We provide specialist advice on all aspects of wealth management, including investment planning, retirement planning, and inheritance tax planning for clients in Herefordshire, Gloucestershire, Worcestershire and Monmouthshire.
We offer a initial financial review, free of charge, to anyone who:
- is due to receive a lump sum and / or has a cash lump sum and would like to be fully informed about all their options when they make investment decisions
- has existing investments or pensions and would like to understand what they are worth, how they are invested, and whether they could be performing better
- wants help with how best to convert their pensions into a regular, sustainable income
- wants to understand how much inheritance tax their family will have to pay and ways they might be able to reduce the bill if there is one (we only recommend options which are acceptable to HMRC)
- wants to save for retirement, or for a pre-retirement future need
- needs help with care fee planning for someone who is or will be self funding their care costs
The purpose of the review is to identify your financial aims and objectives, what you currently have in place to meet them, and any shortfall there might be. If you ask us to, we will provide recommendations to meet your shortfalls. Before we ask you to decide if you would like to go ahead, we will make sure you fully understand all the pros and cons, including the costs involved. We operate a 'no surprises' policy when it comes to our charges.
We strongly believe that everyone has the right to make informed decisions about their finances. Prospective clients are given full information about all the pros, cons and costs associated with any recommendations we make before they are asked to make any decisions. They are also given as much time as they need to consider our recommendations and whether they want to go ahead with them.
We regularly receive feedback that our advice is clear and easy to understand, and that our clients trust and have confidence in us.
We had great service from Kirsty, not only sorting out pension requirements but giving us great advice on managing money.
We had got bored with looking after our investments and, although I knew we had some money, I had no idea exactly how much or if I could afford to buy something I wanted. Kirsty came to see us both and we had a long discussion about what we wanted from our investments and how much risk we were prepared to take. We talked about the importance of keeping a cash reserve and putting money aside for planned expenditure.I am now confident that not only will we have enough money to live on in our retirement but we also have an income which exceeds our current level of expenditure. This has given us the choice of spending more on things I had previously considered to be luxuries or supporting children and grandchildren or even helping some favourite charities.I’d like to thank Kirsty for her patience in explaining investment strategies, and for recommending a level of risk which I am happy with and her professionalism in selecting a portfolio of investments which will give us security and financial freedom in our retirement. More...
Kirsty was amazing! Genuinely helpful, expert, personalised advice. She worked hard to suit everything to our needs, right down to when/where we met. At no point did I feel she was trying to make money off us and she even went as far as suggesting we hold off certain investments until (if/when) other things we discussed were confirmed. I wouldn't hesitate trusting Kirsty with our finances, or to recommend her for expert, thought-through, friendly, 'real', client-first advice! More...
Kirsty has been invaluable in helping me optimise my pension planning and retirement saving ambitions. Her can do approach, hugely personable style and her superb ability to simplify a complex matter of multiple pension planning; all make her an invaluable pension planing advisor and I highly recommend Kirsty's services and approach. More...
Kirsty’s proffessionalism and totally understanding of my needs helped me in finding a solution that would best suit my requirements.
She explained the options in layman’s terms and gave me time to consider and think through the proposals to establish the best choice.
I would have no hesitation in recommending her .
Jane Millar More...
I heard Kirsty speak at a WiRE meeting and thought what she said was very professional but down to earth. I approached her and made an appointment to discuss aspects of my financial affairs including planning for the family as I get older. It was a very positive and professional meeting. I felt secure in the conversation and heartened by the information and advice she gave. It also showed me how necessary it is to talk to professionals when you need serious help - rather than try to wade through treacle on the internet where there is every case scenario. It can be difficult to work out what is applicable to your own case in a world you dont know. I was very glad to have her overview and professional guidance. Mary HornMJH Educational. More...
Having known Kirsty for a few months, I approached her recently, as wanted to consolidate my various workplace pensions into one pot. Kirsty was absolutely brilliant, she did all the leg work for me and then spent a significant amount of time talking me through options, in terms I understood. I feel that Kirsty gave me sound advice. I have every confidence in Kirsty and would highly recommend her to anyone. More...
Kirsty spent a lot of time to meet with me, understand my financial position and then make recommendations that fitted my needs. She explained my options in great detail and was very good at quickly responding to my endless questions. More...
A five star service. I have no hesitation in recommending Kirsty of Wyefield Weath Management. She has provided up to date and accurate information and advice on a range of financial matters. As a direct result of her advice my family navigated a tricky inheritance issue which would not have been possible without her help. There aren't many people I would trust wholeheartedly with my confidential financial matters - but Kirsty is definitely one of them. More...
I regularly meet with Kirsty at local networking events. Undoubtedly, she's an absolute expert in her field - so knowledgeable and her professionalism shines through, but first and foremost she's a great people person - so easy to talk to and (for me) took the fear out of the topic of wealth management.