SG5, Hitchin
I am a level 4 Diploma qualified Financial and Mortgage Advisor with over 15 years’ experience of providing holistic financial planning advice for my clients.
I am authorised and qualified to provide advice in the following areas:
- Mortgages (including Equity Release)
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1 customer review
Lucinda
Mortgage Advice
Excellent, efficient service. Would highly recommend and use again in the future.
Reply from Cheryl Fisher Financial Adviser
Thank you Lucinda for your kind review. It has been an absolute pleasure working with you
House Purchase / First Time Buyers
I will help and guide you through the house buying process, which can be quite daunting, especially when you're buying your first home. My hands on approach will ensure that the purchase runs a smoothly as possible from the initial stages of calculating maximum affordability and decision in principal right through to purchase completion.
Remortgage
All too often people just remortgage with their current lender as the "easy option" or even worse stay on the lender's Standard Variable Rate! However, this is not always the most cost effective option! I will research the whole of the market and compare alternative deals to make sure that you are not paying any more for your mortgage than you absolutely have to.
Protection
Most people don't consider life insurance until later, but the best time to buy it is early on — even in your 20s.
If you financially support a partner, children, or aging parents, providing cover should you die or be unable to work should be considered.
Anyone working a high-risk job or with extreme hobbies is likely to pay more for coverage, but those risks alone are reason enough to get life insurance.
If you work for yourself, are starting a family, or are paying off debt, it's probably smart to consider a life insurance policy.
I will help you to determine the correct level of cover for your own personal circumstances to make sure your "safety net" will catch you if you need it to.
Retirement Planning
Do you know how much income you will need in retirement? Do you know when you will be able to retire? Do you review your pensions regularly? If you answered "No" to any of these questions then why not get in touch? I can help you answer these questions and more