Hello, Maria here, a founder of Diamond Property and Wealth and a financial adviser you will work with.
At 18, I found out you could get into New Zealand property for about $22 a week. That one fact changed how I thought about money — and it's why Diamond Property &
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9 customer reviews
Stephanie Muncaster
Maria and her team from Diamond Property and Wealth NZ have given me the confidence to move forward in my retirement planning. We looked at how I could maximize my current income and use the money previously used for a mortgage on my property to best effect. My retirement portfolio is now more diverse and in a wealth growth phase. One year into this process I am confident I am currently on the right track. More...
Reviewed on Google Maps
Elina
Maria has been absolutely incredible to work with. She took the time to thoroughly review our financial situation and put together a clear and practical plan tailored to our goals. With her guidance, we’ve been able to build strong financial habits and, most importantly, successfully purchase our first investment property. Maria supported us every step of the way, she was always approachable, courteous and positive. We consistently felt like we were in very capable hands. She is highly knowledgeable and provides thoughtful, well-considered advice that we truly trust.It’s also clear that Maria puts in a huge amount of effort behind the scenes to ensure everything runs smoothly, and we really appreciate the level of care and dedication she brings to her work. We highly recommend Maria to anyone looking for a committed and trustworthy financial advisor. More...
Reviewed on Google Maps
Denise Mathers
We couldn't be happier with the support and guidance we've received from Maria at Diamond Property and Wealth. From helping us develop a clear financial plan, to assisting us with the purchase of an investment property, and putting us firmly on the path toward a successful retirement, she has been outstanding every step of the way. Her knowledge and expertise are second to none, but what really sets her apart is how approachable, supportive, and easy she is to work with. She takes the time to explain everything clearly, answer questions, and ensure we feel confident in every decision we make.She is backed by an incredible team of professionals who work seamlessly together to make even the most complex tasks straightforward and stress-free. What could have been a daunting and overwhelming process was instead made manageable, enjoyable, and exciting.We are extremely grateful for everything she and her team have done for us and would highly recommend her services to anyone looking for trusted financial advice and long-term financial success. More...
Reviewed on Google Maps
Joseph Dodd
Excellent service, helped us to be laser focused on everyday success, which in turn builds success for the future. Very professional, challenges thoughts and ideas, helps with every stop along the way with great communication and support.
Reviewed on Google Maps
Nick Close
Maria and team at Diamond Property were personally recommended to me by a friend and I'm very pleased that they were. I was looking for advice on how best to invest and after meeting with Maria a couple of times she came up with a plan with various options. I ended up buying an investment property which I am very happy with. I felt very well supported through the whole purchase process. It is good to have an expert like Maria on your side as she knows the industry so well and always wants the best for her clients. More...
Reviewed on Google Maps
Charee Lammas
Maria is truly outstanding and exactly the kind of person you want in your corner. My partner and I are new to property investment, and she guided us through every step with clarity and confidence. We’re currently part of her 12-month financial coaching program, and it has made a significant difference to our financial position and mindset.Her team and professional network are equally impressive, and it’s clear she genuinely cares about her clients’ long-term success. Maria is always approachable, takes the time to answer questions thoroughly, and never makes you feel like a burden.We confidently recommend Diamond Property and Wealth to anyone wanting to build, grow and secure their financial future. More...
Reviewed on Google Maps
Carl Fenton
Financial Advisors
Diamond Property and Wealth were an absolutely game changer for us. We're 9 months in to the programme and we've never been more on top of our current finances and our financial future. Maria makes the process fun - its not just about the dollars and cents. I highly recommend using them. More...
Palm
Maria is absolutely brilliant and undeniably someone you want to have on your team. My partner and I just started property investment, and Maria helped us along every step of the way. Her team and the people she works with are top-notch as well. You can tell that Maria cares deeply for her clients and has our best interests. She is always approachable and answers questions or concerns even if it takes time. Diamond Property and Wealth is a very easy recommendation for anyone looking to secure their financial future. Cheers! More...
Reviewed on Google Maps
Valerie
Financial Advisors
I cannot recommend Maria highly enough! We are currently engaged in a 12-month financial coaching program with her, and it has been transformative.
From the start, she took the time to understand our unique financial situation and provided tailored strategies to improve our cash flow as we launched our new business.
What truly sets Maria apart is her ability to offer insights into our psychological relationship with money. She goes beyond the numbers, training us to think for ourselves and probing deeper than surface-level finances. This approach has empowered us to make informed decisions and develop a healthier mindset around money.
Maria’s financial plan for us is allowing us to pay off our mortgage much faster while simultaneously save for our other personal goals. Before working with her, we felt we had no extra money to allocate toward our aspirations. Now, it’s a refreshing shift to think, “Where are we going to put this extra cash?”
Maria’s charisma makes every session enjoyable. She combines professionalism with an approachable demeanor, making it easy for us to ask questions and engage in meaningful discussions. We are so grateful to have her on our team!
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What do you love most about your job?
Honestly, it's the moment a client stops feeling anxious about money and starts feeling in control of it. I've had clients come to us stressed, feeling behind, not sure where their money's even going — and twelve months later they're looking at a plan that's actually working, sometimes with well over $100,000 added to their net worth. Watching someone go from "I don't think I'll ever get ahead" to genuinely believing they will — that never gets old.
What inspired you to start your own business?
I've always held myself to very high standards, and honestly, what I saw happening across the industry didn't meet them. Too often clients were getting average investments, minimal advocacy, and not nearly enough transparency about who was really benefiting from the recommendations they were given. I felt clients deserved better than that — better quality investments, someone genuinely in their corner, and complete transparency about how and why we recommend what we recommend.
That's why we're extremely selective about who we align ourselves with — whether that's fund managers, property developers, or any other third-party professionals we work with. If a company doesn't meet our standards, we don't recommend them, regardless of how established or well-marketed they are. Starting Diamond Property & Wealth meant we could set the bar ourselves, rather than working within someone else's.
Why should our clients choose you?
Because we believe in living well today, not just "someday." Too many people treat wealth like a reward you only get in retirement — sacrifice now, live later. We think your money should let you live well right now, not in twenty years once everything's "sorted." That means building real wealth while still travelling, still keeping the things that matter to you, without putting your life on hold to get there.
We're also results-driven — average isn't good enough, and slow isn't either. We're after exponential results, not incremental nudges. We've had a client clear a $29,000 car loan and build a $28,000 investment portfolio from scratch in 12 months. We've had a household add $200,000 to their financial position in a single year. We've helped a professional turn a multiple six-figure income into a genuine seven-figure net worth. That's the pace we hold ourselves to.
And we make money fun, not intimidating. Investing has a reputation for being complicated — we don't buy it. Once your strategy is properly set up, managing it takes about two hours a year. Simple, and honestly, a bit fun.
Can you provide your services online or remotely? If so, please add details.
Yes absolutely!
Moreover, we can accommodate select evening and weekend slots if you work standard business hours.
Financial Planning
A financial plan built around your actual numbers — not a generic savings calculator.
Here's something we see constantly: hardworking, successful New Zealanders on genuinely good incomes — people who've had millions of dollars pass through their bank account over the last ten years — who still feel like they have surprisingly little to show for it.
It's not a discipline problem. Earning a good income and growing wealth are two completely different skill sets. Nobody teaches the second one — not at school, not at work, not by accident. You can be brilliant at your job and still have no real system for turning what you earn into what you actually want: an early retirement, a mortgage that's gone, a trip away three times a year, the ability to help your kids get started in life.
That's the gap we close. We build a plan around where your money actually goes, what it could be doing instead, and the specific moves — reducing debt strategically, investing with purpose, paying your mortgage down faster — that turn income into wealth, and wealth into the life you're actually working for.
How we can help
Managing your money day-to-day
We'll show you exactly where your money is going, put a debt reduction plan in place that actually works, and build a budget that fits how you actually live.
Accelerating your wealth
Good income, decent savings, but growth feels slow? We'll show you how to put your money to work harder — through investment strategy, smart debt reduction, and better cash flow decisions — so it starts compounding instead of just sitting there.
Planning for retirement, starting now
Right now, roughly 6 in 10 New Zealand retirees are living on NZ Super with little or nothing else on top of it — around $28,900 a year if you're single, $44,400 if you're a couple. If the idea of your retirement lifestyle being entirely decided by government policy doesn't sit well with you, the earlier you start building your own financial independence, the more choice you'll have. We'll map out exactly what "comfortable" costs in real numbers, and the fastest realistic path to get there — on your terms, not the government's.
Property Investment Advice
Property investment advice that starts with your numbers, not a project.
Most property investment conversations start backwards — with a listing, a display home, or a sales agent's pitch. Ours start with you: your income, your existing debt, your risk appetite, and what you're actually trying to build toward.
We've been doing this since 2015, and one of our co-founders brings hands-on experience in construction and property development — so the advice you get isn't theoretical. It's grounded in how developments actually get built, priced, and delivered, not just how they get marketed.
Property can be one of the most effective ways to build long-term wealth in New Zealand — but only if the numbers stack up for your situation, not just the seller's. We'll help you work out whether a property is actually a good investment, how it fits with what you already own, and what it means for your mortgage, your cash flow, and your long-term plan — before you commit to anything.
How we can help
Assessing opportunities
Thinking about a specific property or development? We'll run the numbers with you — yield, growth potential, risk, and how it fits your existing portfolio — so you're deciding with clarity, not pressure.
Building a property investment strategy
If you're starting from scratch, we'll help you work out whether property is the right next move, what type of property makes sense for your goals, and how to structure your finances to make it happen.
Protecting what you build
Property investment isn't just about buying well — it's about managing debt, cash flow, and risk as your portfolio grows, so one bad year doesn't undo years of progress.
Financial Coaching
Financial coaching for people who want their money to move faster — without giving up the life they actually want to live.
Most people think getting ahead financially means cutting back — no travel, no treating yourself, white-knuckling it until some day in the future when things are "sorted." That's not how we coach.
The goal isn't to shrink your life down to a spreadsheet. It's to get your money working so much harder that you're hitting your financial goals exponentially faster — while still travelling, still upgrading the appliances that need upgrading, still able to cover the unexpected bill without it wrecking your month or your mood.
That's the real skill most people are missing: not willpower, but a system. We've spent close to a decade coaching people through exactly this — regular, ongoing accountability that turns good intentions into actual progress, without turning your life into one long exercise in saying no.
How we can help
Getting your habits under control
We'll show you exactly where your money is going, then build a system around saving, spending, and cash flow that lets you say yes to the things that matter — without the guilt or the guesswork.
Working through big decisions together
Buying a car, taking a big trip, helping family out, covering a surprise expense — these are easier with someone in your corner who isn't trying to sell you something, just help you make the call with confidence.
Building financial confidence
The biggest shift for most clients isn't the numbers — it's going from feeling anxious about money to feeling completely in control of it, even when life throws something unexpected at you.
KiwiSaver Advice
Your KiwiSaver is probably the biggest investment account you own — and most people have never had it properly looked at.
For most New Zealanders, KiwiSaver quietly becomes one of their largest assets, yet it's often left on autopilot — a default fund chosen years ago, never reviewed, never matched to what it's actually meant to be doing.
That's a problem, because small differences compound into big ones. Take someone with a $20,000 KiwiSaver balance at 35, contributing $100 a week until they're 65. An extra 1% in annual returns — nothing dramatic, just a better-suited fund — is the difference between retiring with roughly $432,000 and roughly $526,000. That's around $94,000, from the same contributions, just working harder.* Multiply that by how many people are sitting in a fund that isn't optimised for them, and it's easy to see why this matters.
We'll check whether your fund actually matches your timeframe and goals, whether you're contributing in the smartest way for your situation, and whether it's being used well — whether that's for retirement, or for getting into your first home.
How we can help
Choosing the right fund
Growth, balanced, conservative — the right type depends on your age, goals, and how long that money's got to work. We'll make sure yours isn't just the default you were signed up with.
Optimising contributions
We'll help you understand how much to contribute, how to make the most of employer contributions and government incentives, and whether extra contributions make sense for you.
Using it strategically
Whether it's a first home withdrawal or long-term retirement planning, we'll help you understand exactly what your KiwiSaver can and can't do for you — and how to use it well.
*Illustrative example only, based on a $20,000 starting balance and $100/week contributions over 30 years. Actual returns are not guaranteed and will vary.
Investment Funds & Portfolio Construction Advice
Investment advice built around a portfolio — not a hot tip.
Most "investment advice" people get is really just a stock someone mentioned at a barbecue, or a fund a friend put money into two years ago. That's not a strategy — it's a guess with a good story attached.
We build you an actual portfolio: a mix of funds and investments chosen for your goals, your timeframe, and how much risk you're genuinely comfortable carrying — not the maximum risk a return chart makes look appealing. Because the real problem with most people's investing isn't picking the wrong fund, it's picking a strategy they can't stick to when markets get rocky.
It's also far more accessible than most people think. You don't need tens of thousands of dollars sitting around to start — you can open an account and start investing from as little as $50 a week, sometimes less, and be up and running the very next day.
As an independent advice firm, we're not tied to one fund manager or one product. We work across a number of providers in the industry, and specialise in both actively managed and passively managed portfolios — so the recommendation you get is based on what's genuinely right for you, not what we're incentivised to sell.
We build robust, resilient portfolios for a wide range of people — retirees who need their money to last and keep working for them, first home buyers building a deposit, students starting out with next to nothing, and double-income households looking to put spare cash flow to real use. Whatever stage you're at, the approach is the same: a portfolio designed to hold up, not just perform well when things are going smoothly.
How we can help
Building your portfolio
We'll help you choose a diversified mix of investment funds suited to your goals and risk profile — with clear reasoning behind every recommendation, not just a product list.
Reviewing what you've already got
Already investing? We'll take an honest look at what you're holding, whether it's still right for you, and where there might be gaps, overlaps, or unnecessary risk.
Keeping you on track
Markets move. Life changes. We'll check in regularly to make sure your portfolio still matches where you're actually headed — not just where it was pointed when you started.
First Homy Buyer Advice
Strategic, personalised property advice for first home buyers.
Buying your first home is a significant step on the path to financial independence and stability, but navigating the complex world of real estate can be daunting. When it comes to making one of the most important investments of your life, finding the right home isn't just about staying within your budget; it's about investing wisely.
We help first-time home buyers like you not only find a place within your price range but also guide you towards understanding your options and being fully prepared for the journey financially.
