The Independent Mortgage & Loan Company

The Independent Mortgage & Loan Company

The Independent Mortgage & Loan Company locationHatfield,, Hertfordshire

(9 Reviews)

We are a dedicated team of 5 mortgage professionals with over 100 years of collective experience of people and mortgage and all the associated stuff that comes with a mortgage.
We understand that at the centre of every mortgage transaction is a person YOU.
We understand your fears and concerns.
We know this stuff is neither easy for you or enjoyable, but we would really appreciate getting alongside you on the journey and lightening the loan.

Our name says it all "The Independent Mortgage & Loan Company"

  • 7 minutes average response time
  • Telephone: 447545565555
  • Website: http://www.opf.uk.com/
  • Company no: O'NEILL PRIVATE FINANCE LIMITED
  • Founded: 2009
The Independent Mortgage & Loan Company Reviews

Reviews


Review of The Independent Mortgage & Loan Company by Tom O'Neill
5 Tom O'Neill

Good independent face to face advice

Review of The Independent Mortgage & Loan Company by Sean Baker
5 Sean Baker

Highly recommend Tom and his team. Managed to find me the best available deal on the market for a bye to let mortgage. Thoroughly professional and personable, and a pleasure to work with.

Review of The Independent Mortgage & Loan Company by Neil McKie
5 Neil McKie

I highly recommend Tom and his team. We had a tricky mortgage situation, to say the least. Tom worked tirelessly to get us not only a mortgage, but a great deal on a mortgage, too.

Review of The Independent Mortgage & Loan Company by Tariq Ziad Melhem
5 Tariq Ziad Melhem

Could not do enough to get me across the line before the new SDLT rules came in. Was able to hold everything together by going above and beyond by managing my solicitors and the mortgage lender, their relationship with them was very valuable - more than your average broker!

Review of The Independent Mortgage & Loan Company by Christina Kernohan
5 Christina Kernohan

I could not recommend the team here more. They got 2 self employed people (one with only a year's books) a mortgage - I imagine not an easy task. Tom worked tirelessly and in a very tight deadline to keep our sellers happy, constantly pushing back on underwriters until we got what we needed. The team really went above and beyond what I would have expected keeping us up to date with all aspects. Tom was always available day or night to answer any queries we had, a lovely man to deal with and a truly fantastic service. Thankyou!

Review of The Independent Mortgage & Loan Company by Steve Byrne
5 Steve Byrne

Thanks Tom and Charlotte, 1st class service. Putting up with my endless phone calls must have been hard, I was like the kid in the back of the car "are we there yet?"
Nothing was too much trouble, coming to me to collect documents, keeping me updated throughout and always ready with good advice. Thanks again for my dream home. �

Review of The Independent Mortgage & Loan Company by Amy Schumacher
5 Amy Schumacher

We had an outstanding experience with Tom and were able to get our first mortgage thanks to his amazing help! We had a slightly complicated situation, but Tom worked non-stop to make it happen for us. Buying a home in London is not a simple process and as first-time buyers from outside of the UK, we did go into things slightly clueless. From our very first interaction, Tom was incredibly transparent and clear about all of the steps. Additionally, he went above and beyond to advise us, help us, and even advocate for us when things got tricky. We're looking forward to moving into our first proper home together, and we wouldn't have been able to do it without Tom!

Review of The Independent Mortgage & Loan Company by Gordon MacPherson
5 Gordon MacPherson

Just want to say a massive thank you to Charlotte for sorting out our mortgage. Not only did she manage to get us a £200 a month saving with the same lender (!!!!) but she also managed to do it in record time. Given the difficulties with our property and our previous experiences elsewhere I can only say that this was a fantastic service. Charlotte was professional, clear, quick and very easy to deal with. When the lender succeeded in messing up the paperwork, Charlotte managed to get it sorted out in under 24 hours. We would have no hesitation in recommending her and Tom and have already suggested to family and friends that when they are looking to get a mortgage or re-mortgage then this should be the first port of call. A**** in every way!!

Review of The Independent Mortgage & Loan Company by Ben Holden
5 Ben Holden

I found the process of buying a house rather stressful (horrific actually) however the professional and friendly staff I encountered here, (namely Tom & Charlotte) were a pleasure to work with! The team here helped me to keep calm and navigate the quagmire of home buying & to get a fantastic deal! I would not hesitate to recommend them and will be back again next time! I think I will actually miss my regular phone chats with Tom & Charlotte! Thanks guys!! Great Job!!

The Independent Mortgage & Loan Company


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The Independent Mortgage & Loan Company Q&A

Company Q&A

What do you love most about your job?

The people. Always the people, They are the colour to our day.

What inspired you to start your own business?

The Banking Crisis, I could either go down with the banks and let them take my house or build something special built around the client. And here we are now.

Why should our clients choose you?

That is a great question. Heres why.. if you go to the bank on the high street YOU DO NOT GET ADVICE. You sign to say that they DID NOT OFFER ADVICE so you have no right to complain plus you only get mortgage products from one source.
Come to us and we are bound by our Regulatory licence to offer you full advice of the whole of the whole market and put it in writing also Thus ensuring you get the best product to suit you.

  • 7 minutes average response time
  • Telephone: 447545565555
  • Website: http://www.opf.uk.com/
  • Company no: O'NEILL PRIVATE FINANCE LIMITED
  • Founded: 2009

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