Just Mortgages

Just Mortgages

Just Mortgages is a verified pro service provider Certificate of Excellence 2019

Just Mortgages locationLondon, Greater London, London

(22 Reviews)


Thank you for enquiring about Mortgage advice. My name is Chet Patel and I am a self employed Mortgage and Protection adviser based in SW London but travel all around working around you the client to deliver the most efficient mortgage service. I specialise in first time buyers, home movers and landlords and can also recommend good solicitors to use for the smooth purchase.

I have 18 years experience in financial services and offer a fully comprehensive Mortgage service. That's from our first conversation and until you the keys to your property. This means I will deal with and progress solicitors, surveyors, deal with estate agents and most importantly lenders. I have an excellent working knowledge of lender criteria to find the most appropriate lender for your needs.

All the best,


Just Mortgages is a trading name of Just Mortgages Direct Limited who are an appointed representative of Openwork Limited, Washington House, Lydiard Fields, Swindon, SN5 8UB, which is authorised and regulated by the Financial Conduct Authority

  • 20 minutes average response time
Just Mortgages Reviews

Just Mortgages Reviews

Review of Just Mortgages by John Bowles
5 11/04/2018 John Bowles

Steven recently dealt with my remortgage after I was recommended to use him by a friend. Steven dealt with my mortgage efficiently and professionally. He reduced my mortgage by 7 years paying the same amount as I was previously! WOW!!. I would not hesitate to use Steven again.

Review of Just Mortgages by Ellen Hardwick
5 04/04/2018 Ellen Hardwick

What can I say! From start to finish Steven was superb, using a broker for the first time I was nervous, but Steven made me feel at ease. Nothing was too much trouble and he kept me up to speed every step of the way, I have recommended Steven to all my family and friends and I strongly recommend anyone who is looking for a mortgage to use Steven.

Review of Just Mortgages by Mel Sully
5 Mel Sully

Sam was recommended to me at a very difficult time in my life. He is professional, reassuring and pretty much THE BEST advisor I have ever had dealings with.
I have continued to recommend him to friends and family as he deserves as much business and support as he can cope with.
Thank you Sam!

Review of Just Mortgages by Cara Cheeseborough
5 Cara Cheeseborough

Sam was absolutely brilliant in helping us sort out our mortgage so much so that when we needed to redo it after our fixed term ended we had no hesitation in going back to see Sam! A great guy, professional service couldn’t recommend him highly enough!

Review of Just Mortgages by Tristan Parnham
5 Tristan Parnham

Sam is a professional independent advisor who explained everything I needed to know. He is there to get us what we all want and that's the best deals currently on the market � always available to answer my calls and quickly responds to questions. Highly recommended...

Review of Just Mortgages by Sarah Fish
5 Sarah Fish

Would always recommend Sam Hyslop he helped us out when we moved in November 2017 and helped us choose the right mortgage and insurance etc. the year before he is just great in giving the right information and advice we will never go anywhere else.

Review of Just Mortgages by Chris Milum
5 Chris Milum

Amazing guy and amazing service. Couldn't of asked for a better advisor to help and sort us out with all our problems and enquiries. No problem was to big or too small and definetly would of struggled without his help. Wouldn't recommend going to anyone but Sam!
Thanks again!!

Review of Just Mortgages by Giulia Magrì
5 Giulia Magrì

Quick, intelligent and efficient, Sam is the mortgage advisor everyone is looking for. With his help we bought our first and second home. He followed us through every step and made life easy for us. We wouldn't have achieved what we did without him and in the future we wouldn't look anywhere else for advice.

Review of Just Mortgages by Ali Walker
5 Ali Walker

I’ve had the pleasure of dealing with Sam on a multiple occasions and he is by far the best broker I have experienced. He is professional, honest and extremely knowledgeable of the market, helping me successfully finance several properties over the years. I would note that he really goes above and beyond, very responsive to emails and a great problem solver in stressful situations throughout the conveyance process.

Thanks Sam, really appreciate it!

Review of Just Mortgages by Sadie Arnold
5 Sadie Arnold

We were recommended to use Sam by one of our friends and it was the best thing we ever did! The whole process of remortgaging was made simple and stress free. Sam’s communication skills were outstanding.... he replied to emails and messages pretty much instantly and was always on hand for advice. We will be telling all our friends to use Sam in the future. Thank you again! And congratulations on the wedding. From Sadie and Pete Arnold.

Review of Just Mortgages by Natasha Jayne Gosney
5 Natasha Jayne Gosney

Myself and my partner knew nothing about mortgages and how they work. Sam explained everything to us, explained how to get the best out of our money. Very approachable and friendly. Would always recommend sam to friends and family. So glad we went to him and not second guessing alone.

Review of Just Mortgages by Yvette Dias
5 Yvette Dias

Sam is one of the most loveliest guy I've ever met, we've recently renewed our protection policies and he's helped us so much in making sure I've got all the right things in place and also explained everything about every policy. I will always go back to Sam for my mortgage and protection needs. I would 100% recommend Sam anytime anyday !
Thank you Sam �

Review of Just Mortgages by Jon Keyte
5 Jon Keyte

Sam's expertise and advice is second to none when discussing Mortgage options. He talks you right through the process, the different rates and lenders out there and then tailors it to your needs. First class guy and no reason to go anywhere else for your Mortgage needs. You would be a fool to go anywhere else. Definitely will recommend to my family and friends �

Review of Just Mortgages by Lauren MH
5 Lauren MH

Sam has been nothing short of excellent! He has been helpful right from the start and is continuing to do so even after our mortgage has been accepted. He is always at the end of the phone or email, always responds, and with great advice. He was thorough and gave us a range of options to suit our needs and enabled us to get the best price and deal. He is friendly, efficient and helpful and we would highly recommend!

Review of Just Mortgages by Tom Hargreaves
5 Tom Hargreaves

Sam's the best around. I recommend him to all my friends in need of mortgages and we'll use him for all future needs. I'm 100% confident in his advise and I know he'll always get us the best deal out there!
In both our house purchases he went far beyond what I'd expect from a mortgage broker and feel I can chat to him as a friend.
Thanks for all your help Sam!

Review of Just Mortgages by Olivia Jane
5 Olivia Jane

Was only able to see Sam at a weekend as I work through out the week. He agreed that he would come and see me on a Sunday afternoon this was great and he didn’t appear as though I was putting him out at all. When meeting Sam was able to answer all my questions and sort everything I needed. I will definitely recommend sams services and his flexibility to help is just amazing. Thank you so much x

Review of Just Mortgages by Sophy Webb
5 Sophy Webb

Sam was an absolute life saver for me as a first time buyer. He made the whole process of buying a lot less stressful, he always went above and beyond to make sure everything was going smoothly even after his work should have been over! I couldn’t recommend him highly enough and he is worth every single penny, I will continue to use him in the future if ever needed. Thanks for everything Sam and putting up with me :-)

Review of Just Mortgages by Lucy Hannah
5 Lucy Hannah

I used Sam's services when buying my first property. He went above and byond to support me though each steep, taking time to ensure I understood everything and was 100% happy with it.
Working with Sam I have been impressed by his dedication to providing best service from his own and all services/parties involved, his communication and the speed at which he responds to all methods of contact - email, text, telephone at all times of the day and week and his honestly.
Thank you.

Review of Just Mortgages by Claire Venn
5 Claire Venn

As an absolute clueless first time buyer Sam was a life saver when buying my home.
He has helped me throughout the whole process from start to finish& for this I am truly grateful.
He was extremely patient & was on the end of the phone when ever I needed help or reassurance- this took some of the stress out of it all.
He was willing to go the extra mile & helped speed things along when needed.
I would recommend Sam to friends & family.
Thanks for putting up with me!!

Review of Just Mortgages by Natasha Ford
5 Natasha Ford

Highly recommend this Mortgage adviser. He is honest, straightforward and easy to deal with. Genuinely helps you to find the right deal for you personally rather than try to sell something regardless. Takes the time to listen but does things quickly, smoothly and reliably. Could not ask for a better service and will continue to use him. This is my second time using his services and he did not fail to impress equally this time.

Review of Just Mortgages by Kelly Louise Hucker
5 Kelly Louise Hucker

Sam did mine and my husbands mortgage and was absolutely amazing! He helped us from start to finish and literally didn’t have to do anything at all to chase him which was great as we had one less thing to stress about! I would recommend Sam to family and friends and literally anyone as he really cares about helping people and also getting people the best deal to save them money wherever they can! Thank you Sam for literally everything, you have been incredible and wouldn’t hesitate to use you again when we need to remortgage! Please don’t hesitate to book an appointment with Sam, it’s not just about the deal but the service as well and Sam exceed giving you both! Kelly & Laurence

Review of Just Mortgages by Harri Cross
5 Harri Cross

We are never going to look anywhere else for mortgage advice now we've found Sam. He is extremely friendly, works very efficiently and is beyond helpful. He was always at hand to answer any questions or to give us really sound advice. Even with the added complication of our house being part of the Help To Buy scheme, he took away all the stress and made it extremely easy for us to understand. He kept up with our mortgage journey right up until exchange, checking in with us regularly and we felt in safe hands the whole way. Without a doubt, a five star service. We would highly recommend ☆

Just Mortgages

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Just Mortgages Q&A

Just Mortgages Q&A

What do you love most about your job?

Helping my clients get on the property ladder, meet new people and to build long lasting relationships.

What inspired you to start your own business?

I have the relevant experience and also involved in properties myself. I have been mortgage advising on and off since 2008 so very well versed in this area. The dream has always been to 'go it alone' and now feels like the right time.

Why should our clients choose you?

Because unlike most other advisors, I will not leave you once you get your mortgage offer. I would say 95% of my current clients are too busy to deal with solicitors, surveyors, estate agents and lenders. Therefore I take all the stress out of this big and very important transaction.
I also have some testimonials that my clients have left me on google you can read that support the service I provide

  • 20 minutes average response time

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