Silvertime Legal
CV10, Nuneaton
(6)
CV10, Nuneaton
(6)
As recognised experts we are regularly invited to speak to community and charitable groups about later life planning. We provide advice and guidance on a wide range of inheritance related issues including:
Legitimate planning to avoid losing your home to pay for care in later life.
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6 customer reviews
Vinny
Inexperienced. Clueless. They simply don't know how to run a direct sales. They sat 200 appointments and only sold £16000 approx worth of business. They are not experienced in sales, advice, and management, the director is totally clueless. More...
Edwin
I have tried several times to get in touch about my recent turmoil regarding my wife's unfortunate passing, obviously i am struggling in this time.
Your company is meant to be person centred, how is this possible when nobody answers or tries to call back. i have got many associates who need help aswell and i will NOT! be recommending for the future.
Many Thanks, ( not)
Edwin
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Mr & Mrs Cook
The current situation regarding Covid 19 made us decide we needed a will and LPA due to having children between us from seperate marriages.
I can say the service and guidance we have received has been terrific. We now have peace of mind that our affairs are all in order.
Thank you Sam Passi for your professional knowledge, friendly manner and down to earth approach. Fab service 👌😊
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Lotte Jain
I have just needed to use Silvertime Legal for a very delicate personal matter and the consultant that I dealt with from Silvertime Legal Mr John Ambrose dealt with my situation with empathy, kindness and compassion, he was very professional. I was very pleased with the level of service I received, every thing was dealt with integrity and understanding in a timely manner which I really appreciated. John took the time to understand my situation and I received all my documentation when I was expecting it. Thank you for everything. More...
Laviniah
My experience with Silvertime Legal has been superb and I highly them. As a team they are professional, warm and friendly. During my consultation I immediately felt at ease as the consultant was very knowledgeable and was able to answer my questions clearly and made it easy for me to understand. Silvertime Legal provided an excellent and efficient service from the beginning through to completion, I was thoroughly impressed and would highly recommend them. More...
Mathew S.
Cannot recommend Sam and the team any more.
Thank you Sam for time and I look forward to speaking to you again soon.
Simple Wills
The proportion of UK residents who don’t currently have a valid Will has reached an all time high. It is estimated that around 31 million of us haven’t made provision for what will happen to our estate once we pass.
If you don’t have a Will the law will decide who inherits your estate once you are gone. Do you really want to risk that happening?
Silvertime Legal will help you create a straightforward Will that reflects your wishes.
Trust Wills
Trust Wills are the best way of ‘ring fencing’ assets.
Often used by couples, they ensure that instead of assets (property for example) passing automatically to the surviving spouse, they are held instead in a Trust. This protects these assets should the surviving partner choose to remarry or need long term care in the future.
There are many factors to consider when thinking about making a will, Silvertime Legal will be able to advise you on the best way to protect your assets.
Property Trust Wills
These are designed to preserve the value of your property for the benefit of future generations – not merely a spouse/partner.
You will need to appoint trustees to manage the trust after your death.
Your spouse/partner (or anyone else you specify) will be able to live in the property for the remainder of their life (or receive a lifetime income). Meanwhile the value of your share of the property is protected against any future care home fee needs of your surviving co-owner, meaning future generations will receive the full share.
Silvertime Legal will work with you create an appropriate trust and help you choose suitable trustees.
Lasting Power of Attorneys
We are all living longer lives and sadly this does mean that there may come a time when your mental capacity may be reduced to such a level that you are deemed incapable of dealing with your own affairs.
But a serious accident, stroke or illness could rob you of mental capacity at any age.
A Lasting Power of Attorney (LPA) is a legal document whereby you appoint a person who will take over your affairs in the event your mental capacity is diminished.
Without an LPA your loved ones would need to apply to the court system which may lead to an appointment of a deputy. This can be costly, time consuming and could result in the appointment of someone you may not have wished to see manage your affairs.
Silvertime Legal can help you set up both health & welfare and property & finance LPAs with minimum of fuss and expense.
Probate Services
When a loved one has passed, even if they have a correctly drawn up Will, it is highly likely that a Grant of Probate will be required.
For example a Grant of Probate is usually required (amongst other things) to: sell a property, collect, sell or transfer shares, close a bank account or make a claim on a life insurance policy.
Most people prefer someone else to deal with a Grant of Probate as it can be a lengthy process. We provide a fixed fee probate service and will come out to you in your time of need.
Funeral Planning
The average cost of a funeral is £4721 for a standard cremation and £4798 for a standard burial (figures courtesy of Sun Life’s 2018 Cost of Dying Report).
That’s a lot of money by anyone’s measure and it makes sense to plan and fund your funeral in advance – this will lessen the burden on your loved ones and remove any uncertainty about your wishes.
Silvertime Legal can help you identify and put in place a suitable plan.
