Integrated Planning Strategies, LLC

I had the knowledge and skills needed to run my own business. In fact, a long time ago, I was working for someone and managing his business for him, but was not reaping the emotional or monetary reward. I set a goal to work for myself and now I do. It's great the conflicts of this business are easier to manage when you own your own business! It's easier to do what's right for clients because no one else is setting the agenda.

I have been an investment advisor for over 20 years and maintain a spotless regulatory record. I have a BS in finance and an MBA degree. I value my client's trust and take my fiduciary responsibility to them very seriously. I manage portfolios using asset allocation to manage risk and return objectives. I build client portfolios using stocks and sometimes exchange-traded funds. Not using mutual funds reduces the total cost to clients. My management fee is lower than many other advisors. I teach a retirement readiness class at a local tech school. My investment advice has been quoted by Kiplinger Magazine and the online magazine of US News and World Report.

Yes. An easy-to-use encrypted link and 2-factor authentification is used to send and receive information to/from clients. We can do video calls and screen sharing as well. Our systems for sending and receiving information electronically are safe, secure, easy, and convenient. We offer in person meetings too. Generally, we meet with clients up to 4 times per year and also discuss matters on the phone between meetings.

We have fewer face-to-face meetings and more electronic communication. I've been fortunate to have been vaccinated.