Construction Loans Expert - Carmelo Vitello

About

Bank Loans Expert For Over 20 Years

Carmelo Vitello (NMLS#271085) has been helping new and experienced homeowners alike get affordable construction and renovation loans since 1993. A certified construction and renovation loan specialist nationwide for US Bank, I work to make the process easier for you every step of the way to help you get loans for your home projects - Construction, Renovation, Remodeling, New Land or Lot Loans.

Fifteen years before I became a bank loan officer, I worked my way through college (first Queens College then SUNY Stony Brook) as a construction worker.
During this time I worked on a number of notable high rises across Manhattan, and I handled all phases of home building on hundreds of projects. I developed a passion for home building. It was very gratifying to have built not just houses for clients, but homes for people to make their lives in.

MORE THAN A LOAN OFFICER
If you’ve ever applied for or taken a loan before, you are familiar with how loan officers work. If they believe you didn’t qualify for a requested loan, they apologized and showed you the door; if you qualified, they disappeared the moment you signed the paperwork. That’s not how I work.

I make myself totally available to loan clients for every single step of the process, from the qualifying stage to the moment you first open the door of your newly completed home.

If you come to me to apply for a loan but I find that you don’t qualify, I won’t turn you away: instead, I’ll show you the problematic areas of your application and advise you on ways to improve those areas, referring you to trusted credit recovery specialists if required.

After your loan is approved I make myself available to assist you during the entire construction process: monitoring contractors and their work, comparing the draws they make from the loan to what they have accomplished, mitigating any issues that may arise during the build, and more.

When I started banking in 1988, I immediately began researching ways that I could focus my energies on helping prospective home buyers, presenting them with as many viable financing options as possible. I found the field of construction and renovation loans, loans specially designed to help people purchase, build, renovate, and rebuild homes. To date, I have secured countless loans for clients closing on hundreds of millions of dollars in residential construction and renovation financings, and I would love to help you close on your project.

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