As a mortgage broker with connections to over 30 banks, I’m not just here to snag you the lowest rate— From quick approvals to ongoing rate checks, I’m with you every step of the way, making the whole process smoother, smarter, and a little more fun
4 customer reviews
Rahman
Mortgage Advice
Richard was very nice and explained all of the things that we need to know to buy our first house clearly. Very patient answering our questions and helping us through all of the process. Very recommended mortgage broker 👍
Cheng Kai Lee
Mortgage Advice
Excellent services from Derry and Co. Staff are friendly and professional. Special thanks to Richard Ng who has patiently walked me all the way through with the mortgage advice.
Albina
From the moment we started working together, Richard made us feel confident and supported through what can often be a daunting process.
They truly listened to our needs, took the time to understand our financial situation, and tailored their advice to help us achieve our goals.
What really stood out was their dedication and patience. I had so many questions (and maybe a few moments of panic!), but they were always there to guide us with clear explanations and reassurance. Their attention to detail and commitment to finding the best deal for me were second to none.
Thanks to their expertise, I’m now in my dream home and couldn’t be happier. If you’re looking for someone who genuinely cares and will go the extra mile for you, I can’t recommend Derry and co enough!
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Adrian
Richard from Derry & Co was a vital part in my wife and I securing our first home. We had a unique situation with a tricky process for a split owner and investment loan, but nothing was too much to ask for Richard as he guided us through every question I could think of at any hour of the day or night. We were more than stoked also with our borrowing power, which was more than we expected in this high interest environment. Would not hesitate to use his services again or recommend to anyone looking for a professional broker! More...
What do you love most about your job?
As a mortgage broker, I’m passionate about helping clients turn their dream of homeownership into a reality! It’s like being a matchmaker—but instead of finding people their soulmate, I help them find their perfect home. I love connecting with amazing clients, solving financial puzzles, and celebrating alongside them when the deal closes. There’s nothing quite like the excitement of seeing someone move into their dream home, knowing we’re not just part of their journey but also committed to ongoing support by monitoring and re-negotiating their interest rates.
Why should our clients choose you?
Choose me because I make mortgages easy and stress-free! I’m your mortgage matchmaker, finding the perfect loan to fit your needs, saving you time, money, and headaches. Plus, I'll guide you every step of the way.
Can you provide your services online or remotely? If so, please add details.
Absolutely! I offer my services online and remotely, so you can get my mortgage advice from anywhere. We can handle everything via calls, emails, or video chats—no need to leave your home!
Fast, convenient, and efficient.
Finance broker
Loan shopping made easy:
We’ll compare tons of mortgage options for you, hunting down the best rates and terms like a pro!
Tailored advice, just for you:
Get personalized, expert recommendations that fit your finances like a glove.
Pre-approval assistance: We'll help you get pre-approved so you know exactly what you can afford before you start dreaming of that new home.
Deal negotiator on your side:
We'll haggle with lenders to score you a sweeter interest rate or better loan terms—saving you money.
Access to secret lenders:
We have access to a wide network of banks and non-bank lenders, including those not directly accessible by borrowers.
Credit analysis:
We’ll check out your credit and find a loan that matches your unique financial vibe.
Paperwork? We’ve got it covered:
Sit back and relax while we handle the boring forms and make sure everything is spot-on and ready for your lender.
Loan structuring advise:
Whether you want a fixed rate, variable rate, or something else, we’ll help you whip up the perfect loan combo for your needs.
Refinancing:
Already have a mortgage? We can help you find a better deal, whether you’re switching lenders or just refinancing for savings.
First-time buyer’s best friend:
New to the homebuying game? We’ll break down the process, help with government grants, and will lead you through from the beginning through settlement.
Debt consolidation:
Got debts all over the place? Let’s bundle them into one easy mortgage and simplify your life while cutting down interest.
Lifetime ongoing support: We’re not just a one-time deal. We’ll stick with you through rate changes, refinancing, and any other tweaks to your loan.
Specialized loans: Whether you need a loan for construction, are self-employed, or want a low-doc loan, we’ll find your perfect match.
