Emma Ratcliffe

About

Emma has over 29 years experience working with businesses, providing both consultancy advice as well as the practical day to day activities of Bookkeeping and Accounting.

Emma's career started with Barclays Bank where she spent most of her time as a Cash Management and International Trade specialist looking after businesses ranging from small through to Blue Chip companies. Roles included visiting clients looking at the bookkeeping and operational activites of the cash management within the business with a view to provide ideas and solutions on how a business could improve these through both reducing costs and improving efficiency. Emma used to cover the whole of the UK and in the last 3 years of her career with Barclays central London and Canary Wharf.

2008 provided an opportunity for change and Emma completed her Association of Accounting Technician exams, gained accountancy experience by working as a subcontractor to local accountants while also undertaking a full time bookkeeping role. Emma is qualified via the AAT and through hands on experience. Looking after over 100 clients results in an indepth knowledge used to understand a wide variety of businesses and the challenges they face.

Emma and her team provide a professional and friendly service to clients ensuring that no "accountant jargon" is used when speaking to clients. Most of EJR's clients come from referrals because of this.

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