us for our Equity Release specialists. Our advisers have many years’ experience dealing with people in later life and our expert advice is free with no obligation.

There are many reasons to release Equity from your property and with rates at an all-time low there has never been a better time than now. We are in partnership with Key, the largest Equity Release company in the UK with over 20 years’ experience offering an Equity Release plan that is tailored for you.

Lump Sum or Drawdown
Choose to release a lump sum of tax free cash.
Take out an initial amount and then draw down money in stages.
You only ever pay interest on the withdrawn portion of your release.

If you require a short-term funding solution bridging loans could be the answer to enable a property purchase to proceed that may be impossible.

Second Charge Mortgages
Second charge mortgages are a secured loan, which means they use the borrower’s home as security.

If you are purchasing a property with the help of a shared equity loan, our advice will also cover the shared equity second charge. However, we do not advise on any other second charge mortgages. If you need a second charge mortgage we will refer you to a master broker for second charges, who will be able to advise you.