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Prospect Tree Mortgages

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‘20 Certificate of Excellence, 2020

About

Hi, I’m Ian from Prospect Tree Mortgages. I offer Whole of Market mortgage advice to clients across the country, so whether you're a First Time Buyer (needing advice ranging from 'how much can I borrow', 'what’s the buying process' or 'how do I best handle estate agents'), a Home Mover, or simply looking to find the most competitive Remortgage package to suit your circumstances, I am able to help you.

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15 hires on Bark
47 min response time

Reviews (33)

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5/5

33 customer reviews

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16 December 2022

Elizabeth Aria provides great investment management for small traders as well as market pros, with some of the best returns on profit. Clients can choose from a number of investment options and quickly upgrade as their accounts grow in value. I can't express my gratitude enough for the fantastic work she did on my account. Contact her on facebook Elizabeth Aria whatsapp +1 (423) 381-4459 More...

Reviewed on Facebook

verified
2 September 2022

Mortgage Advice

Ian Butt, from Prospect Tree has helped us from the very start of our journey when we were looking to buy our first home.

Ian is just amazing! As a first-time buyer I wasn’t too clued up with the whole process and Ian was just incredible from start to finish. Any questions I had (and I had a lot), he was more than happy to help and told me no question is wrong and to ask away. Which was reassuring, especially when you’re making a big life decision such as buying a house and taking out the biggest loan of your life! It can be overwhelming, but Ian was there to help us through the whole process – and he’s great at it and definitely knows his stuff! He also gave us tips on how to deal with Estate agents and helped up with finding a solicitor.

Ian is a delight to talk to and we always have a good chit chat before talking about the serious stuff! He seems to really care for his clients and understands the emotions that comes with buying a house. We have been speaking throughout this year (2022) and he is always happy to help. He responds quickly and works extremely hard, even late into the evening to ensure forms and applications have been submitted. He even called me while being on holiday to let me know that our mortgage application was a success and the mortgage offer had already come through – he was over the moon for us! Sadly, our offer on that house fell through, which was devastating however Ian found us a better mortgage deal which was accepted and we are now in our dream house.

Through out of this journey not only did Ian find us a mortgage but he helped us with the protection & insurance side of buying a house. He found us a good deal on our Life Insurance which cover my partner working as a carpenter. He also found my partner Income Protection Insurance which also protects us in many different circumstances. I would also like to mention his wife Debbie Butt who does the admin for Ian, she is really helpful and kind who also knows alot about mortgages.

I feel like we have built a great friendship over the years I will always now use Ian as a Mortgage Broker and Protection officer. I’m always recommending Ian to anyone who needs mortgage advice – in my opinion, he really is the best!
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21 April 2021

Having looked online at mortgages, I began to get a headache at the constant form filling and information gathering. I was recommended to Prospect Tree Mortgages and have not regretted using their service at all. Graeme, Phil and Fred have been brilliant in helping to gather information from me once and applying this where needed to gather mortgage options. As I’m applying for the mortgage solo currently due to my husbands self employed circumstances with covid, I didn’t think I’d be successful in getting to where I needed with the mortgage options, but low and behold, with lots of back and forth on their part, they helped me make it possible to get on the property ladder. I was sceptical of utilising a third party to do all the leg work at first as the simple truth of ‘I could do it myself’, but they are worth their weight in gold and make the entire process so straightforward and effortless for you so I’d highly recommend them. They keep you updated on progress and where things are and give it to you straight if something isn’t going to work out as per your expectations so you are fully aware of anything you may need to do to be successful, in my case I needed to clear a bit of debt to get the value I needed on my mortgage, and they were open and honest about what that would mean if I didn’t . I can’t thank the team enough and will certainly be using them when I remortgage. Thanks guys and keep up the great work 😀 More...

Reviewed on Facebook

29 March 2021

Huge thank you to Matt, Robin and everyone at Prospect Tree for helping me purchase my first home! I have nothing but positive words for you all. You helped me understand the process and were always at the other end of the phone when I needed you! Thank you 😁 More...

Reviewed on Facebook

12 January 2021

Massive thank you to Nick and everyone at Prospect Tree Mortgages for helping us achieve one of the biggest milestones in our lives, of buying our first home! Every step was made so simple by having them by our sides through the process. We did not need to worry about a thing and if we had any questions, even if they were silly, they were there to put our minds at ease and help us. Having them through what can be stressful process, made everything not stressful. I would recommend to everyone to use Prospect Tree Mortgages. It was the best money ever spent and we will use them for all remortgages and future purchases. More...

Reviewed on Facebook

verified
11 November 2020

Mortgage Advice

Very professional. Is very clear when going through everything. Friendly

10 November 2020

I would highly recommend these guys. I've used them twice when buying and selling properties and so have my family and I couldn't recommend them enough especially Nick he has made such a stressful time so much less stressful. Thank you all 😁

Reviewed on Facebook

21 August 2020

Just wanted to write this testimonial to thank you all at Prospect Tree Mortgages for all your help and hard work while helping Lucy (my daughter) get a mortgage on her first home. As you can imagine getting your first mortgage is a very daunting process and something you don’t know much about. Everyone has given her some amazing advice and held her hand throughout the whole process, which has made it a stress-free process for her. Your professionalism, efficiency and expertise is second to none. We cannot thank you all enough. Lucy and I would not hesitate to refer you and Prospect Tree Mortgages to friends, family and work colleagues at any time. More...

Reviewed on Facebook

verified
9 June 2020

Mortgage Advice

Quick response and informative

17 April 2020

Excellent service, hard working and patient. I couldn’t recommend this company enough!! With the help and guidance from the team, we have achieved our dreams of more than 20 years!

Reviewed on Facebook

6 April 2020

I have known Nick for a number of years now, and if anyone can offer fair unbiased advice and great service, then use Nick. Top guy, top company.

Reviewed on Facebook

3 April 2020

Nick is always on hand to offer advice. Prospect know their market well and are a friendly bunch to do business with. Highly recommended!

Reviewed on Facebook

24 March 2020

Nick is always at the end of the phone with expert advice and has a real passion for his business

Reviewed on Facebook

15 March 2020

I can’t thank Nick and the team enough for helping us get onto the property ladder. Being self employed, I thought it would take a few years before being able to apply for a mortgage. Prospect Tree helped us with a plan to prepare self employed accounts for our first mortgage and then found us an excellent deal. I can’t thank them enough! To anyone who is self employed and thinks they can’t get a mortgage, call Nick ASAP!! More...

Reviewed on Facebook

15 June 2019

Nick Daynes of Prospect Tree helped us with two mortgages and I wholeheartedly recommend his services to others. He always goes above and beyond to help out and has been incredibly generous with putting us in touch with some excellent people involved in the property market. His advice has been second to none. Many thanks. More...

Reviewed on Facebook

14 June 2019

Nick Daynes you're a great firm and so easy to deal with. Thanks for explaining the intricacies to me so I understand

Reviewed on Facebook

13 June 2019

excellent advice, excellent service

Reviewed on Facebook

13 June 2019

Great service. Prompt, professional and excellent knowledge

Reviewed on Facebook

13 June 2019

Nick from Prospect Tree is first class at finding the right deal. When I was looking to upscale earlier this year, he helped me find the right lender for my requirements, which if you knew the back story you would be impressed too. I can’t recommend them highly enough. Thanks guys. More...

Reviewed on Facebook

13 March 2018

I can highly recommend Nick Daynes at Prosect Tree Mortgages, who provided me with a highly professional and friendly service.

Reviewed on Facebook

9 March 2018

During my 18 years in estate agency, I have worked with many, many mortgage brokers and I must say, Nick is without a doubt the most professional, conscientious and effective broker that I have ever had the pleasure in dealing with. He absolutely ALWAYS calls people when he says he will, and genuinely takes the time to help each and every client which we have put in touch with him. I can't recommend this company enough - absolutely first class! More...

Reviewed on Facebook

27 February 2018

Reviewed on Facebook

13 February 2018

One of the few I would even consider referring to.

Reviewed on Facebook

12 February 2018

Nick and his team provide a great service with honest and reliable advice. I wouldn't hesitate to recommend Prospect Tree Mortgages

Reviewed on Facebook

12 February 2018

It's been a while since I've had to deal with anything mortgage related. We recently used Nick's services and he was clear, concise and made the whole process easy and uncomplicated. He always got back to us when he said he would. Compared to our bank, we would not hesitate to use him again and would highly recommend him. More...

Reviewed on Facebook

12 February 2018

Great service and advice from Nick and his team

Reviewed on Facebook

2 February 2018

So happy with the service my partner and I received,they could not of made things more simple for us & we are really pleased we used them.can highly recommend

Reviewed on Facebook

2 February 2018

Very impressed with Nick and his team at Prospect Tree Mortgages. Very efficient and knowledgeable. Would definitely recommend them.

Reviewed on Facebook

1 February 2018

I'm coming to the end of a fixed term on my mortgage & very keen to explore new options. Nick Daynes of Prospect Tree came extremely highly recommended from a number of sources. Having now had a one to one meeting with Nick at his Sittingbourne premises I'm very impressed with the whole operation & now looking forward to moving things on with Nick's help. More...

Reviewed on Facebook

29 January 2018

Nick and his team are quick to respond and the advice is always second to none. Highly recommended!

Reviewed on Facebook

26 January 2018

A great service provider that helped me switch my standard variable mortgage to a fixed rate product through my existing lender who ‘couldn’t ‘help me directly! !! In this instance using prospect tree didn’t cost me a penny yet saves me £3600 PA. thank you very much would recommend highly More...

Reviewed on Facebook

26 January 2018

Knowledgeable and professional, would highly recommend

Reviewed on Facebook

24 January 2018

When I used prospect tree to sort my mortgage out I felt I made the right choice. Their approach was very professional and personal. Very pleased from start to finish with the service. I will be back next mortgage renewal! Thanks guys! More...

Reviewed on Facebook