Essence Wealth & Insurance Services

Sunny has been a great financial advisor to me and my family. Throughout the years he's always been there for us. We pretty much go to him for any financial questions we have, such as making decisions on buying a house, an investment property, a car, and even switching jobs, etc. We don't make any big financial decisions without Sunny's input. I feel very comfortable working with him and I trust his advice because he's always straight forward with us. I also like the fact that he's independent so that his advice is not influenced by any of these big corporations. Last but not least, his holistic financial services approach is a great fit for our family's financial needs. We really needed a financial advisor that would take care of our retirement plans, investments, kids' college education needs, and insurance. The bottom line is, you need a financial advisor like Sunny on your side to help guide you through this complex financial world! More...

Reviewed on Yelp

I am so happy I found Sunny. He has helped me understand my finances better and create a plan tailored to my goals. He is friendly and transparent and takes whatever time is needed to walk one through all options and documentation.

Reviewed on Yelp

As a working professional, I know how to work hard to make the $$.  However, how to make that $$ work for me or how and where and when to save it eludes me.  I started searching for someone who would do exactly that for me.  Found Sunny right here on Yelp.  Trust but verify is what I did on the first few appointments.  Glad I did.  Sunny is the genuine article! He goes to bat for his clients above and beyond his regular duties. He is truly passionate about his work, extremely knowledgeable with a holistic approach to financial planning.  Xie xie, Sunny. More...

Reviewed on Yelp

Very knowledgeable and humble. Answered all my questions, gave me realistic projections. Glad I sat down with him!!!

Reviewed on Yelp

As a recent college graduate who lacks the knowledge of finance, I was seeking someone who can guide me through the world of finance so that I know how to save up in the future. Sunny was very helpful in telling me the steps I needed to take. More...

Reviewed on Yelp

I was lucky enough to find Sunny in Yelp and have him go over with us our finance status and plan to build up reserve and saving for our kids. Thanks to his recent advice that we reconsider our plan of buying a new house at this time. He is always on top of email, text.. you will get his response to your questions in the fastest time. Great agent!!!Thank you very much Sunny! More...

Reviewed on Yelp

I knew Sunny for over three years. He is one of the very best agents I have worked with. He is very patient and transparent. Very trustworthy. I am a happy client.Specifically, I appreciate his diligence. He may not know all the answers, but always followed up  with unanswered questions. Even to this day, I still meet him regularly to review our insurance needs and get solid advice and updates. More...

Reviewed on Yelp

I don't have enough words to describe how much Sunny's advice had changed my financial and career situation for good! I am glad I found him in Yelp! . I started to get the ROI right away from the first visit; in a period of  2 weeks I saved thousands of dollars with loan refinancing and had a significant increase on income by following his advice on changing jobs for a more competitive salary. He is not a typical financial advisor; he is holistic on his approach, by listening carefully on what are your life goals (not only financial). No rush. He will come up with a well- rounded financial strategy that can actually be implemented and guide you through the execution process. He is quick in responding emails and available for any follow up questions. Good at establishing a relationship with clients and developing trust. Already recommended to a friend and she is also very pleased with his service. Do not hesitate to contact him! More...

Reviewed on Yelp

Sunny is amazing at reading market trends and helping to not only protect your money but put you in position to make money. The way that Sunny treats clients is second to none and you will know very quickly that you are in good hands with Sunny. More...

Reviewed on Yelp

We met with Sunny a few months ago to talk about how to save more money, and our lives have never been the same.  He helped us visualize our overall financial picture.  He carefully reviewed our current finances and provided us with multiple alternatives of how we could best maximize and realize our short- and long-term financial goals, as well as cover all of our bases, for better or for worse, and even discussed at length about securing the financial future of our unborn (now born) son. :)Sunny is passionate about all things financial and has his own angle when it comes to investing; when to get in, when to get out and when to hang on.  So far, it's been nothing but positive vibes and positive trends.  He leaves no stone unturned and is definitely on top of his game.  We would not hesitate to refer all of our friends and family to him.  He'll set you straight! :D More...

Reviewed on Yelp

Sunny has been a friend and advisor for over a decade now. His advice has always been carefully thought through and applicable to my personal situation and goals. As a client you'll appreciate his honesty and integrity. 5 Stars. More...

Reviewed on Yelp

Sunny took care of all my life insurance needs. He was very willing to walk through and answer any and all questions I may have had. He setup times to meet with me and took care of scheduling any medical tests that I needed. I would highly recommend Sunny to anyone looking for help with financial and insurance needs. More...

Reviewed on Yelp

I've known Sunny for years through family friends, he's a really nice guy and extremely  knowledgeable about finances. Here's the story how Sunny and I started working together. I recently switched jobs and had lots of financial questions (pension, rollover, 401(k), investments, savings, stocks, mutual funds, etc). So I asked around for advice/ resources. I was led to WellsFargo and told "your account is... pretty small compared to others we manage. And that our customer service line will help you." Slightly discouraged I thought "know one is going to manage my account better than me". So I researched, read a few books and began managing (buying and selling stocks) on my own. 5 months later... I lost a $300 and had permanent anxiety from the Stocks app on my iPhone.So I called Sunny for financial advice, he was always really helpful and extremely knowledgeable. He explained everything in detail and I never felt pressured. After a year of working with Sunny, I am very happy with my account and working on a 2nd! I feel very confident about my investments with Sunny and would highly recommend him to anyone. Pros: Sunny's personal attention, very knowledgeable and overall super-nice guyCons: I don't have more to invest.... not yet! More...

Reviewed on Yelp

Many insurance agents will sell you a policy  and never contact you again. Sunny reviews with you in person at least once a year, reminds you how each product works, keeps you updated on the current investment trends and rebalance your portfolio to achieve your financial goal. You will get excellent service from him. More...

Reviewed on Yelp

Currently I have 3 financial accounts under Sunny's management for over a year. Before actually hiring Sunny as my financial adviser and money manager, I had waited for several years until comfortable. The entire time there was no pressure, or sales from his end which I appreciated. When finally ready to start getting my finances together I received a wealth of new knowledge from Sunny as well as a better understanding of where my finances should be going and invested in. More...

Reviewed on Yelp

It was our fortunate to know Sunny for planning our family financial strategy both in short term and long term. For a while, we were looking for a very knowledgeable and passionate person in this area, and lucky enough to find him through our neighbor, who was working with him for years. Besides of his expertise in financing, he is very humble and easy person to talk to. With his detailed analysis and advice, we got encouraged to buy our house last year and we are so grateful for that. It was a perfect timing in a very great area.In addition, he introduced us to a great company for managing our 401K. This was my main concern knowing which investment plans to select to meet my desire balance at my retirement time.I would strongly recommend him to anyone concerning on their financial plans. More...

Reviewed on Yelp

Me and my husband are both busy working for high-tech companies, in the past due to lack of time for supervision our investment hasn't been doing well. Even so, we are skeptical of financial advisors in general and never hired any (been ignoring the free financial advising service) . Until by chance we met Sunny. Sunny is talented, caring, and trustworthy. He helped us so much in organizing our investments. He is one of the smartest people I ever met and very comfortable to work with. I highly recommend him! More...

Reviewed on Yelp

I was in need of financial advice coming as a young adult.  I wanted someone with experience, passion, and knowledge of the financial industry. After doing much research, I chose to have a meeting with Sunny. Sunny is not just a financial adviser who will give you one plan and tell you to take it. He asks you what your goals are both short-term and long-term. Based on your goals, he will artistically formulate many different plans that will fit your needs.His expertise exceeded my expectations. He is very knowledgeable and very relate-able. He understands every person's background and can formulate a plan to maximize the amount of money you can make. Additionally, his experience working in the finance industry for different companies allows him to see things in different perspectives. He has a broad range of knowledge that can help you make good, sound financial decisions.Throughout formal education, there are no teachers that teach students the subjects of brokerage accounts, long term disability insurance, traditional 401k, roth IRA, and maximizing cash value. However, there is Sunny that will have the patience and knowledge to sit and talk with you about the all important topic of finance. More...

Reviewed on Yelp

My previous experience with other financial advisors had not been the greatest so naturally I had some reservation going into this partnership.  However on the advice of a friend (and client of Sunny) I decided to have an initial discussion. What I particularly liked about Sunny's approach was that he is not a heavy-handed salesman who was trying to convince me into making a decision that only he thought was right.  He did not try to rush me into making any decisions, nor did he seem bias to any one industry, region, market or trend.  Sunny listened carefully to what my current situation was, what my concerns were and to what I wanted to accomplish long term.  He was very patient and thoroughly explained the various options available, as well as provided great feedback and perspective on the companies I asked him about.  Some were sound...some were not...however had it not been for Sunny explaining to me why, I probably would have invested poorly if left to my own devices.  Sunny has been my financial advisor for over 5 years now and I could not be happier.  He has provided great service and sound financial advice that has resulted in measurable success and benefit.  I have seen my investments grown more quickly than with other markets & financial instruments and than with previous financial planners that I have worked with in the past.  He is constanly following industry trends, researching companies, countries and the different emerging market.  He is proactively engaged in my portfolio and reaches out regularly to see if the plan we put together 4-6 months ago has changed or remains the same, or to provide information or updates on my investments and if any modifications are needed. What I have been particularly impressed by while working with Sunny has been his proactive consultative approach, his patience in explaining the various investment instruments and how quickly he always returns my phone calls and/or emails.  Working with Sunny is truly a partnership in that he works very closely with you to ensure that you're current and future needs are being met.  He is not like other advisors I have worked with in the past who were constantly flipping my investements for the sake of making their commissions on the trades and transactions.  Every time Sunny has suggested buying or selling something in my portfolio, he has always backed it up with a well explained and educated reason backed by numbers and research for his recommendation.If you are looking for someone trustworthy, honest and dedicated to manage your future, Sunny should be who you reach out to....without hesitation. More...

Reviewed on Yelp

I have had very pleasant experiences with Sunny and his services. Sunny has been helping me with my insurance and investments for over 4 years now. He definitely has delivered what he promised. He always gets back to me in lightning speed whenever I have questions on my accounts. He takes the time to explain to me what I don't understand. Finance is really not my strong side. I needed someone that's patient enough to explain me what I should do. I don't have time to research for all the answers online nor do I trust the sources on there! Working with a financial advisor that's locally in San Jose and who I can completely trust is very important to me. So far I have nothing but positive things to say about Sunny and Essence Wealth & Insurance Services. More...

Reviewed on Yelp

I highly recommend Sunny Wang and Essence Wealth & Insurance Services.  Sunny has been my financial planner for several years and I have been extremely happy with his service and his financial products.  Sunny really goes the extra mile to make sure that you understand exactly what your getting and you understand the risk of what your getting into. More...

Reviewed on Yelp