Wolverhampton, West Midlands(9 Reviews)
We are a dedicated specialist mortgage brokerage. We work with your everyday mortgages through to your specialist mortgages. We pride ourselves on completing mortgages where the high street banks can’t. We have access to a group of specialist lenders. No matter what adverse you have we have highly trained brokers who know their lenders criteria like no other. If you have been declined by your bank or feel you can’t get a mortgage or are completely new to mortgages and need guidance throughout the process. Give us a call and we will do all we can to help.
We have access to a number of specialist adverse credit lenders who will consider applications that do not meet with the strict criteria applied by high street banks. We pride ourselves on the product knowledge of each specialist lender. We may not be able to place every mortgage deal but we do give 100% extra care and attention to every case that we look at. We will do our very best to place your case. If it isn’t something that could be done immediately we will be able to give you a timescale of when we can approach the lender that fits.
There are mortgages available for most types of credit problems including, if you have previously missed mortgage payments or had your house repossessed, have defaults, have a County Court Judgement (CCJ), Individual Voluntary Agreement (IVA) or have been declared bankrupt. There is usually a solution to your situation.
Apple Finance Reviews
Apple Finance Location
All Saints Rd, Wolverhampton WV2 1EL, UK
Apple Finance Q&A
What do you love most about your job?
I’m a mortgage broker and I am pretty sure that most of you know what this means – that I find, compare and arrange your new home or commercial loan for you. Really my job starts here.
Did you know we can also negotiate for additional discounts with most lenders these are known as exclusive rates not made public.
This could mean saving hundreds of pounds over a month.
My favourite bit is probably the value that I add through experience, both my own and through the hundreds of mortgages I write each year, each and every one of which is slightly different to the others. Having been a first home buyer,, refinanced loans, been an investor, upgraded a home, bought and sold properties, been to auctions and open homes and negotiated privately I have a wealth of my own experience to share.
I enjoy guiding you through the process, whatever it is, and remaining beside you to the end. I can gently guide as you start your mortgage process. I can detail the steps involved in obtaining your mortgage finance. I can explain as many times as you need it, how to buy your first or your second home I will keep in constant contact so you know where you stand within the mortgage process.
A huge part of my job is assessing lender criteria so we don’t apply for mortgage products that we believe you wont be approved for, which also protects your credit history. This could mean directing you towards a mortgage lender who is more inclined towards your particular employment quirk or looking at your circumstances for example adverse credit or being self employed.
What inspired you to start your own business?
I can say the flexibility and freedom to do what you love doing with the people whom you love, as the number one reason for me becoming a independent mortgage broker in Wolverhampton.
However the other reason was during the financial crisis of 2008 the finance company I was working for closed down, many other businesses were closing or shrinking their work force. This was the kick up the back side I needed to start my own mortgage brokerage in Wolverhampton.
I believe we all have the ability to forge our own destinies. Although, we may experience some turbulence on our journey. Rest in the fact, nothing extraordinary to obtain, achieve, or have will come easy. While being laser focused to your cause will provide us with a happy, lucrative balanced life.
Why should our clients choose you?
Are you a first time buyer? There are mortgages that have been designed just for you.
Buying a home is one of the most important purchases you will ever make. Purchasing a home for the first time can be a daunting prospect and may seem quite complex, but Apple Finance can help you.
We understand that your need for remortgaging is different for everyone.
A remortgage may allow you to reduce the loan size and you could get a cheaper mortgage rate as a result.
Typical reasons for remortgaging are to save money on the monthly payments, release equity from the property or pay your mortgage off sooner. Do you need to release equity from your property for home improvements or is your current mortgage deal coming to an end. Whatever your circumstances are we will examine your requirments to provide a solution to your mortgage problem.
Mortgages for landlords of all types and experience, first time landlords, Ltd Company and portfolio Buy to let, we can assist in obtaining your buy to let mortgage. We specialise in helping our clients build up large buy-to-let portfolios, whether that be for personal or commercial reasons.
If you have Bad or Adverse credit, are a discharged Bankrupt, have been in a IVA or Debt Management programme and you need a mortgage, you have landed on exactly the right page, why, because it is what we specialise in, and we are very good at what we do. We spend a massive amount of our time talking to lenders who are prepared to help, and they want to lend where they can . In a lot of cases we can help even if you have been refused elsewhere.
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