The first part of the pension advice process is to identify your retirement goals and get a picture of your ideal lifestyle in retirement. We will then calculate how much income you need to achieve that lifestyle. We will however be realistic with you and not create false hopes. We will be honest with you at all times.
We will carry out a full audit of your existing pensions with the aim of answering as many of the above questions as possible. This will enable us to get a picture of where you are now and how we can help to improve your pension fund if necessary.
After creating a retirement plan for you, we highly recommend that you review your plan with us on a regular basis, at least once a year. At a review, we will make sure you are on the right track to achieve your goals and what adjustments if any you need to make to your pension plans.