Innovation Financial Management Ltd

Innovation Financial Management Ltd

Innovation Financial Management Ltd locationGosforth, Newcastle upon Tyne, Tyne and Wear

Innovate Mortgages and Loans & Sanderson Young Private Finance are independent mortgage and insurance consultants, providing expert advice across a broad spectrum of clients from first time buyers, self employed applicants, those who have had applications declined elsewhere and alternative finance solutions, such as bridging finance and 2nd charge loans.

In each area we seek to make the whole process as straight forward as possible, dealing with much of the paperwork on your behalf and liaising with the Lender, Solicitors and Estate Agents wherever possible.

Contact me via or or on my mobile 07711 120901.

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Review of Innovation Financial Management Ltd by James Hunter
1 month ago

My wife and I were very greatful for Paul’s guidance. The service is second to none. From our first meeting, we knew we were in very safe hands. The purchase was our first together and Paul made the process very simple to understand and we progressed without a hitch. Communication was excellent throughout and we had everything in place for our move. Thanks to Paul and the process we are now very happy home owners!
We highly recommend Paul and should we need any more advice we will be coming back.

James Hunter
Review of Innovation Financial Management Ltd by The Almighty Wilf
2 months ago

I cannot understand why anyone needing to arrange a mortgage does not get professional advice. Having used the services offered by Paul and his team for a number of years we would be happy recommending him. We know the advice we received on this latest occasion was the best considering all costs involved. The best deal is not just a headline interest rate on a comparison website offset by hidden costs when small print is examined at a later date.
Thanks again, Natalie & Ian.

The Almighty Wilf
Review of Innovation Financial Management Ltd by graham moralee
1 month ago

Tony has been helping us with financial advice and assistance with our mortgage application for our house purchase. We've had a great experience working with Tony right from the start. Tony is efficient at responding to any of our queries, and passes information on to us super-quick. Couldn't have asked for a better service!

graham moralee
Review of Innovation Financial Management Ltd by Peter Newton
3 weeks ago

We had an excellent experience with Tony Ibson from Innovate Mortgages and Loans. He visited us at our home on 2 occasions at times convenient for us, and gave a detailed explanation of the mortgage products available to us. He dealt with all the administrative aspects of the application for us, making the process as stress free as possible. Following our successful application he was available to give useful ongoing advice when unrelated problems arose during our purchase. Overall an excellent service.

Peter Newton
Review of Innovation Financial Management Ltd by Geoff Hammond
1 month ago

Our mortgage advisor was Tony Ibson. We had two meetings with Tony, mainly for him to understand our requirements and explain our options. He quickly identified a product that would meet our needs, gathered the information from us for him to fill in the application forms, and nursed us through the whole process. We received our mortgage offer just over two weeks after submitting the preliminary application!

Overall, Tony was knowledgeable, professional, responsive and charming. We cannot recommend him highly enough.

Geoff Hammond
Review of Innovation Financial Management Ltd by Chris Chisholm
2 months ago

Tony successfully sourced a mortgage for us, despite having a complicated situation (historic adverse credit, self employed). He managed to get us a mortgage at high street rates, essentially saving us £1000's in interest compared to what I would have paid with a specialist lender. Throughout the process he kept us informed, and was available whenever we needed any questions answered.
He also provided us with extremely competitive quotes for our insurance needs, both life, income protection, and home insurance. He never placed any pressure on us to take any of these products, and we would have been free to source our own insurance policies if we preferred. We took out a variety of the policies that he had sourced for us due to the excellent quotes he had obtained for us.
I would highly recommend Tony and Innovate Mortgages and Loans, they made what could potentially be a daunting experience completely stress free!

Chris Chisholm
Review of Innovation Financial Management Ltd by Claire Phillips
3 months ago

Nothing but the best Customer Service from this Company. They get you the best deals which some of us might not know about and they take great care of you from start to finish! I don’t use anyone else now and will continue until my Mortgage is paid off. Fantastic Company all round and worth every star I’ve gave if not more!

Claire Phillips
Review of Innovation Financial Management Ltd by Leah Dobson
1 month ago

Tony was super efficient and always on the end of a phone call or email. Couldn’t be more happier with the service and the ease of me remortgaging. Tony found me the best deals on the market and really listened to what I wanted. Thank you.

Leah Dobson
Review of Innovation Financial Management Ltd by Sharon Rooney
5 months ago

My mortgage was arranged by Paul within a matter of days as I wanted to offer on a property with some urgency. Paul always replied quickly and professionally to phone calls and emails. I would definitely recommend him to anyone looking for a mortgage. Tracey was also a fantastic help when Paul was on holiday. I have had two friends recently, who have applied for mortgages by themselves which has taken them around six to seven hours each, on the phone to lenders at various times, leading to a great amount of frustration. I would say that the service Paul provides is worth every penny and eliminates the stress of speaking to lenders for hours on end! Thanks again Paul and Tracey.

Sharon Rooney
Review of Innovation Financial Management Ltd by Don O'Meara
3 months ago

I contacted Paul at Innovate Mortgages and Loans/Sanderson Young Private Finance based on a recommendation and was very happy with their service. Their pre application advice was very clear, and I was able to set out more confidently knowing my budget and their implications for different house costs. When I sought to buy a house they were prompt with replies and easy to get hold over and guided me through the whole process. I would be happy to recommend them.

Don O'Meara
Review of Innovation Financial Management Ltd by Sara Spence
5 months ago

I contacted Innovate to get some advice on a mortgage. Tony rang me straight away to arrange a time to meet and explain some of the options that might be available to us. Our first appointment was very informative and Tony gave us lots of great advise. We've chosen one of the mortgages that Tony suggested and have found the process stress free. Throughout the process Innovate have been easy to communicate with and always get back to me quickly. We would definitely recommend Innovate.

Sara Spence
Review of Innovation Financial Management Ltd by Paul Ray
3 months ago

I would highly recommend Tony Ibson for all your mortgage needs, we were extremely happy with the service Tony provided during our recent mortgage process. He was very helpful and quick to respond to my emails and often phoned me to keep me updated. My application was not straightforward due to working overseas and my salary is paid in USD. Tony wasn't phased by this and found lenders that suited my needs. In our opinion, Tony went above and beyond to ensure the process was smooth and hassle free for us. Many thanks Tony!

Paul Ray
Review of Innovation Financial Management Ltd by Natalie Craig
3 months ago

We have used Paul and his team to arrange several mortgages for us, and we wouldn’t use anyone else. Paul is very professional, and replies very quickly to queries. He takes the stress out of arranging mortgages. Many of our friends have also used him due to our recommendation. Fantastic service, thank you Paul and Tracey.

Natalie Craig
Review of Innovation Financial Management Ltd by Jo Hinchliffe
6 months ago

Fantastic service.
Tony dealt with the mortgage application very efficiently and speedily. Gave us all the info and included it in simple straightforward terms making it easy to pick the right deal.
We were kept fully up to date at all times.

We will certainly use him again and highly recommend the company

Jo Hinchliffe
Review of Innovation Financial Management Ltd by Stephen Westgarth
4 months ago

Paul Hardingham and his team are fantastic. They are quick to respond to queries, and provide a very professional and expert service. They have helped us navigate the complicated world of mortgages and remortgages on a number of occasions and I would definitely recommend their services for anyone who is looking for help in this area.

Stephen Westgarth
Review of Innovation Financial Management Ltd by Jacques Esterhuizen
7 months ago

We have recently completed the sale of our home. The whole process of sourcing and selecting a lender felt very easy. Or at least it felt that way. Paul and his team at Innovative Mortgages and Loans were seamless in their service and made clear what our options were from start to finish. We would highly recommend them to anyone considering their advice and will continue to use them for the foreseeable.

Jacques Esterhuizen
Review of Innovation Financial Management Ltd by Adam Grace
6 months ago

Tony Ibson supervised the financial side of purchasing my new home and has been invaluable. He is professional, friendly and made certain that I fully understood each part of the process (at times showing the patience of a saint). I could not recommend Tony strongly enough.

Adam Grace
Review of Innovation Financial Management Ltd by Amy Hopkinson
7 months ago

Excellent knowledge and whole of market comparisons to make sure you get the best possible deal, more importantly in the timescales needed to secure your purchase. A very obliging and approachable team who really do go that extra mile. Would highly recommend!

Amy Hopkinson
Review of Innovation Financial Management Ltd by jeff taylor
7 months ago

Excellent from start to finish. Always there to answer my questions and basically made the whole exercise as smooth as it could possibly be.
We are very happy customers. Thank you.

jeff taylor
Review of Innovation Financial Management Ltd by Joseph Lawson
8 months ago

Tony Ibson at Innovate Mortgages is great! He talked us through lots of different options, explained everything clearly, and responded quickly whenever we had questions and when we needed something different from what we originally thought. He found us a good mortgage--we talked to a couple of other people, but Tony's was the best. Highly recommended.

Joseph Lawson
Review of Innovation Financial Management Ltd by Kate Whitmore
8 months ago

Had a wonderful experience with Tony Ibson, who was helpful, knowledgeable, and always quick to respond to any questions. Completely happy and overjoyed to have our mortgage sorted so smoothly!

Kate Whitmore
Review of Innovation Financial Management Ltd by Jonathan Pearson-Stuttard
7 months ago

Excellent service from Paul and Tracey. Very swift from application to mortgage offer and great communication throughout.

Jonathan Pearson-Stuttard
Review of Innovation Financial Management Ltd by kate cook
7 months ago

kate cook
Innovation Financial Management Ltd on Google Maps

Company Location

First Floor, 95 High Street, Newcastle upon Tyne, Gosforth, Newcastle Upon Tyne NE3 4AA, UK

Innovation Financial Management Ltd Q&A

Company Q&A

What do you love most about your job?

Helping customers to buy their own home or reduce their monthly outgoings

What inspired you to start your own business?

My father was self employed so it had been an ambition from an early age.

Why should our clients choose you?

We aim to provide a friendly, efficient and professional service and take away much of the hassle of obtaining a mortgage by completing all of the paperwork and managing the service on a client's behalf.

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