CNA Financial Services - Mortgage Brokers
Albany Creek QLD 4035, Australia
Albany Creek QLD 4035, Australia
At CNA Financial Services, we look forward to helping you reach your finance goals. We believe that loan products should be easy to understand, easy to access and allow you peace of mind. We work for you, not the banks!
We can tailor the perfect home loan to suit your individual needs.
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What do you love most about your job?
Craig’s specialty is making clients’ dreams happen whether it be to buy a new home or investment property, secure funds for a renovation or even reduce their expenses with a smarter loan option or better interest rate.
Craig’s working life has been dedicated to the banking and finance industry and he loves being able to use the experience and knowledge his gained over the last 20 years, working with some of Australia’s biggest banks and mortgage brokerages, to help others to save money.
Not all banks lend the same. Craig provides access to hundreds of home loan products and works with banks and credit departments every day – so he knows which bank will be responsive to your individual situation. Whether you are a first home buyer, upgrader, investor, renovator, self-employed borrower or business owner, single applicant, or even an overseas borrower, not every bank will look at you the same way and that could impact both the amount of money you could borrow and how much it could cost you.
When Craig is not working he enjoys watching a wide array of sports. With his two children Joshua and Abbey also loving sport just as passionately, you’ll often see Craig most weekends watching them try out their skills on the sporting fields.
​Professional Qualifications & Memberships -
Diploma of Finance & Mortgage Broking Management (Dip. FMBM)
Certificate IV in Financial Services (Finance & Mortgage Broking)
Member Mortgage & Finance Association of Australia (MFAA)
Commissioner for Declarations
Why should our clients choose you?
Whether you are a just starting out with your first home, or you are a seasoned investor, we are committed to providing you with the right home loan to meet your needs. We will discuss every aspect of your loan with you and ensure you understand the fine details – like competitive interest rates, offset facilities, unlimited additional deposits and redraw facilities. You can rely on us to provide you with customer service that you will value for the life of your loan, and that we will continue to support you in achieving your future goals.
Can you provide your services online or remotely? If so, please add details.
Because we work for you and not the banks, we can customise our service to your needs. In person, online or remotely - the choice is yours.
Mortgage Broker
We look forward to helping you with your finance needs. We can help first home buyers, next home buyers, refinancers and investors. Have a look below to see what kind of services we offer, or call us to discuss your specific requirements.
There are literally hundreds of loan products on the market today and it is our job to help you find the right solution to suit your individual needs and servicing ability. We pride ourselves on delivering proactive service and support.
First Home Buyers
Just starting out and not sure what kind of loan you need? No worries! We are here to help. As a first home buyer, you can obtain finance from a financial institution (a loan) either to purchase or secure against the property, with our assistance. Features of a mortgage such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan and other characteristics can vary considerably. Speak to us to discuss your options. We can also help you determine your eligibility and help you apply for the First Home Owner’s Grant.
Family Guarantor Home Loans
This type of loan can be made by securing a property from a guarantor, usually a family member. This involves securing the deposit shortfall to a property or a house and land packaged being purchased or owned by the guarantor, such as your parents or a close family member. The advantage of this type of loan is that banks generally perceive this as low risk so you will save money on mortgage insurance.
Upgraders
There can be lots of reasons for upgrading your home. Your family might have outgrown the space, you may want to renovate or extend, live in a different location to be closer to schools or work, or you might just want to move up the property ladder. A bridging loan may be necessary to cover the financial gap when buying one property before the existing one is sold. This finance is secured against your existing property (utilising equity) and the new property being purchased. Usually, bridging loans are short term and more expensive than other types of loans. There are alternative ways to finance a change from one home to another, so please talk with us to discuss your options.
Standard Variable & Fixed Rate Loans
The variable rate loan offers more features and flexibility than the basic fixed rate loan, so the rate is usually slightly higher. Fixed rate loans are set at a fixed rate for a specified period – usually one to five years. This gives you the advantage of knowing how much your repayments will be, allowing you to organise your finances without the risk of rising interest rates. However, this advantage is offset by the possibility of not benefiting from a drop in rates.
Refinancing
We strongly suggest reviewing your home loan every 2 to 3 years. It is a great time to review your finances and make sure you are getting the most out of your mortgage. There is a good chance that your circumstances or priorities have changed and it's also likely that the market has changed. There may be products available that better suit your current situation. Interest rates are also at a historical low so it might be the perfect time to access a lower interest rate and save money. You can also access equity in your property to finance a renovation or purchase an investment property.
Debt Consolidation
If you are feeling the pressure of consumer debt - credit cards, personal loans or car loan, a debt consolidation loan may be the perfect option for you. You may be able to consolidate these debts into your home loan. This will free up your cash and allow you to repay those debts at a much lower interest rate and reduce your overall monthly repayments. You will get back on top of your finances once and for all.
Investment Loans
Build wealth through Property Investment. Investment loans are structured in a specific way to allow you to make the most of your assets and finances. We believe property investment can help you achieve financial freedom. Whether you are a first time investor or a seasoned investor with a large portfolio, we can help you with your strategy, compare potential investment loans and can work with your financial planner and accountant to ensure your loan is set up to meet your specific needs, and we have access to competitive loan options that can help you maximise your investment returns.
Construction Loans
We can help you get the finance to build your dream home! Construction Loans are specifically designed for people building a property. A construction loan is a progress based loan, where instead of receiving the full loan at once, amounts are received at specific points throughout stages of the construction process. The good thing about this is that you only pay interest on the amount you have drawn. This means you don’t begin making full repayments until your house is complete. We will take care of every aspect of the construction progress payment process to ensure that everything runs as smoothly as possible during the construction phase of building your property.
