Simplicity Financial

Tax Planning involves strategies to minimize income tax implications of individual or business decisions. Planned properly, it can have a massive impact on wealth building and it can’t be overlooked.

To book a complimentary consultation, contact us at https://www.simplicityfinancial.ca/contact

Under this engagement, we act like a family CFO proving our clients with guidance through a specific life altering moment such as:
Retirement
Death of a loved one
First home purchase
Sale of business
Marriage
Divorce
Or other key events


Or we get engaged to answer a specific concern such as:
What are my options for purchasing my first home?
How do I buy a rental property, personally or under a corporation? And how do I finance it?
I own a business – how do I retire from it?
Reviewing current tax saving strategies and suggesting a few more.
A second opinion on a suggested financial plan.
Simplifying the pension and severance pay decision at retirement.
Suggesting an estate structure and key steps to follow when going through an estate planning process.



With this engagement, we get compensated on an hourly fee. That fee ranges from $200-$250 an hour depending how many hours are being purchased at once. This service is provided by our Senior Financial Planner, Anna Knight, CFP.

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To book a complimentary consultation, contact us at https://www.simplicityfinancial.ca/contact

During this process we help our clients answer to a key question: am I ready to retire and if not, what do I have to do to get there?

During this engagement we will be:

reviewing and prioritizing your retirement goals and objectives

summarizing your current financial situation which includes developing a net worth statement, cash flow summary, budget and income tax analysis

identifying tax planning strategies to optimize your financial position

completing a retirement planning assessment, including financial projections of assets based on your estimated retirement date

assessing your estate net worth and liquidity and estate planning strategies


This engagement includes an initial data gathering meeting, plan presentation meeting, and follow up call to answer any questions. The implementation and ongoing follow up on the plan is not included under this engagement. Normal rate for this engagement is $1,500.


To book a complimentary consultation, contact us at https://www.simplicityfinancial.ca/contact

his engagement process is used with clients who approach us not only to provide them with answer whether they have enough to retire but also to review each area of their finances and how each of those areas integrate.

During this engagement we will be:

reviewing and prioritizing your financial goals and objectives

summarizing your current financial situation which includes developing a net worth statement, cash flow summary, budget and income tax analysis, insurance review and current estate planning in place

once clarity around goals is established, a comprehensive plan is created to address all areas and present clear actions needed to get the client from today’s situation towards their goals

along the way, strategies for budgeting and debt management are presented,

identifying tax planning strategies to optimize your financial position

completing a retirement planning assessment, including financial projections of assets based on your estimated retirement date

reviewing your current investment products and investment portfolio.

developing YOUR asset management strategy that fits your risk profile and YOUR objectives

developing a financial management strategy, including financial projections and analysis

assessing your exposure to financial risk and developing a risk management plan

developing an estate plan to ensure estate planning objectives are met

integrating and prioritizing all strategies outlined above into a comprehensive financial

financial plan that will be reviewed in detail with you; it will contain recommendations designed to meet your stated goals and objectives, supported by relevant financial summaries

assessing your estate net worth and liquidity and estate planning strategies

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This engagement includes an initial data gathering meeting, plan presentation meeting, and follow up call to answer any questions. Since each situation is unique, the price for a comprehensive plan ranges between $3,000 to $5,000 depending on the complexity of your situation. After an initial discovery call, more accurate pricing will be provided.

To book a complimentary consultation, contact us at https://www.simplicityfinancial.ca/contact

What are the best investment products for me? In today’s fast changing world, a well-structured investment portfolio is vital to your success. We guide you through the types of products and assets you should have in your portfolio to minimize the risk and maximize the returns you get.

To book a complimentary consultation, contact us at https://www.simplicityfinancial.ca/contact