Find a Mortgage Advisor in Hamilton

For 30 years, I have had the privilege of providing customers with the highest standards of professional mortgage service and advice. My experience and knowledge of the constantly changing mortgage industry and local real estate market helps me provide custom tailored solutions to fit your personal financial goals. My role is to work exclusively with residential and commercial mortgage customers whether you are looking to purchase a property, transfer a mortgage, or refinance an existing mortgage.

Thank you for viewing, My Niche is in Refinance, Debt Consolidation and First Time Home Buyers, Experienced, Full Time Agent, Straight Forward Advice,

Home Finance Advisor for all your needs. Refinance, switch to Scotiabank, new mortgage, secured line of credit, new construction, first-time home buyers etc.

Home financing Advisor for first-time home-buyers, refinancing, switching to Scotiabank, new construction, secured Line of Credit, start right program for newcomers to Canada, home equity take out, consolidating debts

Honesty. Integrity. Trust. Some mortgage brokers will to gouge their clients with fees. We do not. We treat everyone fairly and ethically ALWAYS. If there is a better option for you that bypasses us, we will tell you. This is how we have grown our business. Our clients refer their friends and family because they know we can be trusted.

I bring the expertise of being a previous banker and experience of 6+ years in the lending industry. I take pride in my work and am always looking to explore the best options for my clients. TMG has been in business for more than two decades, we've helped over quarter million Canadians with their financial needs.

We are Canada’s largest mortgage company. Offering free expert advice across Canada – taking the hassle out of the mortgage process and simplifying your life. And, best of all, we work for you – not the lenders – to ensure you receive the best rates and products available in today’s marketplace. Whether you’re looking to purchase your very first home or upgrade to a new home, renew your existing mortgage or refinance your mortgage to free up some equity, we have a variety of products available to meet your unique needs.

Growing up, I never paid much attention to the financial world, but I slowly started seeing how vastly it is changing from the financial world my parents started in. It made me realize that it is getting increasingly difficult for younger people to obtain a sense of financial security that is comfortable, versus what it was like many years ago. This has fuelled my passion to continuously learn everything I can when it comes to finance, and help others gain a sense of knowledge and balance in today’s financial market.

Fast Pleasant Professional Mortgage Broker Pre- Approvals /various lenders / / private lenders- best solutions rates Experience Ray is a top level A1- negotiator - Specialties Programs- First Time Buyers- Refinance -Help Reduce Monthly Payments New to Canada Rental Property -Purchases or Refinance Self Employed

We are focused at ensuring each of our client is treated like family! Our approach is to fully understand our clients short term and long term financial goals so we can recommend the best real estate financial strategy for them. Backed by Canada’s largest lending house - Mortgage Intelligence - we have access to over 60 lenders which gives us a unique ability to ensure clients have more than one option to choose from which ultimately puts them in control of their real estate financial decision.

As an accredited Financial Planner, I assist you in prioritizing what matters to you most and helping you make your dreams a reality. Financial planning is an effective process where we can create a plan that is designed to assist you to reach your goals and achieve your dreams.

I am a Mortgage Agent serving clients all over Ontario. If you have any mortgage related questions or would like me to review your situation and advise of options, please let me know.