Integrity Financial Solutions, Inc.

Many people know how to establish a retirement account, but not many know how to properly plan for retirement. We will help you eliminate the guesswork on IF or WHEN you will be able to retire. We will analyze your current financial situation and prepare projections of your retirement income based on your desired retirement age. Thereafter, we will help you determine what adjustments need to be made if any to ensure that your financial goals for retirement are reached. We will discuss future care needs (life insurance, long term care, etc.) and any other areas that may affect your retirement (investment properties, paying off your mortgage, and more).

Call 410-312-5596 and Schedule your Free No Obligation 15 minute consultation. We assist clients all across the United States, Call Today :)

The average person that has life insurance is either under insured or over insured. This occurs because they are not properly educated on the different types of life insurance to determine what's best for their needs. It is equally important to understand how much coverage is needed based on your family and financial situation.

As an insurance brokerage, we have access to multiple insurance companies that allow us to cover almost anyone at an affordable price.

Call 410-312-5596 and Schedule Your 15 Minute No Obligation Consultation. We assist clients all across the United States, Call Today :)

As our clients needs and goals change especially as they get closer to retirement, it becomes necessary to protect their hard earned nest egg. Integrity Financial educates and assist its clients with rolling over some or all of their retirement funds into a protected IRA using Fixed-Index Annuities. For some clients, we are additionally able to provide them with a guaranteed income that they can't outlive combined with living benefit riders for covered future care needs. Annuities are offered through various companies that Integrity Financial is contracted with and are subject to application approval.

Call 410-312-5596 and Schedule your Free No Obligation 15 minute Consultation. We assist clients all across the United States, Call Today :)

As we age, future care becomes a part of the overall retirement planning conversation. If you were suddenly no longer able to take care of yourself and a decision needed to be made for a caregiver at home, assisted living or a nursing home, would you be able to pay for it? Will you have enough retirement assets to cover the cost of long term care or will you need the assistance of a long term care policy? The future is uncertain, but paying for future care doesn't have to be.

Call 410-312-5596 and Schedule Your Free 15 Minute No Obligation Consultation. We assist clients all across the United States, Call Today :)

As your child turns 18, their career path begins. Their career path may include college, and the time to prepare is now. Quite often parents are interested in starting a college plan for their kids but aren't always aware of what's available.

Integrity Financial offers a life insurance policy that allows the parent to contribute funds for college, cover themselves for life insurance, and have tax free supplemental retirement money ALL within the same plan. Currently, funds accumulated in your life insurance policy are NOT required to be included in financial aid applications. And if your child decides not to go to college, the funds will continue to grow and increase your supplemental retirement. Let's face it; along with children come a multitude of expenses. Having a plan that contains multiple benefits may save you money in the future. All life insurance plans are offered by various insurance companies and are all subject to application and underwriting approval. Call Integrity Financial at 410-312-5596 and Schedule your Free 15 Minute No Obligation Consultation. We assist clients all across the United States, Call Today :)

Interested in jump starting your child's financial future? Consider our Wealth Building Plan for kids. Integrity Financial offers an opportunity to create future wealth for your child, grandchild or godchild through the power of life insurance. By using an Indexed Universal Life Insurance policy, you are providing the child:

1. A low cost of insurance plan that they will able to use for the rest of their life
2. Growth in their cash value based on stock index returns (subject to a cap), & Less worry about market downturn
3. Living benefits such as critical, chronic and terminal illness
4. The opportunity for a future income that could pay them for the rest of their life.

These plans can be started with as little as $25. All indexed universal life policies are offered through various insurance companies and are subject to application and underwriting approval.

Call Integrity Financial at 410-312-5596 and Schedule your No Obligation Free 15 Minute Phone Consultation. We assist clients all across the United States, Call Today :)

Could you use some tax free retirement funds? Are you growing all of your retirement funds in pre-tax vehicles? Or are you self-employed and need to start a retirement plan? By using an Indexed Universal Life Insurance policy, you can provide yourself with the following:

1. A life insurance plan that can provide coverage for the rest of your life
2. Growth in your cash value based on stock index returns (subject to a cap), & Less worry about market downturn
3. Living benefits such as critical, chronic and terminal illness
4. The opportunity for a future income that could pay you for life.

The amount to start will vary based on your individual insurance and retirement needs. All indexed universal life policies are offered through various insurance companies and are subject to application and underwriting approval.

Call Integrity Financial at 410-312-5596 and Schedule your No Obligation Free 15 Minute Phone Consultation. We assist clients all across the United States, Call Today :)

Are you feeling burdened by your student loans and wish they could disappear? While it may not be that simple, there is a straightforward way to reduce years from your loan term and put money back in your pocket. Consider this: our recent client had a staggering $70,000 student loan with a monthly payment of $346. Shockingly, at her current rate, it would take her 77 years to pay off the loan! Can you imagine spending a lifetime repaying your student debt without even realizing it?
With the guidance of our experienced consultants, we helped our client develop a plan to pay off her student loan in just 23 years, perfectly aligned with her retirement. In doing so, she will save over $190,000 in interest alone! Many people are unaware of the substantial interest payments they make beyond the original loan amount.
Consider this: Our client would have paid over $300,000 for a $70,000 loan over time. Now, she pays half of her monthly payment every two weeks, along with an additional $50. That is less than what she would spend on a trip to the salon! Could this be you? Stop giving away your hard-earned money and take control of your student loan debt.
Call Integrity Financial at 410-312-5596 and Schedule your No Obligation Free 15-Minute Phone Consultation. We assist clients all across the United States, Call Today :)

Pay off your home faster with our Mortgage Loan Savings Program. Enroll in our bi-weekly mortgage plan and make half of your monthly payment every two weeks. On average, this reduces the mortgage term by 7 years! Plus, a small additional amount can make a big impact.
For example, take Barbara who owed $140k on her mortgage. With her current monthly payments, it would take 28 years to pay off. By adding just $50 per pay period through our program, she will pay off her mortgage in 18 years, saving over $33k in interest. No refinancing is needed!
Do not let your mortgage hold you back. Cut years off your term and build equity faster. Call Integrity Financial at 410-312-5596 and Schedule your No Obligation Free 15-Minute Phone Consultation. We assist clients all across the United States, Call Today :)