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1st Call 4 Mortgages UK - Essex Office logo logo
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1st Call 4 Mortgages UK - Essex Office

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‘21 Certificate of Excellence, 2021

About

“I am a whole of market mortgage and protection adviser, working at a time to suit the clients, rather than suiting me! We understand that arranging a mortgage is time consuming, and we know you have busy lives, so we are contactable at a time that reflects your busy lifestyle.”

4 hires on Bark

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Reviews (38)

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5/5

38 customer reviews

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21 January 2022

Had a great experience with Paul @ 1st Call 4 Mortgages UK, Paul found a solution for a bespoke situation, keeping me regularly informed along the way even at weekends and when i lost hope Paul always had a solution to cheer me up, Looking forward to using his services in future and highly recommend.

11 December 2021

Hi
We had a great experience with 1st Call 4 Mortgages Uk.
Worth mentioning here is the commendable efforts made by Paul Seed. He had been really efficient and helpful throughout our journey of buying a house. Our deal went down twice but every time he kept us motivated and did everything we had asked for.
In short, I can not recommend him more as we are truly grateful for all the service he has given to us and if you want to experience the same do give him a try and I guarantee you wouldn't regret it.
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3 December 2021

Outstanding service received from Paul. He was super efficient and made the whole mortgage process so simple and smooth. Paul is very professional and knowledgeable. I couldn’t recommend him enough! Top class service. It felt great having a mortgage broker who i could rely on to get things done. Thanks so much Paul. Process was super quick! More...

1 December 2021

As first time buyers, we were recommended to contact Paul Seed by one of our close friends and were not disappointed.

After a couple of initial emails, we had an intro call with Paul to discuss our situation. He talked through the entire process with us and answered our questions/concerns in a simple, easy to understand manner.

Paul's communication via email has been great since the start with lots of unprompted chasing of other parties on our behalf and frequent updates.

I wouldn't hestitate to use Paul again should we need him in future and would recommend him to anyone.

Thank you!
Jess & Jake
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18 November 2021

I contacted Paul seed months in advance of my husband and I actually looking to obtain a mortgage, he was very helpful with and initial enquiries we had.
Finally it came the time for us to actually be in a position to look for a house, what seemed like a definite no to start with didn't turn out that way, Paul done everything he could even contacted people we never knew existed and eventually found us a mortgage.
We can't thank him enough for the time and effort he put in and we now have a mortgage offer which we are sure we wouldn't have without him. We would highly recommend him and again thank him for everything he has done.
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10 October 2021

Paul has been absolutely fantastic in helping me secure a mortgage offer. Super knowledgeable and answered my many, many questions as a first time buyer. Paul really put me at ease and took all the stress out of the process. Highly recommend and I will definitely use Paul's services again in the future. More...

8 October 2021

Highly recommend Paul for anyone looking for a mortgage. Ours was quite a complex case but it didn’t stop Paul securing us our mortgage! Any queries we had were always answered quickly and he continuously chased our lender ensuring we got our offer at the earliest opportunity. Thank you so much for making our dreams come true :) More...

8 October 2021

Well… we were a tricky case from the outset but Paul quickly understood what we needed and how to overcome the past issues.
We took his advice to wait 1 more month (begrudgingly admittedly) but he somehow came back with a much better deal at less than half the interest rate.
From application to offer in a week and we are very happy!
No hesitation to recommend Paul and if you do then TRUST him - he know’s how they make the case fit!

Thank you for all your hard work on our case.
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24 September 2021

Paul Seed is amazing - so patient, knowledgeable and professional. Nothing is to much trouble and I always received a quick and clear response whenever I had a question.

He has helped me at every step and it is down to him that have had my mortgage offer. I would strongly recommend him to anyone looking for mortgage advice.

Thank you Paul!

Sue
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2 September 2021

Paul was excellent! As first time buyers, we are so pleased to have found Paul, who offerred great advice and service, and got our mortgage offer sorted in no time at all! Would highly recommend

26 August 2021

Paul has been amazing so far and helped us obtain our mortgage offer! He is very knowledgeable and a great person to work with! Thank you, Paul! ☺️

5 August 2021

Amazing 😻 Paul Seed has been great, obtained a Mortage offer , he made the process simple and provide regular updates can’t recommend him enough thanks Paul x

12 July 2021

Paul has been worth his weight in gold. I was initially trying to sort my mortgage out myself and running into huge issues which seemed impossible to resolve. I then contacted Paul and from start to finish he has been excellent. He's gone above and beyond and his convergent thinking has saved the purchase and now I will shortly be moving into my dream home. He is easily contactable and consistently prompt with responding. He also liaised with the estate agents and solicitors expertly and always seemed to have a solution to any problem. I could not recommend him enough and will certainly use his services again in the future.

Thank you very much Paul, you're a credit to your profession.
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10 July 2021

Paul Seed best adviser ever.
Thank you for helping me to my mortgage to get approved.
Your a star.

27 May 2021

Paul has been amazing throughout the whole process. He was thorough from the very start, answered all my queries ( no matter how daft they were) very quickly and updated me with progress even on the weekends. He definitely made the process stress free and I got the mortgage offer without any hassle. Would recommend his services to anyone. Thank you Paul. More...

16 May 2021

It has been the best decision contacting yourself and asking for your services to help me with my mortgage. Always able to contact for help, advice and guidance. Thank you

9 May 2021

Paul Seed was our mortgage broker and we wouldn’t be where we were today without him! No question was too stupid and he answered all the hundreds that we had. He managed to secure us a 95% LTV mortgage WITH a gifted deposit in a house I currently live in so to say it wasn’t straight forward is definitely right but he handled it all amazingly. From weekend emails to updates regarding every single step, I honestly couldn’t recommend him more. Just awaiting solicitors to confirm it all then we’ll be proud home owners of my family home. Thank you Paul, found through recommendations and I will continue to recommend! More...

7 May 2021

This was my first time I’ve ever done any of this and tbh was quite nervous about the whole thing but we used Paul and have to say even from the first phone call he made us feel comfortable very polite and took his time with us as as you can imagine with first time buyers all the quests that come with it, he was great explained everything and always got back to us when we had questions which was a lot, would just like to thank Paul for everything and would recommend him to everyone thank you just can’t wait now to start our new chapter

7 May 2021

First time buyer and not having a clue where to go or what to expect. Saw Paul being recommended on a mortgage Facebook page so thought I would message him. My partner has adverse credit so didn’t expect much hope but Paul worked his magic and got us a mortgage for our first family home. Very informative and keeping me updated all the time! Could recommend him enough. Thank you so much. More...

28 April 2021

Working with Paul Seed has been fantastic. He is knowledgeable and gathers all the info he needs right at the beginning, so the whole process flows easily. His communication is excellent and he managed to find us a lender who could accommodate our tricky set of circumstances. I highly recommend choosing Paul to be your mortgage advisor. More...

26 April 2021

Paul was excellent from start to finish. His mortgage knowledge was very good and the most important thing for us was having an adviser that would answer the phone. Paul surprised me with his professionalism and patience! More...

19 April 2021

Paul has been incredibly helpful and knowledgeable. We didn't feel pressured to use his services after the initial chat. He answered every question we had (and there were loads) and would get back to us within few minutes. We were a bit ahead of the process; the vendor accepted our offer, solicitors instructed, but no mortgage offer(other mortgage advisor messed us about). He was able to get the ball rolling super quick and considering our not very straightforward case, the mortgage offer came through very soon. I can't be thankful enough and would definitely contact him to arrange further mortgages. More...

14 April 2021

I am delighted to have contacted Paul after discovering him via a FB group I am active on. Paul worked tirelessly in getting us a mortgage deal given the difficult circumstances. Paul is always very responsive in returning all my queries and questions. Being a first time UK buyer the task is daunting. Cannot recommend Paul enough......a pleasure to deal with. More...

6 April 2021

Paul Seed at 1st call 4 mortgages UK - I found Paul from a site that he came highly recommended on. I watched for a little while where he gave honest and impartial advice. I got in contact with him and he immediately put me at ease and explained things as simple as he could to a first time buyer who had absolutely no idea of the ride we were in for. There were times where I was unsure of things that were going on and nothing was too much trouble for Paul to explain again. Every step we went through was explained thoroughly, and then my 273849 thousand questions were answered promptly, in as much or little detail as I needed. He was completely honest the whole way through I feel he did his absolute best to secure our mortgage deal and guide us through everything. Cannot recommend Paul enough, we are both truly thankful for helping us along the way and would not hesitate to get back in contact with him for any future dealings. Again thank you so much for all of the work you have done for us making our dream of our ‘family home’ a reality. 5* is really not enough. THANK-YOU! More...

23 March 2021

Paul was excellent in helping me understand my credit report and the next steps I need to take when begging my mortgage process. Paul’s expert knowledge shows when he is helping, he was friendly and approachable. More...

13 March 2021

Paul, worked tirelessly to get the right mortgage and worked every angle to ensure I was getting the best possible deal. All the hard work was greatly appreciated and I would recommend to friends and family as well as using him when I come to remortgaging again. More...

9 March 2021

Our experience with Paul has been wonderful. Our case was slightly complicated, and after consulting with a few advisors, we decided to go with Paul as he is very knowledgeable, and provides quick solutions to issues. He is very prompt in his responses and always available, and he gives regular updates on the situation to keep you informed. We would highly recommend his services to anyone, without a doubt. More...

4 March 2021

Paul has nothing but amazing since first contact!!! I've been turned away by several other advisers but Paul helped me and never doubted my case and here I am today with a mortgage offer! Anyone who feels like they are at a dead end you need to contact Paul today! More...

2 March 2021

We can't thank Paul at Mortgages 4 I (1st Call 4 Mortgages UK) enough for all of his help! From the very first step Paul make things very easy and simple for us. Paul asked for all of the information he needed from the start and made the whole process for us very easy. All we had to do was sit and wait. We ended up finding a property sooner than expected so Paul worked extra fast to make sure we had an offer sucured. Paul managed to find us a mortgage within one week of receiving our DIP and our case was slightly adverse. Paul also provided us with quotes for solicitors fees, he made everything a lot easier and stress free for us. We would highly recommend Paul to anyone who is wanting a genuine mortgage advisor who gets the job done with the clients best interest. More...

11 February 2021

You have been amazing with finding us a mortgage and very patient with our many questions. We will definitely be recommending you to our friends and family. We are lucky to have found you as you have made our home owning dreams come true. Thank you Paul. More...

4 February 2021

I would just like to say a big thank you to Paul who went above and beyond to help us with our house purchase. Paul was extremely helpful and efficient and always available if we ever had a query. The process was a quick and smooth one all thanks to him. He did everything for us even completing the mortgage application, and took so much stress away from what could have been a stressful process! From day one he has kept us informed throughout even chasing our estate agent and solicitor to ensure a smooth process. We won’t hesitate using Paul again and will be recommending him. More...

3 February 2021

I came across Paul on a mortgage group and from the very first time I spoke to him he was so lovely. He has worked endlessly to get us an amazing deal after being told we wouldn’t be able to get anything other by a different broker. Regardless of how many times we rang, emailed, Paul never failed to impress. He was so quick and reliable.

If only everyone was like Paul in the mortgage world.

I hope to work with you again Paul. And once again. Thank you so much!
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2 February 2021

Efficient, informative & honest!! Peace of mind throughout application process.

27 January 2021

Paul was SO helpful with guiding us and working out the best solution to our complicated circumstances. He really put our minds to rest after our first contact with him and was so quick getting us a mortgage offer! He was approachable, contactable and he was able to obtain an offer we didn't think would be possible! I will be going straight to Paul going forward, and will recommend him to everyone . A million times thank you! More...

12 January 2021

Paul is Very helpful with all my queries regarding a new mortgage and very quick responds time.

verified
19 December 2020

Mortgage Advice

I put my case on Bark and within hours Paul Seed responded where other advisors didn't respond for a week or more. My case was not the most straight forward but from day one Paul handled the case with sensitivity. Paul always seemed to be one step ahead of the game when it came to putting together the case which meant that there were never delays when the lenders were asking for various information and documents. Paul was constantly sending us updates on the case so we didn't have to keep chasing Paul, this was a real breath of fresh air. On confirmation of the both the DIP and mortgage offer Paul was the first to congratulate us and despite not meeting Paul we felt he shared our happiness in getting the mortgage to the offer stage. At time of writing this, Paul's work with our case is not finished as he has now offered to look at products to accompany the mortgage and I'm confident Paul will find the best products on the market to suit our requirements. Due to the complexity of our case, in a few years we will be asking Paul to do this all over again to see if he can find us a lower interest mortgage and I have no doubt Paul will deliver again. More...

verified
27 November 2020

Mortgage Advice

Within a day of contacting Paul and giving my financial details he sent me two possible remortgage options, and talked me through the advantages and disadvantages of both. After further discussion it didn't take long for him to find the deal that suited me. Paul helped with pretty much most of the application process and made the process seamless for me. I would definitely use Paul again More...

verified
29 October 2020

Mortgage Advice

Amazing service from Paul, so helpful and understanding would highly recommend. Couldn't ask for more with regards to communication

1st Call 4 Mortgages UK - Essex Office
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Reply from 1st Call 4 Mortgages UK - Essex Office

Thanks for the kind words - Glad to be able to help

Q&As

I love being able to help people get on the property ladder. I'm a problem solver, which is why I specialise in Adverse Credit Mortgages - Being able to analyse the specifics of peoples situations and solve the puzzle as to where to get them a mortgage gives me a buzz every day

Just hearing about people who were frustrated with their advisors, or inability to get a mortgage. I wanted to help!

I'm dedicated to serving my clients, and only take on a limited amount of cases to make sure I can give every live case the attention it needs.

Majority of my work is done remotely. We can deal with email, phone, Zoom or Teams calls - however it suits you!

We only work remotely at the moment to keep the maximum safety

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