Tenure may not be a basis for integrity, but it certainly is for honing one’s expertise.
As an award-winning mortgage broker with more than 25 years of accumulated knowledge and experience in lending, banking, conveyancing, and property management, I bring clients a complete property finance and management solution coupled with our premium level of service.
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7 customer reviews
Leah Williamson
Diligent, professional, efficient and friendly. Well and truly guided through the process and at all times felt like we were in the right hands
Reviewed on Facebook
David Anderson
Jo and her team have been absolutely brilliant with their service for 2 people who really struggle with technology. Their patience and willingness to walk us step by step each process over the phone was greatly appreciated. Highly recommend their services to anyone. thanks for all the help Jo and Team More...
Reviewed on Facebook
Chantelle Keys
Thank you to Jo and the team they did such an amazing job for us even with the bank being painful and slow at this time. We couldn’t recommend then enough, they took all the stress out of the whole process for us. Highly recommend as they will go the extra mile for you. Matt and chan More...
Reviewed on Facebook
Madi Henchley
Being a first home buyer… it is exciting but it’s also very scary! Having Jo as my mortgage broker put me at ease and made the whole process a lot less stressful. Jo is the broker you want by your side when things don’t go exactly to plan because she will always have 3 solutions to any problem. She is also the broker that will take that moment to celebrate with you when things go exactly as you want them to. The team at PPHL are customer focused and you can feel that commitment and passion in every email and every conversation. Thank you Jo and team for leading me through the whole process, answering my hundreds of questions, for consistently going above and beyond for me and for making me a home owner!! 🗝🏡 More...
Reviewed on Facebook
Annette Saurine
I have know about the team at Platinum through their amazing dealings with my daughter and also through referrals of friends but never had the time to really understand how much help and ease of life I could have by just taking the time to look at my finances and interest rates. Paul and Jo and the team at Platinum are extraordinarily kind, professional, eager to impress and kind and understanding. After Covid affected everything and life felt at a bit of a loss the team at Platinum found a great refinancing of my loans, saving over a percent in interest and additional surplus – plus catered for my family needs.It was and is the most seamless effortless dealing (for me – no question on how hard the team at Platinum worked) and everything just happened – above expectations.I am incredibly grateful for all your help and look forward to being a longstanding client to Platinum Package Home Loans – I would never go any where less and am truly grateful for all your help. More...
Reviewed on Facebook
Hongmei Xia
Highly recommend Jo, Paul and Vanessa with their extensive knowledge, professionalism and best customer service ever! Jo is sensational! With the wealth of her profound financial background and experiences, she helped me to refinance my mortgages smoothly in a manner of efficiency and professionalism. They went extra miles to answer all our questions and meet all our expectations. A big thank you to you all, your guys will sure to be my future brokers, and of course to recommend to family members and friends. More...
Reviewed on Facebook
Brooke Branson
Thank you Jo and Paul for all your hard work. You made the process easy. I would recommend to anyone 😊
Reviewed on Facebook
What do you love most about your job?
Helping people make their dreams come true. Corny but true!
What inspired you to start your own business?
Putting in the same effort but being more appreciated as i'm still working for my clients, but i can have work life balance as well. Banks dont promote this line of thinking.
Why should our clients choose you?
With over 25 yrs of finance experience, if your a round peg i'll be able to fit you into a square hole!
Can you provide your services online or remotely? If so, please add details.
Remote services via zoom, email, phone, WhatsApp, document collection portals also available & easy to use!!
What changes have you made to keep your customers safe from Covid-19?
Online access to us from 9am to 7.30pm 4 days a week via zoom and email. No need to leave the safety or comfort of your own home
Self Managed Super Funds
For many people, a self-managed super fund (SMSF) offers a great opportunity to take control of their retirement savings. When it comes to investment strategy, an SMSF offers a unique advantage in the form of direct property ownership.
While this option is not for everyone, for those able to navigate the complexities of property investment, tax implications, trust structure, personal obligations and costs within the SMSF framework, it can yield significant long-term benefits.
The key to success lies in understanding your personal investment goals and ensuring that direct property aligns with them.
With all the same tax advantages and concesions as more traditional funds, an SMSF, how it works and understanding the rules, costs and risks of setting up a self-managed super fund (SMSF) for propery investment.
BENEFITS
With an SMSF, you have complete conttol over your finances and can make investment choices that suit your specific circumstances to maximise your earnings and potential tax benefits.
Unlike traditional super funds, you can invest in a wide range of assets provided they meet the investment strategy prepared by the trustees and are held solely for the purpose of providing for members in their retirement.
You can tailor your investments to suit your level of risk tolerance and financial goals.
DISADVANTAGES
Researching suitable investment paths takes a long time and running an SMSF is a continuous process while you manage its performance.
Other disadvantages include managing the risks involved with non-compliance which can result in penaties. Also having a lack of statutory compensation or access to conflict resolution channels in case of disputes are factors to consider. SMSF's cannot access government compensation schemes in the event of money being lost including those ourside of the trustee's control.
Poor decision-making can also lead to finanial and legal consequences, especially in the matters of taxation, so it's important to seek ongoing financial advice.
Purchasing a Home
BUYING YOUR FIRST HOME
Platinum Package Home Loans (PPHL) works for you, not the lenders.
We help you secure your financial freedom and first home dreams through an individually tailored effient home loan.
HOW WE HELP YOU
Buying your first home is an exciting move, but it can also be daunting.
PPHL Saves you time, effort and stress by fast-tracking you to your best-fit home loan fast.
But your Platinum experience goes beyond simply the funds required to but your first home, You can also be rest assured of:
> Viable home loan options
> Trustworthy quality lending
> Swift online preapprovals
>Flexible innovative products
>Sount borrowing advice
>Cost transparency
> A smooth easy process
OVERVIEW
Looking to join the home ownership ranks? Living in a home that is your very own certainly is a rewarding experience. There is a great security and comfort in that for you too. Buying your first home may be a coveted dream but applying for your first home loan often fills budding buyers with less delight.
The home loan mrket is saturated with options. Choice can be a fine thing but knowing how to lock down the best option for you can be daunting. Property purchase is a learning curve after all. Just as well you have a simple and effective solution on hand.
PPHL delights in supporting first home buyers through the front door of their very own property. We ease your path with personalised home loan soluitions, 25 yrs industry expertise, expert advice and tirelessly responsive service.
In a nutshell, we make it easy for you to get the best possible home loan for your requirements.
WHY USE A BROKER?
Arguably your first home is the biggest financial investment you will make. Home ownership brings you the freedom and independence of owning your space and investing in a signficiant asset. Not only that but your first home and its loan play an important role in setting you uip for future moves and investments. So as a first-time buyer, getting the right home loan is key.. Platinum Package Home Loans tailors you a loan that matches your individual goals, budget and aspirations.
Investing In Property
Property investment is one of Australia's most popular wealth creation channels. Building wealth and financial security through property can be lucrative. How well your investment portfolio returns depends on the finance and investment structure you have in place.
Here is where PPHL can help.
HOW CAN WE HELP YOU?
Profitable property mangement requires more than just finance. Whether you have one investment property or an entire portfolio it's key to grow your investment in a sustainable way. Our expert team keep your proeprty investment on a strong growth trajectory.
> Growth-focused
> Leverage equity
> Expert reach
> Strategic support
Refinancing Your Home
Cash flow is esential to your lifestyle and financial wellbeing. Life changes, so your home loan should have all the flexibility and features to keep pace.
Sometimes this means switching to a different home loan that better matches your current circumstances.
HOW WE HELP YOU
Refinancing comes with maximum reward when you work with PPHL.
Our broad network of quality lenders and our extensive experience simplify your refinancing process. We cut down the time it takes for you to transition to your new lender too.
That means you can reap the benefits of refinancing sooner.
> Competitive interest rates
> Access to better loan features
> Streamlined budgeting
> Release equity
> Support in deposit raising
> Easy application process
OVERVIEW
Refinancing can be a financially rewarding move. But like any financial decision, it requires careful consideration and research.
PPHL understands the importance of having the most cost-efficient home loan and financial strucures at all times.
That is why we do ALL the legwork to help you decide whether refinancing will deliver you the best financial benefit. If refinancing is your best move forward, we set about researching a solution that measurably enhances your cash position.
WHY USE A BROKER?
Deciding whether refinancing is the right move for you and ensuring your refinance improves your financial position both take specialist know-how. This is where a quality home loan broker like PPHL pays dividends. Our specialist brokers will conduct an expert financial health check to determine whether your current home loan is still serving you best.
IS REFINANCING RIGHT FOR ME?
Refinancing your home loan is not a silver bullet to cash flow challenges. Often refinancing comes with upfront costs like early exit, break costs and application fees plus in some cases Lenders Mortgage Insurance(LMI). Our experts will help you weigh the upfront costs of refinancing against potential long-term savings and benefits. So you can make an informed decision as to whether refinancing is the best solution for you.
Business & Equipment Finance
Cash flow is essential to your business. Whether you are looking to purchase a business or commercial property, establish a new business or invest in equipment to expand your current operations, we can help.
We will review your current financial position and will provide options for a loan that matches your current circumstances and business goals.
Personal Loans
With a set amount of money borrowed, you can use the funds to pay for anything from home renovations to even your dream wedding day! And with the ability to pay back the loan in instalments over an agreet term, you can take control of your finances and manage repayments without feeling overwhelmed. If you have outstanding credit card debts or other loans, consolidating them into 1a personal loan can help siplify your finances and give you a clearer picture of your repayment schedule. With a personal loan, the possibilities are endless, and you can turn your dreams into a reality
