Maple Mortgage Group
940 The East Mall, Etobicoke, ON
(2)
940 The East Mall, Etobicoke, ON
(2)
We are a full-service mortgage broker who connects Canadians with the appropriate financial institution to optimize their purchase of a home within their long-term financial plan. We have access to over 50 financial institutions and lenders, ensuring we can offer the widest range of financing options available to Canadians.
Show more
2 customer reviews
Samu Zalongo
Am from Uganda, Kampala, Africa. My name is SSALONGO Samuel am dealing in mineral mining business in my country I would like to ask you if you can get for us any buyers of gold from their in your Country, in appreciation we would negotiate by commission, please you can add me to your WatsApp number +256773020440 +256703986032(If you are interested so that we can talk more about it I am ready to co-operate with brokers, / agents, / mandate, / representatives our gold purity is 97. 6 percent 22 carats. I will be glad to receive your reply, thank you More...
Reviewed on Facebook
Umar Shehu
Have never experience such a sensitive target in my whole life until I met with Mrs Caroline jones , Bitcoin trader who is skillful and has being handling my trade with her signal over a year now. With minimum $1000 you are sure to hit $11,050 wow all within a week. Thanks for your good work and God bless you. You can reach out to her on Email:CarolineJonesfx@gmail.com WhatsApp number: +1 (720) 515-7645 More...
Reviewed on Facebook
Pre-Approval
A Pre-Qualification, or Pre-Approval, is an important first step in the home buying process. Before you start house-hunting, it is important to confirm that you will qualify for a mortgage. At Maple, we do a comprehensive review of a client’s income, credit history, and source of down payment. Our pre-qualification review is as rigorous as a live mortgage application, so that there are no surprises once you have made an offer on a property. Most Pre-Approvals done at Banks are virtually worthless. The Maple advantage is in a fully qualified application at the beginning of the process.
New Purchase
If you're a first time homebuyer, repeat buyer, self-employed, real-estate investor we can help you. The first step in buying a home is to determine that you will be approved for a mortgage. Mortgage qualification has tightened in the past few years, but there are several programs available to first-time buyers. We are experts in obtaining financing for first-time buyers and we have access to many different mortgage lenders with preferred rates.
Mortgage Renewal
When your mortgage term is expiring, your existing lender will issue you a renewal offer. This is one of the largest missed opportunities to save money on the lifetime cost of your mortgage borrowing. You are entitled to move your mortgage on its renewal date without incurring a discharge penalty. This is known as a transfer or switch, and many other institutions will cover the cost of switching your mortgage from another lender.
Refinancing
If you have an existing mortgage and you want to increase the mortgage amount to access the equity in a property, you need to refinance your mortgage. Alternatively, if interest rates have dropped meaningfully during your mortgage term, it may make financial sense to break the mortgage early for the benefit of a lower rate.
Debt Consolidation
If you have an existing mortgage with more than 20% equity in your home, you may be able to add a second mortgage component (bank-permitting) or refinance your current mortgage. When restructuring your current mortgage, some lenders allow a portion of that mortgage to be in a revolving home equity line of credit. A refinance can be used to lower the interest cost for many homeowners and consequently pay off that debt sooner.
Home Renovations
Many homeowners will refinance their current mortgage to absorb the cost of renovating and modernizing a home. Refinancing a home to pay for the costs of renovations allows a homeowner to borrow that money at a lower rate than financing improvements to the property through higher interest credit like an unsecured line of credit or credit cards.
Investment
Some homeowners choose to access the equity in their property for investment purposes. This refinance strategy can assist a current homeowner who is “house rich”. Accessing equity in a property can free up capital for investment to diversify a financial portfolio or improve cash flow. Borrowing money for the purpose of investment is not a risk-free strategy. Consumer leverage should be carefully monitored, and these programs are restricted to credit worthy borrowers.
