EXPERT WEALTH-Financial Planners
Surry Hills NSW, Australia
(5)
Surry Hills NSW, Australia
(5)
Expert Wealth began with the simple concept. The value of our help, must be significantly greater than the cost.
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Combining over 30 years of experience to create a financial services company that helps clients achieve data backed results.
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5 customer reviews
Helene cooper
Financial Advisors
Great prompt communication and related to my situation . Is always available to assist and explain the step by step process to assist with a statement of advice for my superannuation and allocated pension
Helene cooper
Financial Advisors
Have been very prompt and efficient and have been sympathetic to my problems that I’ve had with my past financial adviser. I found it very helpful and they understand my needd going forward as I am retired and receive an allocated pension More...
Michael Fisher
Financial Advisors
To date I am totally satisfied with the professional manner that Troy Gudgeon has dealt with my financial requirements and would have no hesitati0n in recommending him to a friend with similar needs
Karoly Josa
Expert advice. Especially dealing with Troy I felt reassured that my and my wife's retirements investment are in good hands!
Stefan
Financial Advisors
Troy was incredibly friendly, communicative and most importantly, knowledgeable. He invested the time to understand our family's needs and within days of working with him, he already noticed several important value-adds for my Dad's financial portfolio which had been missed by our previous advisor. I would recommend him to anyone and there is only much to gain from having an initial scoping conversation with him! More...
What do you love most about your job?
As a financial planner, I am passionate about working with clients to help them achieve their financial goals, create wealth and increase their financial security now and in retirement. I achieve this by working directly with clients to fully understand their needs and financial goals and researching and tailoring advice that is specific to their circumstances.
With Australia's continually changing regulatory landscape, quality and personalized advice is needed to ensure clients receive timely advice that is easy to understand and relevant to their needs.
I work with a range of clients all at different stages in their life and financial life cycle to help them make informed decisions and empower them to achieve the lifestyle they want.
I help to guide younger clients with setting clear goals and financial targets, managing their cash flow and adopting sound wealth accumulation habits early in their working years.
For those in the middle stages with children and mortgages, I help them plan and implement strategies focused on debt management, tax-effective investing, getting their super positioned correctly and most importantly putting in place plans to protect the family from a financial shock in the event of an untimely death, disability or illness.
For those reaching retirement phase or have already retired, I proactively focus on finding the most effective strategy to ensure their savings will last so that they can enjoy their retirement.
I take great satisfaction and pride in knowing my clients have peace of mind and are willing to refer their friends and family.
Can you provide your services online or remotely? If so, please add details.
We have full ZOOM meeting capabilities & Proprietary systems, market leading technology and digital delivery drive down the cost of advice. Our data modelling enables insights that measure the value added, and we can prove it. If the value added is not significantly greater than the cost, there is no cost. That is our wealth promise.
What changes have you made to keep your customers safe from Covid-19?
Proprietary systems, market leading technology and digital delivery drive down the cost of advice. Our data modelling enables insights that measure the value added, and we can prove it. If the value added is not significantly greater than the cost, there is no cost. That is our wealth promise.
Retirenment Planning
n 2020 Australians are projected to spend more time in retirement than in the workforce. A shift that means substantial cashflow will be required to comfortably fund retirement.
The good news?
Expert Wealth strategies incorporate wealth generating actions that can be taken immediately, while working towards retirement, bolstering retirement savings for a secure financial position capable of sustaining this trend towards early retirement.
Transitioning To Retirement
The day we stop working is now in our hands.
With a Transition To Retirement strategy we are no longer bound to retirement on the day we turn 65 and can instead take control of our retirement date, potentially using this to our advantage by turning a redundancy into an opportunity.
Wealth Protection
A fancy word for ‘financially protecting what you can’t afford to lose’, for example the income that feeds your family and pays for the roof over your head, wealth protection is simply necessary insurance against the loss of income, money, savings and assets that ensures security and peace of mind for our clients.
Just as anyone with a financially dependent family should have life insurance, those with significant financial obligations and multiple dependents should have wealth protection – a safety net insuring your assets for financial security.
Investments
While most assume investing is for the rich, Wealth advisers help you perfect your cashflow foundations and incorporate appropriate investments for each of your life stages and milestones.
This personalised structure allows for a savings strategy that suits your comfort level while also offering risk protection, income tax savings and help with debt reduction.
In addition you can have peace of mind knowing an investment committee with over seventy successful years’ experience monitors your funds around the clock for the best outcome in all market environments.
Investors typically experience three or four of major market events in their lifetime with October 1987 and the global financial crisis of October 2008 already seared into the memories of our generation.
Superannuation
Super funds are an investment in your retirement, and therefore in your future.
As specialists in this area of Financial Planning for nearly twenty years, the role of Expert Wealth is to empower clients to live in the present while consciously planning for that future.
With personalised and sophisticated strategies Expert Wealth can put you in a position to reap the immediate benefits of superannuation without compromising cash flow. We understand that clients need to afford the now, while thinking of the future if and when they can – sowing the long-term benefits of accumulating wealth for the day you can finally stop working.
Estate Planning
Estate planning is an effective method of reviewing assets, considering how they’re structured, and determining how you would ultimately like your legacy and provision for those closest to you to be distributed. Not having these preferences made and updated can have devastating effects on those we love.
As specialists in this area of Financial Planning Expert Wealth advisers assist with formalising and updating clients’ wishes while working closely with a select team of skillful and compassionate solicitors.
SMSF
SMSFs differ from standard ‘retail’ superannuation funds because they offer greater flexibility, tax advantages, potential cost savings and the ability to pool funds to buy property.
As specialists in this area of Financial Planning Expert Wealth advisers assist with the setup of SMSFs from the earliest possible stages, working in partnership with your accountant and coordinating the fulfillment of complex and ongoing SMSF compliance requirements.
We also meticulously research the most effective tax strategies for the entity and trustees, highlighting specific benefits which enable us to advise on these specific allowable benefits. Aligning these findings with planning we then work towards achieving your financial retirement goals, through potential savings of thousands of dollars in unnecessary tax payments.
