Trent's Mortgage and Finance Broking
Whether you’re buying your first home or adding an investment property to your portfolio, having a trusted mortgage broker to guide you through the process of financing is extremely important.
My goal is to educate first time home buyers and to provide the best possible advice and provide you with information about the government grants you may be eligible for.
Show more
Be the first to leave a review for Trent's Mortgage and Finance Broking.
What do you love most about your job?
I love being able to get clients into their dream homes. I turn my client's dreams into a reality of homeownership. I enjoy meeting clients throughout Australia and finding out about their circumstances and working with them to find the best loan options for them.
What inspired you to start your own business?
I was inspired to start my own business in mortgage broking when I was looking at buying a house and I went and saw a mortgage broker who was very knowledgeable and helpful when it came to getting me a home loan. I could do this and help people as well and the advantage is that there are no fees or charges payable by the client.
Why should our clients choose you?
I have an Accounting Degree from RMIT University so I can read and comprehend financial statements from business clients that want home loans to buy properties. I am independent and I don't work for the banks. I work for my clients and I am focused on getting them the best possible loan that will meet their needs. I don't charge any out-of-pocket costs or fees to my clients. The banks pay me a commission upon approval of my client's loans. I currently am accredited with 14 lenders and I will be adding more in the future.
Can you provide your services online or remotely? If so, please add details.
For mortgage broking, we can provide our services to clients remotely through Zoom, etc. throughout Australia or clients can make an appointment to come and see me in my office or I can meet them at a place that is convenient for them.
What changes have you made to keep your customers safe from Covid-19?
I have hand sanitizer and a QR check-in and there is social distancing etc. Clients can either see me face to face or remotely. Their ID will need to be certified shall they apply for a home loan.
Asset Finance
What is Asset Finance?
Asset Finance is a type of lending that gives you access to business assets such as cars, trucks, equipment, machinery and other business vehicles that enables you to release cash from the value in the assets you already own. Book in for a free consultation and we can discuss the following with you about Asset Finance:
Buying, leasing or hiring new equipment
Repayment terms that will suit your cash flow and budget.
How your finance should be structured over the life expectancy of the asset.
Business Finance
Business finance is available at Trent’s Mortgage and Finance Broking. There is a small business line and line of credit available. A small business loan can be used for:
Purchasing equipment or tools
Renovating or fitouts
Growing or expanding your business
Upgrading IT or technology
Marketing campaigns or promotions
Building a website
Buying office or café furniture
A line of credit can be used for:
Managing fluctuations in cash flow
Paying staff wages
Covering unpaid invoices
Buying urgent stock
Managing seasonal fluctuations
Paying suppliers
BAS payments
Managing late paying customers
Commercial Loans
What is commercial lending?
A commercial loan is most commonly defined as one of the following measures:
Higher value business loans in excess of $1million.
Loans for purchasing commercial property/real estate.
General business loans with commercial intent.
Commercial Real Estate
Loans are available for purchase or refinance of commercial properties.
The loan size ranges from a minimum of $150,000 to a maximum of $3,000,000.
Maximum LVR (Loan to Valuation Ratio) is 75% for Full-doc.
Maximum LVR (Loan to Valuation Ratio) is 70% for Alt-doc
The maximum loan term is 25 years
Principal and interest loans are available
Interest only is available for a maximum of 5 years
Low Doc Loans
What is a low doc loan?
A low doc loan is a mortgage that can be taken out using different income verification documentation to that required of a full doc loan. These are often used by self-employed borrowers, who may find it difficult to provide conventional proof of income.
Personal Loans
We have personal loans available through Moneyplace. Our loans range from $5,000 – $80,000 over a period of 3, 5 or 7 years. Interest rates are from 6.45% for an unsecured loan. You can borrow money for:
Car Loans
Debt Consolidation
Home Improvement
Holiday Loans
Medical Loans
Wedding Loans
Book in for a free consultation to see how we can help you get a personal loan.
Self-Employed Loans
We do have loans that cater for self-employed people. We have products for self-employed people including low-doc and alt-doc loans. This can include income verification with an accountants letter.
Who We Cater For
Purchasing residential and commercial property.
Need funding and have held an ABN for 12 months or more.
Are unable to provide an up to date BAS or trading statements
Need Asset Finance
