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Independent UK Mortgages

Endon, Stoke-on-Trent, Staffordshire

(22)
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About

Headquartered in Stoke-on-Trent, Independent UK Mortgages was founded by Rob Jones, specialising in Mortgage and Life Protection products.

We are based in North Staffordshire and will always find the very best mortgage for you based on your own personal requirements.

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Reviews (22)

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5/5

22 customer reviews

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6 December 2019

Rob was extremely knowledgable and supportive throughout the whole process. He kept us updated with everything and was always on hand when we had questions. I would definitely recommend.

Reviewed on Google Maps

13 November 2019

Excellent service, prompt and helpful every step of the way. Would highly recommend.

Reviewed on Google Maps

14 October 2019

Fantastic! As first time buyers the idea of going through the process of getting a mortgage was very daunting but Rob has been very helpful from start to finish. Top class service and also the most genuine and honest person you could wish to deal with, I cannot recommend him enough! More...

Reviewed on Google Maps

14 October 2019

Spoke to Rob over the phone to gather some information to enable us to gather the correct paperwork for our meeting. Very professional and helpful and looking forward to our appointment! Thank you

Reviewed on Google Maps

21 September 2019

Excellent advise received and very speedy and thorough service provided. Rob is a very reliable mortgage broker whom I have, and would in the future, recommend to friends and family.

Reviewed on Google Maps

22 August 2019

Spot on. No complaints at all. Got my mortgage though quickly and smoothly.

Reviewed on Google Maps

15 August 2019

We simply can’t thank Rob enough for everything he has done to help us buy our first home. If we had any questions, worries or concerns along the way we could always contact him and he would ALWAYS put our minds at ease. If there were any issues whatsoever with Solicitors or Estate Agents etc. he quickly resolved them for us and kept us updated. Rob was always contactable to help keep things moving along for us. Ours was a very complicated leasehold purchase but Rob simply guided us through the process at every step of the way and made it all seem so simple. His dedicated support helped us get our first home and we are extremely grateful as we did not even know where to start. In summary, he project managed the whole process for us and co-ordinated all the communications between ourselves, the lender, the Solicitors, the Estate Agent and himself. He really did take all the stress out of our purchase for us as first time buyers. If you need any help at all with getting a mortgage Rob is definitely the man to call. More...

Reviewed on Google Maps

15 August 2019

Rob was fantastic from start to finish, everything was explained and all questions were answered if I had any worries or concerns. The support from Rob was brilliant; he worked so hard to get us our mortgage to buy our first home, couldn’t have done it without rob and all the hard work he put in to get us to where we are now. Highly recommended More...

Reviewed on Google Maps

27 July 2019

Rob was fantastic throughout the purchase of our first home, today we finally got the keys. we couldn't be here without all the hard work and support Rob has given throughout the whole process, there were some stumbling blocks along the way but we finally got there! If we had any questions or concerns Rob was there to help us and guided us through every step of the way, thank you for everything, highly recommended! More...

Reviewed on Google Maps

16 July 2019

I contacted Rob to try and help me with a problem I had with my existing mortgage. Rob took all my details and got me to complete a credit check on myself. Within a very short period of time, he fully understood the problem and explained to me in clear simple terms what I needed to do. He got me a decision in principle within 2 days and sorted out my solicitors for me. I now have my new mortgage offer which is saving me money each month even though I borrowed a bit more money. The solicitors are well on the way to completing this for me and I could not thank or recommend Rob enough. MASSIVE THANKS… More...

Reviewed on Google Maps

21 May 2019

We found Rob through a recommendation on social media and what a great recommendation he was! He found us a great deal on our remortgage and was quick to highlight all the pros and cons throughout the deal. He was there every step of the way for any questions we needed answering. Rob's knowledge and expertise is second to none. Would highly recommend! More...

Reviewed on Google Maps

6 May 2019

I met Rob in back July 2017 at a Landlords conference and immediately struck an excellent rapport with him. He is now in the middle or arranging my third HMO / Buy to Let mortgage and will be arranging a further two for me later this year. Managing and developing my HMO’s is extremely time-consuming for me and it’s great that I can leave the mortgage side of things with Rob. He’s pro-active with an 100% understanding of the HMO / Buy to Let marketplace and always gives me timely and quality updates. I highly recommend Rob as an extremely hard working professional mortgage broker.Stephen Povey More...

Reviewed on Google Maps

27 April 2019

Rob has been fantastic throughout our process, he has helped us immensely with any issues or questions we have had. We would highly recommend Rob! Genuinely a nice bloke and top notch at his job! Thank you very much More...

Reviewed on Google Maps

28 March 2019

I bought my first house at the start of 2017 and I knew basically nothing when it came time to starting to apply for a mortgage and start looking for a property! I had a few calls with Rob, and he spent a lot of time going over with everything with me so that I had the understanding that I needed in order to feel comfortable going through the process. I met with him a few times to go over the finer details and provide documentation, and at the end of and interaction we had, Rob ensured that I had a clear understanding of what I needed to do and time scales involved. Thanks to the way Rob managed everything, I experienced zero stress when buying my house unlike a lot of people that I know who chose to do it themselves.Rob has recently helped me remortgage my property, and again things couldn't have gone smoother. I barely lifted a finger, and within a week Rob had completed a product switch that has benefitted more than I could have expected. By putting me on a 5 year fixed term, Rob has potentially lost out on a fee I would have paid having used him again in 2 years, but his focus is not making money but actually helping people.I can't say enough about Rob to be honest. He made what should be a stressful process in life quite simple and straight forward. He is a lovely guy who wants to do nothing but help his clients, and the fee he charges is minimal for the level of work he puts in so you as a buyer don't have to! I won't be going anywhere else when it comes to mortgage advice, A*** service. More...

Reviewed on Google Maps

28 March 2019

I have worked with Rob now for a couple of years, I would highly recommend him due to his attention to detail, professionalism and knowledge of the various mortgages available, he will also always look for creative solutions to meet your personal requirements. Rob helped me to purchase a number of properties in a short space of time and took away a lot of the complexities of trying to source the mortgages myself. Give Rob a call you won’t be disappointed. More...

Reviewed on Google Maps

28 March 2019

Rob helped my wife and I purchase our 1st property. From start to finish he was fantastic. He worked around our working hours, was clear, concise & didn't bamboozle us with jargon. He was available when we needed & never seemed put out. We were offered a few products along with the pros/cons of each. He went the extra mile & made all offers too bespoke to our needs rather than what may of been quicker for him. We honestly cannot reccomend Rob highly enough. Words cannot do justice to the end to end service we received.If you're reading this review & wondering who to opt for to help you move into your new home then your search is over. It's said moving is one of the most stressful things that you can do in life. Well with Rob it certainly didn't seem that way. More...

Reviewed on Google Maps

28 March 2019

I contacted Rob on behalf of my Dad who wished to take out an Equity Release / Lifetime Mortgage. He came out to see my Dad and our family on two occasions and was extremely professional in everything that he did. Rob explained the whole process very clearly in a way that we all understood & sourced the best product available. The whole process went very well and the money was soon in Dad’s bank. Rob only charges £790 as a fixed fee with is far cheaper than all the companies who advertise on the TV and Radio. Our family trusted Rob 100% in dealing with Dad’s finances and we would highly recommend him. More...

Reviewed on Google Maps

28 March 2019

Rob saved us £12k over 5 years, do I need to say anymore? He's a great broker and it always felt like he put us first. He was honest and up front from day one, nothing seemed to faze him and no matter what questions I had he was always at the end of phone, even on a Sunday. He makes it look so easy. So happy we found him considering there 200 miles + between us. Great firm. Thanks Rob, will 100% use again. More...

Reviewed on Google Maps

28 March 2019

Having previously tried without success to get a mortgage, within 24 hours of speaking to Rob, he had obtained a verbal Decision in Principle. I was able to make an offer on a property and with Rob's continued support throughout the process, my offer was accepted and my mortgage put in place. Rob works hard for his clients to ensure that they get the best deal that is available and that it is suitable for them. I would highly recommend Rob, his knowledge and expertise to get the right deal is second to none. More...

Reviewed on Google Maps

28 March 2019

Rob helped us to acquire a buy to let mortgage on a rental property by searching the whole market for The best deal for us. We achieved a better deal with Rob than we could have managed ourselves direct with lenders. Rob has access to many deals and lenders that are not available direct. The service was efficient and We were kept updated updated throughout. A very efficient and reliable mortgage advisor that I strongly recommend. More...

Reviewed on Google Maps

23 January 2019

Rob is absolutely unbelievable at his job! When you think every option has been exhausted he has the answer. Contact Rob today for all the advice, help, support you need but above all that all important mortgage to give you the chance to buy the house you want ! Thank you Rob and see you again soon for our re-mortgage �� *please note this is a genuine review and if you wish to contact me to verify the service I received, feel free to do so !* More...

Reviewed on Facebook

23 January 2019

As first time buyers my boyfriend and I found ourselves absolutely clueless when it came to buying! Rob helped us with everything from the first meeting to handing over the keys! With us being young and me being self employed we didn’t even know if we were able to buy the house we wanted, but Rob helped us find the perfect mortgage, a brilliant solicitors and even house and life insurance. Buying a house is not stressful and not impossible if you’ve got Rob to help! We can’t thank you enough! X More...

Reviewed on Facebook

Services

We offer a comprehensive service for all your mortgage requirements. Whether you are moving home or looking to remortgage your existing property we are here to help.

With more and more Banks and Building Societies closing their branches it is becoming increasingly difficult to arrange a meeting with a mortgage adviser. Here you can arrange an appointment with a fully qualified mortgage adviser within 24 hours.

We have access to the whole of the UK market as opposed to Banks and Building Societies who can only offer their own mortgage products. In essence we will find the best re-mortgage product available to you.

As a first time buyer, buying your first home will be very exciting but can also be ab extremely daunting experience. Many of our existing clients have been first time buyers and they didn’t know where to start. At Independent UK Mortgages we are proud to have helped them through the process from the very beginning.

Whether you are a first time landlord or you already have a portfolio, Independent UK Mortgages look forward to arranging your mortgage requirements for you. Whether it be a new mortgage, re-mortgage or further advance we are always here to help.

The majority of high street lenders use computers to pass or fail your application based on your credit score. However, at Independent UK Mortgages, we work with numerous specialist lenders who will consider any bad credit mortgage on a case by case basis. We can secure mortgages for people with poor credit scores, people on debt management plans and even for people with CCJ’s. If anybody can find you a poor credit mortgage - we can.

Commercial mortgage rates are not standardised in the same way as residential or buy to let mortgages, instead each rate is individually priced to match the strength of the proposal.

Commercial mortgages up to 80% of property value, business goodwill can also be funded for certain sectors.

We’ll outline the very best terms available, then manage the application process from enquiry to full credit sanction and through to completion.

Equity Release mortgages allow you to release some of the money tied up in your house with absolutely no worries of having to give it up.

Many retired people find themselves ‘asset rich and cash poor’. Maybe your pension isn’t as much as you had hoped for but you have seen your property value soar. Maybe you have children who are struggling to get on to the housing ladder. Equity release enables you to give money to your children earlier than you originally planned.
If you need extra funds many people consider downsizing, however, should you wish to remain in your current home equity release options are available to you.

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