Shareena Sharee Prasad - Mortgage Agent-Broker

Repeat Home Buyers
Buying more properties and need unique lending? Reach out to Shareena

New Landed Immigrant Buyers
The mortgage rules in Canada can be confusing. Let us negotiate on your behalf

Mortgage Refinancing
Rates change regularly. Are you missing out on big savings right now?

Private Mortgage Financing
Traditional lenders not interested in your position? Our network of lenders could be for you

Mortgages & Mortgage Financing
A perfect mortgage is both affordable and tailored to your situation. We can find the mortgage for you

Rental Income Property Purchase
Cash Flow is king, a good mortgage broker can partner with you long-term to build your real estate business.

Bad Credit and/or No Credit
No matter your credit history, Shareena can work with non-traditional lenders to find you a mortgage solution

As an independent Professional Mortgage Broker, we’re not tied to any one lender or range of products. Our ultimate goal is to help you successfully finance your home or property and reach your financial goals, then we will make a recommendation, drawing from available mortgage products that match your need, and finally decide together on what's right for you.

It could take weeks for you to organize appointments with competing mortgage lenders — and we know you'd probably rather spend your time house- hunting! Our Professional Mortgage Broker Services Team works directly with more than 40 different Banks/Lenders and can Quickly narrow down a list of those that suit you best.

Many people are uncertain or uncomfortable negotiating mortgages directly with their bank. Professional Brokers negotiate mortgages each and every day on behalf of Canadian homebuyers. You can count on our market knowledge to secure competitive rates and terms that benefit you.

We have access to a network of major lenders in Canada, so your options are extensive. In addition to traditional lenders, we also know what's being offered by credit unions, trust companies, and other sources. We can also help you take care of other requirements before your closing date, such as sourcing mortgage default insurance if your down payment is less than 20% of the purchase price.

Even if you've already been pre- approved for a mortgage by your bank or another financial institution, you're not obliged to stop shopping! Let us investigate to see if there is an alternative to better suit your needs.

Many financial institutions would love to have you as a client, which is why they often offer incentives to attract credit- worthy customers. These can include retail points programs, discounts on appliances, shopping clubs, and more. We do the math on which financing and mortgage insurance offers might be worth your attention so you get the perks you deserve.

Our job isn't done until your closing date goes smoothly. We'll help ensure your mortgage transaction takes place on time and to your satisfaction.

When it comes to mortgages, rates, and the housing market, we'll speak to you in plain language. We can explain the various mortgage terms and conditions so you can choose confidently.

Our Professional team and network offer a range of services during the mortgage process, which is absolutely FREE, including a half hour Qualification Consultation. How can we afford to do that? Like many other professional services, such as insurance, mortgage brokers are generally paid a finder's fee when we introduce trustworthy dependable customers to a financial institution. These fees are quite standard and nearly industry-wide so that the focus remains on you, the customer.

Our Home Buying Team will always be at your service. Even once your mortgage is signed, we will be here if you need any advice on closing details or even future referral needs. We are happy to be of assistance when you need it.