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My Lender Jackie / Spectrum One Mortgage logo logo
M

My Lender Jackie / Spectrum One Mortgage

Lake Forest, CA

(58)
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About

Making home loans easier for First Time Home Buyers & Self Employed Borrowers. Honest Advice, boundless options, and an uncomplicated process. Jackie has been helping borrowers arrange home loan financing since 1997. Jackie keeps the complex nature of the mortgage industry explained in the easiest of terms and will make it simple to get a great home loan.

Reviews (58)

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5/5

58 customer reviews

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19 June 2021

I can't express enough my gratitude for finding Jackie and her team. My husband and I were stuck in a "Hero" loan and looking to refi with a cash-out option. Having worked with other lenders (who made the process arduous and complicated) it was a dream working with Spectrum One Mortgage. Everyone we communicated with was professional, knowledgeable and friendly. They were patient and communicative as they walked us through each step of the process. I absolutely recommend Spectrum One Mortgage and we will continue to use them for our future lending needs. More...

8 December 2019

Jackie was great in helping us navigate the mortgage refinancing process.

Reviewed on Google Maps

21 November 2019

I will say that coming across a blog on Jackie Barikhan's website was truly a godsend. After another lender left a bad taste in our mouth, and feeling like we were out of luck with our situation, Jackie assured us that she/we could make our loan happen (even if it might take a little more time and paperwork). She was persistent, diligent and helpful throughout the whole process. Always keeping us up to date, always clearly explaining everything, always on our side. And in the end, we got our loan! Without Jackie and her team, I don't believe that would have ever happened. She definitely went the distance for us, and I would gladly recommend her to anyone looking to secure a home loan/refi. Thank you Jackie! You're a rock star! More...

Reviewed on Google Maps

20 November 2019

Let's just say, I wasn't an easy candidate to get a loan for... but Jackie made it happen. She was persistent, consistent and reliable. .. and I'd work with her any day again and recommend her to anyone. Thank you Jackie for helping me get my dream home!! More...

Reviewed on Google Maps

13 November 2019

Jackie is amazing. She helped us get out of our hero loan & drop our house payment. She ran into many bumps due to other situations we had going on & she never gave up till she found a way to help us in the best way possible. It was a pleasure to work with her. More...

Reviewed on Google Maps

24 September 2019

I used the services of Jackie and I could not be more pleased. I have been knocking at lenders doors for three years in vain. She delivers period! She is a highly effective professional. We own our house! Thanks to Jackie!!! More...

Reviewed on Google Maps

23 July 2019

I had the pleasure with working with Jackie on a very complex transaction. She always keep me up informed. There's not too many lender's that could have made this transaction successful. I highly recommend Jackie for any of your lending needs. More...

Reviewed on Google Maps

6 May 2019

Jackie is absolutely amazing. Very honest, trustworthy, and dependable!

Reviewed on Google Maps

25 April 2019

Jackie Barikhan / The Right Choice Mortgage was a lender on an escrow I handled and wow!  Jackie was incredibly attentive, proactive and professional.  With her diligence and hard work we were able to close early!  I appreciate working alongside knowledgeable team players with a "can do" attitude like Jackie...highly recommend both Jackie and The Right Choice Mortgage if you want your deal closed on-time or even EARLY!  They won't disappoint! More...

Reviewed on Yelp

6 February 2019

Jackie is a high caliber professional. She works above and beyond what is necessary to ensure her client obtains the best loan and rate delivering on time. From a broker's perspective, she communicates throughout the escrow process and puts in the extra effort to get the deal done. Once in a while we all come to have "that deal" that throws up every roadblock to completion. I would want to have Jackie as my lender because she has delivered on "that deal" putting in superhuman effort to ensure her client's loan funds on time. She is a stellar example of a mortgage professional. More...

Reviewed on Google Maps

1 February 2019

Jackie Barikhan helped us get a home loan for our home in Orange County. We had tried other lenders but they were unable to help. Recently moved back from Europe, my paperwork had to be translated and other hoops.. Jackie made sure everything was perfect and we closed ON TIME. Jackie was fast, great communicator and got the job done when others couldn’t. I Highly Recommend her! More...

Reviewed on Facebook

31 January 2019

Jackie is a high caliber professional. She works above and beyond what is necessary to ensure her client obtains the best loan and rate, delivering on time. She communicates throughout the escrow process and puts in the extra effort to get the deal done. Once in a while we all come to have "that deal" that throws up every roadblock to completion. I would want to have Jackie as my lender because she has delivered on "that deal" putting in superhuman effort to ensure her client gets the loan! A+! More...

Reviewed on Facebook

30 January 2019

I contacted Jackie a few months ago to inquire about getting a home loan. Being business owners we were running into obstacles that prevented us from owning our home. Jackie carefully guided us through the whole process, and we were able to finally purchase! Jackie is very knowledgeable with the whole financing world, we are very grateful to her, and will definitely recommend her to anyone looking for a honest and knowledgeable lender. Thanks again for all your help Jackie!!!! More...

Reviewed on Yelp

6 January 2019

Jackie Barikhan is fantastic and incredible. She is very knowledgeable and professional. She delivered what she had promised from the very beginning in my Mortgage Application. Indeed, they are “Right Choice Mortgage”. Jackie acted beyond my expectations and handle every contional situations professionally. Her team provided an exceptional services that you will need to have smooth, hassle free and pleasant buying home experience. My highly recommendation is the least for what they have done for us. More...

Reviewed on Google Maps

6 December 2018

It was a pleasure working with Jackie. She helped my client with a bank statement loan when no one else could. I would highly recommend her services!

Reviewed on Google Maps

6 December 2018

Jackie Barikhan helped us get a home loan for our condo in Menlo Park. We had tried other lenders but they were unable to help. I am self-employed and Jackie was able to use my bank statements to help me qualify. We closed on time and are very happy as first time homebuyers. Jackie was fast, great communicator and got the job done when others couldn’t. Highly Recommend! More...

Reviewed on Google Maps

23 November 2018

It was a pleasure having Jackie as my Lender. Being self employed, other lenders had put me through hoops to "try to" qualify me for a refinance. Not Jackie. She is a can do lender that make the process happen in the most honest, knowledgeable, and expedient way. Jackie got my complements in the middle of the process so 5 stars were a given at the end. More...

Reviewed on Facebook

11 August 2018

Jackie - you were absolutely wonderful to work with! It took almost 2 years, but we finally found our perfect house. I am so incredibly thankful that not only did you stick with us through our entire search process - giving advice and sending specs, never getting annoyed by our millions of questions and humming and hawing, but when we finally did pull the trigger the entire process was so painless and easy - and to top it off we closed over a WEEK EARLY. Thank you, truly. You are the BEST. More...

Reviewed on Facebook

11 August 2018

Jackie was the best. She made the whole process simple and easy, and was done for a home in Los Angeles while I live in DC. Jackie helped us get all of the paperwork together and in a matter of days we were approved. She monitored the interest rates assuring we got the best rate and made the entire process painless. Thank you for everything Jackie. I will use your services again and highly recommend you to anyone I know looking to make a home purchase in Southern California. More...

Reviewed on Facebook

11 August 2018

Jackie Barikhan made my sale and purchase so much easier !! She was always available, willing andable to handle any question or concern ! She made a stressful time much more pleasant! Thank you Jackie!! More...

Reviewed on Facebook

11 August 2018

We just completed the refinance for our home with Right Choice Mortgage. We did not think our credit was good enough to qualify for a refinance on our home. When we contacted Jackie she was so encouraging. She reassured us that she would take us through the process and let us know what our options were. Jackie was awesome to work with. She was kind, professional, prompt and knowledgeable on the options that are available for home financing. She was also quick to respond anytime we had questions. We highly recommend Right Choice for all your mortgage needs. More...

Reviewed on Facebook

11 August 2018

We just closed on our house yesterday - the exact day we wanted and were supposed to close and couldn’t be more happy to have worked with Jackie and her team. There were a few bumps along the way and Jackie worked really hard to overcome them and work with our unique situation. I’d go as far to say she kind of worked a miracle! She always kept in close contact with us and was very easy to talk to and work with- even being hundreds of miles away. We would definitely recommend working with Jackie for all your home loan needs! More...

Reviewed on Facebook

6 August 2018

Working with Jackie is an indescribably positive experience. Jackie is the most positive, can-do, professional I have ever dealt with. I just completed a refinance with her where we encountered numerous obstacles, many most agent would have given up on, but she was patient and persistent. Upon closing what is my second transaction with Jackie I can honestly say it would not have been possible without her. If you have the privilege to work with her TAKE IT! She’s AMAZING! More...

Reviewed on Google Maps

6 August 2018

We just closed on our house yesterday - the exact day we wanted and were supposed to close and couldn’t be more happy to have worked with Jackie and her team. There were a few bumps along the way and Jackie worked really hard to overcome them and work with our unique situation. I’d go as far to say she kind of worked a miracle! She always kept in close contact with us and was very easy to talk to and work with- even being hundreds of miles away. We would definitely recommend working with Jackie for all your home loan needs! More...

Reviewed on Google Maps

17 July 2018

We just closed on our house yesterday  - the exact day we wanted and were supposed to close and couldn't be more happy to have worked with Jackie and her team. There were a few bumps along the way and Jackie worked really hard to overcome them and work with our unique situation. I'd go as far to say she kind of worked a miracle! She always kept in close contact with us and was very easy to talk to and work with- even being hundreds of miles away.  We would definitely recommend working with Jackie for all your home loan needs! More...

Reviewed on Yelp

5 July 2018

Jackie made a stressful time much easier! She was always able to be reached, offered great advice and was just a pleasure to work with.  I highly recommend her talents to anyone looking to make a move. More...

Reviewed on Yelp

12 June 2018

I am thoroughly impressed and grateful to have worked with Jackie and her team at Right Choice Mortgage! I really admire the can-do, positive attitude that Jackie had throughout this year-long process of us searching for a house, and when we finally found it, the very long escrow process. She answered all of our questions, helped us stayed on top of our finances and documents, and send us helpful reports so that we can make the right choice in choosing our home.

Jackie has a wealth of knowledge (and patience!) that was invaluable in analyzing properties and loan products that best fit our needs. We went through so many scenarios of different properties and financing options and qualifying criteria, etc., our file was probably the largest anyone has ever seen but Jackie was able to sort through it all and finally get us to close on our loan. Daniel and I are eternally grateful to Jackie for helping us start our real estate investing careers! It is truly a dream come true :)
More...

Reviewed on Google Maps

12 June 2018

Jackie and I go way back, probably beginning of 2017 when my husband and I first decided to purchase a home. It took us a year and a half but we finally did it, we closed on our first property, making us homeowners and landlords all in one day! However, that did not happen without many hiccups and frustrations and roadblocks along the way (even a threat by the seller of cancelling escrow!). I'm so happy that Jackie decided to stick with us and help us get a home.I am thoroughly impressed and grateful to have worked with Jackie and her team at Right Choice Mortgage! I really admire the can-do, positive attitude that Jackie had throughout this year-long process of us searching for a house, and when we finally found it, the very long escrow process. She answered all of our questions, helped us stayed on top of our finances and documents, and send us helpful reports so that we can make the right choice in choosing our home. Jackie has a wealth of knowledge (and patience!) that was invaluable in analyzing properties and loan products that best fit our needs. We went through so many scenarios of different properties and financing options and qualifying criteria, etc., our file was probably the largest anyone has ever seen but Jackie was able to sort through it all and finally get us to close on our loan. Daniel and I are eternally grateful to Jackie for helping us start our real estate investing careers! It is truly a dream come true :)Talk w/ Jackie and she will take good care of you. Looking forward to when she calls me to refinance ;D More...

Reviewed on Yelp

6 June 2018

Jackie was very professional and very patient. It took longer than expected due to remodeling we we're having done. She keep in contact and kept us up to date on everything.

Reviewed on Google Maps

2 May 2018

The refinance went perfectly. Jackie kept me informed every step of the way. I definitely would recommend her to anyone needing a new loan or to refinance an existing loan. JL West

Reviewed on Google Maps

25 February 2018

We just completed the refinance for our home with Right Choice Mortgage. We did not think our credit was good enough to qualify for a refinance on our home. When we contacted Jackie she was so encouraging. She reassured us that she would take us through the process and let us know what our options were. Jackie was awesome to work with. She was kind, professional, prompt and knowledgeable on the options that are available for home financing. She was also quick to respond anytime we had questions. We highly recommend Right Choice for your mortgage needs. More...

Reviewed on Google Maps

5 November 2017

We would recommend Jackie Barikhan to anyone seeking home financing. In fact,we already have. Jackie is knowledgeable, helpful, and effective. She has a good ability to think outside the box, and she was able to help us after several mortgage loan originators did not or could not. More...

Reviewed on Google Maps

11 September 2017

Jackie was always on top of things. She is highly professional and proficient at her job, but at the same time very personable in a way that puts the client at ease. We also appreciated Jackie's patience with us, in that our house remodel held up the process for a while. I would highly recommend Jackie to anyone in need of her expertise in home loans. More...

Reviewed on Google Maps

7 September 2017

Jackie is seriously the best mortgage broker.  I needed to get a loan and close in under 3 weeks.  She made it happen, with frankly minimal effort from me!  I was approved in about a week - the appraisal was fast and seamless, too!  She works directly with the lender and realtor to make things happen for you.  Truly amazing!! More...

Reviewed on Yelp

25 August 2017

Jackie was absolutely wonderful to work with! It took almost 2 years, but we finally found our perfect house. I am so incredibly thankful that not only did she stick with us through our entire search process - giving advice and sending specs, never getting annoyed by our first time buyer millions of questions and humming and hawing, but when we finally did pull the trigger the entire process was so painless and easy thanks to your excellent advice and experience - and to top it off we closed over a WEEK EARLY. Thank you, truly. She is the BEST.

Reviewed on Google Maps

20 August 2017

I really enjoy working with Jackie. As I have discussed with her- I am not a micromanager. I give my vendors space and respect during our escrows. Jackie gets it: She is motivated and communicates just enough to keep you informed of progress. I will continue working with her as long as she will have meKory JacksonKeller Williams Westchester More...

Reviewed on Yelp

15 August 2017

We have used Jackie in a previous transaction so we turned to her again for help.. She is so incredible in finding the best loan and terms.  Her knowledge and persistance is amazing. If you think it can't be done, then call Jackie, she will suprise you with the perfect loan for your situation. If she can't get it done than no one can!! More...

Reviewed on Yelp

26 July 2017

Jackie and her team were professional, accommodating and kind! This was the best experience I have ever had dealing with the tricky (and often baffling) world of home mortgages. Jackie did more than just process the documents and all the other "behind the scenes" things that lenders do. She provided an educational piece that helped me feel more in control of the process and helped me make the right choices for my situation. Thank you! Thank you Jackie!!!! More...

Reviewed on Yelp

26 July 2017

Jackie made this process painless and easy! She follows up and follows through! Choose Jackie as your lender!

Reviewed on Facebook

22 July 2017

Jackie stays on top of your mortgage loan process and doesn't play games. I only wish I had contacted her before anyone else, because it would have made the process less stressful. Remember, you DO have a choice on who to choose as your broker, and you should definitely choose Jackie. Having been in the legal field for over 30 years, it takes quite a bit to impress me and I just have to say that Jackie is TOP NOTCH!!!!! If you think you have a difficult situation, Jackie can do it!!! More...

Reviewed on Google Maps

11 July 2017

I cannot emphasize enough how impressed I am with Jackie and her team.  I was referred to a broker by my real estate agent who was definitely less than competent (and I am being generous with my description).  After months of being told everything was good one day and then being told it wasn't the very next day, I was ready to lose it.  I was then given Jackie's information by a friend's client and I am so glad I contacted her.  Jackie is not only professional, she's straight forward, honest, hard working, and knows what she's doing!!!!  Jackie stays on top of your  mortgage loan process and doesn't play games.  I only wish I had contacted her before anyone else, because it would have made the process less stressful.  Remember, you DO have a choice on who to choose as your broker, and you should definitely choose Jackie.  Having been in the legal field for over 30 years, it takes quite a bit to impress me and I just have to say that Jackie is TOP NOTCH!!!!!  If you think you have a difficult situation, Jackie is the one who can make it happen!!!  Don't give up - call her! More...

Reviewed on Yelp

6 June 2017

I'm giving Jackie a 5-Star review only because she deserves it, and even though she has never invited me on her boat. She did a terrific job for us, worked tirelessly, provided a million details that we never would have thought to have asked, and got us a great rate. And I get seasick anyway.

Reviewed on Google Maps

6 June 2017

Jackie is the best at what she does. She takes a personal interest in your life and what's best for you and stops at nothing to get it done. She is patient, kind, and has the biggest heart. She goes the extra mile to make it a smooth process for the client. More...

Reviewed on Google Maps

6 June 2017

I really enjoy working with Jackie. As I have discussed with her- I am not a micromanager. I give my vendors space and respect during our escrows. Jackie gets it: She is motivated and communicates just enough to keep you informed of progress. I will continue working with her as long as she will have meKory JacksonKeller Williams Westchester More...

Reviewed on Google Maps

24 April 2017

Jackie is a God Sent! She walked me through every step of the way, from our first conversation on the phone all the way up until closing. I spoke with multiple lenders before deciding to use Jackie and I can honestly say it's the best decision I could have made! I now know first hand why she is touted as one of the best in the business! More...

Reviewed on Yelp

17 April 2017

I really enjoy working with Jackie. As I have discussed with her- I am not a micromanager. I give my vendors space and respect during our escrows. Jackie gets it: She is motivated and communicates just enough to keep you informed of progress. I will continue working with her as long as she will have me More...

Reviewed on Facebook

20 March 2017

We are first-time home buyers and worked with Jackie Barikhan in Summer 2015 to purchase our first home in Los Angeles. Jackie is extremely knowledgeable about the industry, and walked us through the entire mortgage and loan process from beginning to end. She was responsive, proactive and incredibly thorough, which is really all you can ask for! We processed our loan with no issues, thanks to Jackie's prep sessions with us throughout the process. I am so grateful to have found such a wonderful lender. She is highly recommended!! More...

Reviewed on Yelp

14 October 2016

Jackie made what seemed like a difficult and almost impossible situation seem easy! She was professional, responsive and friendly and from here on out she will be my top recommendation! She's EXCELLENT.

Reviewed on Facebook

29 September 2016

What an incredible experience working with Jackie on refinancing my home. I have never had such a well informed, diligent, personable banker guide me through this sometimes arduous process. I would recommend her highly without reservation to anyone who might require her services. Thank you again Jackie More...

Reviewed on Facebook

8 August 2016

Jackie was the best. She made the whole process simple and easy, considering we were buying a home in Los Angeles while living in Northern Virginia. Jackie helped us get all of the paperwork together and in a matter of days we were approved for the loan. She monitored the interest rates assuring we got the best rate and made the entire process painless. Thank you for everything Jackie. I will use your services again and highly recommend you to anyone I know looking to make a home purchase in Southern California. More...

Reviewed on Yelp