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NXL Finance

Brighton

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About

Whether established or starting up, we can help you with Buy to Let and Commercial Mortgages, Property Development Finance, Business Loans, Short Term ‘Bridging’ Finance, Factoring, and Equipment Leasing.

Nigel Lecky would be your contact.

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Services

You will be connected a dedicated experienced Mortgage broker who focus on three core services: mortgages, protection and general insurance. The have relationships with the high street banks as well as a broader panel of lenders and will go out to a selection on your behalf ensuring we get the most suitable deal for you.

Whether you are a first time buyer, looking for your next home or just looking to re-mortgage to get a better deal, or even looking to get into buy-to-let we can help.

Does your business need to buy new plant or equipment, or do you need to raise more working capital to allow you to grow more quickly?

Whatever your needs, we have access to over 250 lenders in the UK from which to get the best deal for you.

Start or Expand Your Portfolio With 2-5 Year Fixed Rates from below 2%

We are here to help you raise capital to achieve your goals, be that in conventional buy to lets, Houses of Multiple Occupation (HMO), holiday lets, multi-unit freehold, flats above commercial premises, ex-local authority, or new build properties.

We can help you to buy your first investment property, or release capital for further investment such as in properties for refurbishment to increase rental yields or comply with HMO licensing.

In general, we can offer mortgages of up to 75% of the property value. Interest Only and Capital and Interest repayment products are available, as well as loan to individuals and limited companies.

We will work to find the right product from a wide range of lenders and fixed and variable rate products, having proper regard to affordability from income and profits from your property investment. Lender’s requirements will differ with products, the property and your circumstances, including minimum income, your experience as a landlord, minimum and maximum ages rules and interest coverage ratio (ICR).

Contact us now to find the right deal for you

With interest rates starting at just 2.5% over Bank Base Rate.

If you are looking to purchase a Commercial Property for your own occupation, via a SIPP as a longer term investment or perhaps you wish to purchase a trading business or re-mortgage an existing property then speak to the experts within our team.

We will provide you ready access to over 50 major Commercial Mortgage Lenders very active in the market who will look to provide a Commercial Mortgage at competitive rates up to 30 year terms. We can provide both capital and interest repayment schemes or ‘easy start’ interest only options.

In order to assess your best Commercial Mortgage option we will need to understand more about your business and confirm the ability to repay the mortgage from business profits or other sources of income. In general terms we can offer mortgages up to 75% of the freehold / long leasehold value of the property or business being purchased.

We can also assist with a broad range of Buy To Let Mortgage products on both fixed and variable interest rates. If you are currently occupying a commercial property as a sitting tenant and running a profitable business then we can offer special rates and generally a higher loan to value – please call us for details.

For assistance with obtaining your Commercial / Business Mortgage Facility and Buy To Let Mortgage at the best interest rates and terms please contact us today to see how we can help and we will contact you.

Our advice is given freely, in confidence and without obligation.