Massey Divall Financial Services
Croydon, Greater London, Surrey
(3)
Croydon, Greater London, Surrey
(3)
How we’re paid
As with other mortgage brokers we receive a payment from the lender at completion of your mortgage. Unlike other mortgage brokers we don’t charge customers a fee in addition to that payment, regardless of the amount of work involved.
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3 customer reviews
Vanessa Powell
I have used them twice now for getting a mortgage. As self employed not the easiest thing to get, but they have always managed to get a good deal and been a pleasure to work with. I would highly recommend them.
Reviewed on Facebook
Martin Bradford Budds
Amazing service over many years, nothing is to much trouble. Complete professional service from start to finish.
Reviewed on Facebook
Lyndsey Durand
Really helped me to thoroughly understand everything when applying for my first mortgage etc. Would certainly recommend.
Reviewed on Facebook
What do you love most about your job?
We've been helping people with mortgage advice since 1989. Believe it or not we actually love helping people with mortgage advice, it's not boring to us.
What inspired you to start your own business?
The partners of MDFS met in 1989. Both were mortgage advisers for very large companies. Regulated advice was in focus and as we enjoyed advising one to one with clients so much the time seemed right to take on a business ourselves.
Why should our clients choose you?
Well, because:
Fee Free - You’re not going to be charged a fee for getting mortgage advice from us. Therefore, that’s probably an immediate saving when using us compared to lots of other mortgage brokers.
Time Saving - It’s very likely we’ll save you a lot of time and money. We’ve got access to literally thousands of mortgage schemes. We know you’re busy. Therefore let us do all the work.
Not a Number - You’re not just a number with MDFS. We’re not a small mortgage broker but we’re not so big that as a result you’ll be lost in the crowd. One to one advice and service.
Qualified - We are mortgage experts. Therefore you’re getting the very best and up to date mortgage advice possible. Finally, you always get advice from a CeMap qualified mortgage broker.
Contractor Mortgages
Banks are starting to realise that, despite the fact that contracts start and stop, most contractors are almost continuously in work. This realisation has led banks, and other financial institutions, to develop bespoke underwriting and alternative criteria.
Subcontractor Mortgages take in to account that it can be difficult to prove your income in a conventional manner. Contract value, daily rate and limited company incomes are suitable ways, if you can find the right provider.
Zero-hours contracts, freelance or part time employment, combined with contract work and self-employment. These are all changing our employment landscape.
It’s important to present your subcontractor mortgage in its best light. We can do that for you, fees free.
Buy to Let Mortgages
Comparing buy to let mortgages can be time consuming. That’s where our advisers can really help.
So, whether you’re thinking about purchasing your first buy to let property or adding to your portfolio, securing the right buy to let mortgage is essential if you’re going to maximise your potential profit.
Therefore, why not give your investment the best start by using us to help you find the most suitable mortgage deal.
Remortgages
We start by looking at your current mortgage provider. We’ll do that for you, so there’s no need to take time out to make your own inquiries. We’ll ask your current mortgage provider about any “product transfer deals” they have on offer. Remember, we don’t charge fees for doing this.
Furthermore, we then compare your current mortgage deal, and any product transfer deals available from your current lender, to the mortgage market. Cross referencing your deal on a like for like basis to see which route might be best overall.
First Time Buyer Mortgages
You can trawl the high street and the internet trying to find out which mortgage deals are suitable. You can even try talking with your bank. But, don’t forget that your bank might only sell you their own mortgage products. However, when you use us, you get free impartial mortgage advice.
Once you’ve found your dream home, we’ll help you from start to finish. Furthermore, we liaise with estate agents, solicitors, and surveyors. Also, we can get you an Agreement In Principle (AIP) if you need one.
We'll explain your options simply and clearly.When you’re ready to proceed with your mortgage, we’ll work tirelessly to make your experience hassle free. First Time Buyer mortgages are second nature to us. So, if you think we can help you find the best mortgage, give us a call.
