Kerr & Watson
Rushmoor
Kerr & WatsonRushmoor
Kerr and Watson is an independent regulated mortgage and insurance broker with access to the whole market.
We have a wealth of experience and strong industry relationships with high street providers and specialist lenders putting us in a prime position to secure the best mortgage for you.
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What do you love most about your job?
Stephen Kerr - Director
For over a decade, Stephen has been a whole of market mortgage adviser helping everyone from first time buyers to high net worth individuals.
With a strong understanding of complex incomes and the self employed market, he is a specialist in arranging larger loans that require extra attention.
Like many of his clients, Stephen is a landlord, so is up to date with the hurdles that investors face and the solutions that may be available to them.
Daniel Watson - Director
With over 15 years experience in Financial Services, Daniel has worked for numerous specialist lenders with roles such as Marketing Executive, Business Development Manager and National Sales Manager.
This background has helped him gain first-hand understanding of how lenders work behind the scenes, useful knowledge to have when placing a mortgage.
He has vast experience with bridging loans, residential and buy to let lending.
Outside of work, Daniel is a football coach for both his sons teams and also a marathon runner. Both require discipline and determination making him the perfect broker to have on your side when things get challenging.
What inspired you to start your own business?
Based in Farnborough, Kerr & Watson was founded by Stephen Kerr and Daniel Watson, both driven mortgage professionals with decades of combined experience in financial services.
Stephen’s background is mortgage and insurance broking, whereas, in addition to being a qualified broker, Daniel has been a successful business development manager for multiple specialist lenders. During this period, they regularly worked closely, with Daniel being a key contact to Stephen for specialist mortgage cases that he had needed to place for his clients.
With utmost respect for one another’s abilities and industry reputation, they discussed the idea of opening a brokerage together. With Stephen’s background in arranging complex mortgages and Daniel’s business development expertise, it was clear there was potential for a brilliant firm.
The goal was to offer a quality of service that they would want their own family to receive. This would mean opting for a common sense approach, jargon-free language and the customer journey always being at the centre of everything they do.
Direct authorisation from the Financial Conduct Authority was chosen, rather than applying to trade as an appointed representative of a network. The result was a tougher authorisation journey and a longer waiting time for approval, but worth the sacrifice to offer a true independent and whole of market service that they felt was vital.
When choosing their company name, they needed one that would demonstrate full confidence in their service and continue to hold them accountable as the business grows. With this in mind, the natural choice was ‘Kerr & Watson’.
Why should our clients choose you?
Understanding: We take the time to understand your situation so that we can search for the perfect mortgage and insurance for you. Any recommendation made is completely bespoke to your circumstances.
Experience: Mortgage and insurance advice is our speciality. We have decades of combined experience giving us the knowledge to overcome challenges and find the perfect solution for your needs.
Communication: We work around your schedule to arrange a mortgage or insurance policy that suits your needs. You’ll be kept updated throughout the entire process with clear communication so you’ll always know what’s going on.
Can you provide your services online or remotely? If so, please add details.
Our office is located in Farnborough Hampshire near to Farnborough Airport.
We can arrange mortgages across the whole of the UK with meetings available via telephone and Zoom/Teams.
Mortgage Advice
Insurance Advice
