Magical Mortgages

About

Our team specializes in residential loans and mortgage lending. We analyze your credit, risk tolerance, fiscal limitations, income, work and business history—whatever is needed—to match each client with the right product at the right lending institution at the right price with the right terms!

If you don’t qualify for any type of mortgage now, we then consider you for two other programs:

1) Rent to Own if credit or closing immediately is an issue.
2) Help one party during divorce remain in the property (normally mother & children).
Pay off car loans so our borrowers qualify for a higher mortgage.

The bottom line is this: Based on your personal story, we do everything we can to make sure you get exactly what you need. One of our goals is to respect and prioritize your time. Because we focus on the details, we assure you that nothing is overlooked, so there’s absolutely no reason for your closing to be delayed. If you are looking to buy a home after being prequalified or refinance, we do 95% high ratio insured mortgages with a nonrefundable cashback of about $10,000 (to reduce any liabilities or cover closing costs).

Struggling with bad credit, low income or don’t have enough in the bank for a full down payment?
Our unique rent-to-own program or our Co-ownership programs may be the best solutions for those who cannot currently get a mortgage. Whether you’re bankrupt, divorced, already an owner but going underwater, new to Canada, self-employed, or a young first-time buyer, we know you may just need more time.

Acting as a Finance Resource Consultant for small businesses, Martin has provided factoring of accounts receivable, purchase order funding, merchant cash advances, small business loans, and personal unsecured debt and has developed a reputation as a One-Stop shop.

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