Ez Financing
Multiple locations
Multiple locations
Welcome to EZ Financing! we know that the decision to buy a home is a big one, so thank you for trusting us to help you through the process.
EZ Financing established in 2015 our mission is results that count every single time.
We are a small boutique brokerage means we have the time to get to know you, your individual circumstances and learn what’s important to you.
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What do you love most about your job?
Able to help clients live their dream of homeownership and making sure they have the loan that best suit their needs for over many years.
What inspired you to start your own business?
Thuy built Ez Financing to fix issues that she experienced firsthand when her husband and her bought their first home - mostly around a slow and inefficient mortgage process.
Why should our clients choose you?
We are a small boutique brokerage means we have the time to get to know you, your individual circumstances and learn what’s important to you. If you want down to earth honesty, straight up advice, then we want to work with you and help you achieve your dreams and goals!
We don’t speak bank jargon! Our team is here to guide you through the maze of lending options, listen to what’s important to you and empower you to make the best decisions!
At EZ Financing, we are all about building lasting relationship with you - not just doing a deal today. It has been a key foundation to our success over the years of looking after our clients mortgage and finance needs.
Personalised service, long-term client rapport, and trust-based growth are at the heart of every conversation we have and every application we submit.
More than anything, we want to be your partner in this journey, so if there’s anything we can do to help — whether it’s helping you figure out how much you can afford, working with you to understand how to get your finances ready, or making sure you’re prepared with the most competitive offer once you’ve found your dream home — We are here for you.
Can you provide your services online or remotely? If so, please add details.
Yes we have zoom appointment and also we visit client's place
Home Loan
Whether you’re buying your First Home, Next Home, an Investment Property, or Refinance your existing mortgage attempting to navigate to the world of home loans on your own can be tough.
This is one of the most important decisions you’ll make. We have many experience helping our clients in this area.
This means taking a good look at your total income as well as all your financial commitments and savings. You’ll need to have your finances approved before you can make an offer on your first home.
We’ll provide you with all the advice and support you need to make the best final decision, and get the keys to your first home. Talk our friendly and professional team of mortgage brokers today!
Land and Construction Loan
Whether you’re completing major renovations, knocking down an existing property or re-building and starting fresh, a Construction Loan may meet your needs.
Building a property or undertaking major renovations is a big project, so it’s important you know what to expect at each stage. Construction Loans give you the flexibility to draw down the loan at various stages of the build (also known as Progress Payments).
Your Progress Payment Schedule will typically have 5-6 stages during the construction period.
For more information on what to expect contact us for more information.
Self Employed Home Loan
Banks just love to make it hard for anyone with a business to borrow money. They want tax returns, notices of assessment and then letters from your accountant, making applying for a loan incredibly difficult.
To get a self-employed home loan, the majority of lenders require you to be self-employed for at least two to three years, however some can consider people who have been self-employed for only one year. If you self-employed less than a year, you still able to borrow.
Please give us a call and we will give you more information.
Home Loan Review
Ideally, you should review your home loan every five years. By then, enough time would have passed to help you assess your loan in relation to the current stage of your life.
For example, if you were newly-married when you took out your loan and had children during that five-year period, then you may have to adjust your loan to something that will help you stretch your budget further.
In this case, you can choose a loan with lower monthly repayments in exchange for a longer loan term. On the other hand, if your children have already left school, this leaves more room in your budget to make bigger monthly repayments and thus pay off your loan sooner.
Remember, the home loan market is very competitive and getting more and more competitive every year, so even though the standard review time may be 5 years, there is no harm in getting your EZ Financing broker to ask your current lender to review the rate. You never know you may just get an extra 0.10 – 0.20% discount for a quick phone call.
